Banks with Google Pay in Germany (full list) | Finder Germany

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Banks with Google Pay in Germany

The banks that let you pay conveniently with your smartphone.

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Google Pay is a digital wallet platform that helps Android users make payments on the go. Similar to Apple Pay which is available for iPhone users, Google Pay lets you make payments directly from your smartphone. The app is available on Android mobile devices, tablets and watches.

In this guide, we will explore how Google Pay can be used in Germany, including a list of German banks with Google Pay.

Banks in Germany with cards that support Google Pay

BankGoogle Pay supportedCompatible cards
1822YesVisa
Advanzia BankYesMastercard
Augsburger AktienbankYesMastercard
BarclaycardYesVisa
C24YesMastercard
boonYesboon, Mastercard
bunqYesMastercard
Bw-BankYesVisa, Mastercard
CitibankYesVisa
ComdirectYesVisa
CommerzbankYesVisa, Mastercard
ConsorsbankYesMastercard
Consors Finanz BNP ParibasYesMastercard
CurveYesMastercard
DKBYesVisa, Mastercard
Hanseatic BankYesVisa
INGYesVisa
KlarnaYesVisa
Landesbank BerlinYesAll card types
LBBYesVisa
MoneseYesMonese cards
N26YesMastercard
NetbankYesMastercard
OpenbankYesMastercard
PentaYesVisa
PleoYesMastercard
QontoYesMastercard
RevolutYesAll card types
StaxterYesMastercard
TomorrowYesVisa
VividYesVisa
Viva WalletYesMastercard
Wise (formerly TransferWise)YesMastercard

What is Google Pay?

Google Pay is an e-payment method that functions just like a physical wallet does. The only difference is that instead of drawing money from your wallet, it deducts cash from your Google Account.

With Google Pay, you can store your bank cards, flight or movie tickets, payment vouchers and even loyalty cards. You can later use your card details to shop online or in-stores. Since you don’t have to carry around your physical bank card, this reduces the likelihood of you losing your card or having your bank details stolen.

How does Google Pay work?

To use Google Pay, you’ll first need to hold a credit/debit card issued by one of the many German banks with Google Pay on offer.

Next up, log on to your Google Account. You should see a tab labelled “Cards”. This is where you can add new card details, which is a prerequisite for being able to use the Google Pay app.

Once you’ve added your banking information, you’re all set to spend. When prompted to make a payment, bring your mobile device close to the payment terminal to complete your purchase. Upon successful payment, there will be a blue check-mark on the screen of your device, notifying you that the merchant has authorized and completed the transaction.

The technology behind Google Pay is known as near-field communication (NFC) . A chip in your mobile device conveys your transaction information to the payment terminal, therefore processing your order near-instantly.

Where is Google Pay accepted in Germany?

Google Pay may be used at retail outlets with an NFC card reader, which includes ALDI-SOUTH, Kaufland, McDonald’s, Adidas and more.

You can also use Google Pay for online purchases or stores including Adidas, ASOS, and Deliveroo. Though Google Pay has only been available in Germany since 2018, it is already accepted by thousands of merchants within Germany and millions more around the world.

Which devices are compatible with Google Pay?

Google Pay is only compatible with Android devices, specifically devices running Lollipop 5.0 and higher. You can also set up Google Pay on any smartwatch on Wear OS.

How to set Google Pay up on your smartphone

You can configure Google Pay on your smartphone with just a few simple steps.

  1. Ensure that your smartphone’s operating software supports the installation of Google Pay. You will most likely need an Android device running Lollipop 5.0+.
  2. Check if your credit/debit card is supported by Google Pay. You can verify this information on Google Pay’s website, which lists which banks and type of cards they support. Alternatively, you can clarify directly with your bank.
  3. Download Google Pay from the Play store.
  4. Open Google Pay and tap on the button labelled “Payment” at the bottom of your screen. Then, proceed to tap “Add Credit or Debit Card”.
  5. Capture your card information with your camera or fill in your banking details manually.
  6. Validate your payment method.

Once your card has been added successfully, a small deduction will be charged to your card by Google Pay. Fret not, as this charge is used to check your card’s validity and will be refunded immediately once verified.

Is Google Pay secure?

Google has established an array of security measures to ensure that transactions are processed securely. For example, all payment information is kept remotely on secure servers, which means that your card details are never shared with retailers. Instead, you are represented by an encrypted Virtual Account Number that is specific to your device.

Additionally, an alert appears in your Google Pay app when a transaction is made, which can help you detect suspicious activity quickly. This alert contains where the transaction occurred along with the merchant’s name and the amount of the payment or refund. You can even use Android Device Manager to remotely lock your device if it’s lost, and then perform a factory reset to shut off Google Pay on that device.

Compare debit cards with Google Pay

Data updated regularly
Name Product Monthly fee Card delivery Supported currencies Mobile payments
Norisbank Current Account Plus
€7.90
5-7 working days

1

Apple Pay, Google Pay
Put control at your fingertips with premium banking features such as requirement-free credit facility and contactless transactions.
Comdirect Bank Current Account
€4.90
N/A

1

Apple Pay, Google Pay
A current account with no minimum incoming funds. Includes a free Visa credit card and free cash withdrawals worldwide.
VIABUY Prepaid Mastercard
VIABUY Prepaid Mastercard
€1.65
3-5 business days

1

Apple Pay, Google Pay
VIABUY Prepaid Mastercard comes with no line of credit and it does not require credit checks.
O2 banking Current Account
O2 banking Current Account
€0
3-5 business days

1

Apple Pay, Google Pay
A free current account where you can withdraw and deposit cash in over 10,000 partner branches without minimum purchase.
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Data updated regularly
Name Product Monthly fee Card delivery Supported currencies Mobile payments
bunq easyTravel Personal
€0
Up to working 10 days

1

Apple Pay, Google Pay, Fit bit Pay
A no monthly-fee card that lets you travel and spend globally using the real exchange rate. Security controls and simple payments.
N26 Standard
€0
Up to 10 working days

1

Apple Pay, Google Pay
Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
Fidor Smart Current Account
€5
N/A

1

Apple Pay
A mobile current account with real-time notifications on your transactions. Includes a digital Mastercard with mobile payment and a Smart Banking app.
N26 You
€9.90
Up to 10 working days

1

Apple Pay, Google Pay
A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
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Please note these products are not licenced as banks. Check our product review pages for details.
Data updated regularly
Name Product Monthly fee Card delivery Supported currencies Mobile payments
Revolut Metal
€13.99
Up to 3 working days

14

Apple Pay, Google Pay
A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.
Revolut Standard
€0
Up to 9 working days

14

Apple Pay, Google Pay
Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and the ability to hold over 15 currencies in your account.
Revolut Premium
€7.99
Up to 3 working days

14

Apple Pay, Google Pay
A combined current account and IBAN account with unlimited free currency conversions and international transfers in over 25 currencies.
Monese Premium
€14.95
Up to 3 working days

2

Apple Pay, Google Pay
A premium card with no fee for international payments, no foreign currency fees and unlimited ATM withdrawals at home and abroad.
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