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Banks with Google Pay in Germany
The banks that let you pay conveniently with your smartphone.
Google Pay is a digital wallet platform that helps Android users make payments on the go. Similar to Apple Pay which is available for iPhone users, Google Pay lets you make payments directly from your smartphone. The app is available on Android mobile devices, tablets and watches.
In this guide, we will explore how Google Pay can be used in Germany, including a list of German banks with Google Pay.
Banks in Germany with cards that support Google Pay
| Bank | Google Pay supported | Compatible cards |
|---|---|---|
| 1822 | Yes | Visa |
| Advanzia Bank | Yes | Mastercard |
| Augsburger Aktienbank | Yes | Mastercard |
| Barclaycard | Yes | Visa |
| C24 | Yes | Mastercard |
| boon | Yes | boon, Mastercard |
| bunq | Yes | Mastercard |
| Bw-Bank | Yes | Visa, Mastercard |
| Citibank | Yes | Visa |
| Comdirect | Yes | Visa |
| Commerzbank | Yes | Visa, Mastercard |
| Consorsbank | Yes | Mastercard |
| Consors Finanz BNP Paribas | Yes | Mastercard |
| Curve | Yes | Mastercard |
| DKB | Yes | Visa, Mastercard |
| Hanseatic Bank | Yes | Visa |
| ING | Yes | Visa |
| Klarna | Yes | Visa |
| Landesbank Berlin | Yes | All card types |
| LBB | Yes | Visa |
| Monese | Yes | Monese cards |
| N26 | Yes | Mastercard |
| Netbank | Yes | Mastercard |
| Openbank | Yes | Mastercard |
| Penta | Yes | Visa |
| Pleo | Yes | Mastercard |
| Qonto | Yes | Mastercard |
| Revolut | Yes | All card types |
| Staxter | Yes | Mastercard |
| Tomorrow | Yes | Visa |
| Vivid | Yes | Visa |
| Viva Wallet | Yes | Mastercard |
| Wise (formerly TransferWise) | Yes | Mastercard |
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What is Google Pay?
Google Pay is an e-payment method that functions just like a physical wallet does. The only difference is that instead of drawing money from your wallet, it deducts cash from your Google Account.
With Google Pay, you can store your bank cards, flight or movie tickets, payment vouchers and even loyalty cards. You can later use your card details to shop online or in-stores. Since you don’t have to carry around your physical bank card, this reduces the likelihood of you losing your card or having your bank details stolen.
How does Google Pay work?
To use Google Pay, you’ll first need to hold a credit/debit card issued by one of the many German banks with Google Pay on offer.
Next up, log on to your Google Account. You should see a tab labelled “Cards”. This is where you can add new card details, which is a prerequisite for being able to use the Google Pay app.
Once you’ve added your banking information, you’re all set to spend. When prompted to make a payment, bring your mobile device close to the payment terminal to complete your purchase. Upon successful payment, there will be a blue check-mark on the screen of your device, notifying you that the merchant has authorized and completed the transaction.
The technology behind Google Pay is known as near-field communication (NFC) . A chip in your mobile device conveys your transaction information to the payment terminal, therefore processing your order near-instantly.
Where is Google Pay accepted in Germany?
Google Pay may be used at retail outlets with an NFC card reader, which includes ALDI-SOUTH, Kaufland, McDonald’s, Adidas and more.
You can also use Google Pay for online purchases or stores including Adidas, ASOS, and Deliveroo. Though Google Pay has only been available in Germany since 2018, it is already accepted by thousands of merchants within Germany and millions more around the world.
Which devices are compatible with Google Pay?
Google Pay is only compatible with Android devices, specifically devices running Lollipop 5.0 and higher. You can also set up Google Pay on any smartwatch on Wear OS.
How to set Google Pay up on your smartphone
You can configure Google Pay on your smartphone with just a few simple steps.
- Ensure that your smartphone’s operating software supports the installation of Google Pay. You will most likely need an Android device running Lollipop 5.0+.
- Check if your credit/debit card is supported by Google Pay. You can verify this information on Google Pay’s website, which lists which banks and type of cards they support. Alternatively, you can clarify directly with your bank.
- Download Google Pay from the Play store.
- Open Google Pay and tap on the button labelled “Payment” at the bottom of your screen. Then, proceed to tap “Add Credit or Debit Card”.
- Capture your card information with your camera or fill in your banking details manually.
- Validate your payment method.
Once your card has been added successfully, a small deduction will be charged to your card by Google Pay. Fret not, as this charge is used to check your card’s validity and will be refunded immediately once verified.
Is Google Pay secure?
Google has established an array of security measures to ensure that transactions are processed securely. For example, all payment information is kept remotely on secure servers, which means that your card details are never shared with retailers. Instead, you are represented by an encrypted Virtual Account Number that is specific to your device.
Additionally, an alert appears in your Google Pay app when a transaction is made, which can help you detect suspicious activity quickly. This alert contains where the transaction occurred along with the merchant’s name and the amount of the payment or refund. You can even use Android Device Manager to remotely lock your device if it’s lost, and then perform a factory reset to shut off Google Pay on that device.
Compare debit cards with Google Pay
Please note these products are not licenced as banks. Check our product review pages for details.
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