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How to send money to Poland

Here's how to send a quick, affordable and secure money transfer to Poland.

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XE Money Transfers - Germany

XE Money Transfers - Germany logo
  • Send money to 170+ countries
  • Competitive exchange rates that are often better than banks
  • Transfer up to $500,000 online
  • See exchange rates in real-time
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As the world becomes increasingly connected, the need to send international money transfers continues to grow. If you need to send money to Poland, no matter whether you’re buying a handmade dress from a Polish fashion designer or simply sending money to a relative, it’s quick, easy and affordable to do so.

Read on to find out how you can save money and time when you need to send an international money transfer from Germany to Poland by comparing the different options available for this service.

1 - 9 of 9
Name Product Minimum Transfer Transfer Time Transfer Fee
Wise (TransferWise) - Germany
USD$1
1-2 Tage
Varies
Sparen Sie Geld durch den Mittelkurs und durch eine transparente Gebührenstruktur.
CurrencyFair - Germany
EUR€8 or equivalent
1-2 days
0.1% to 0.6% of the amount exchanged plus a EUR€3 (or currency equivalent) transfer fee.
Sonderangebot: Neukunden erhalten in den ersten 3 Monaten unbegrenzt gebührenfreie Überweisungen. Es gelten die AGBs.
CurrencyFair bietet unschlagbare Wechselkurse und schnelle Überweisungszeiten für mehr als 15 gängige Währungen.
Azimo - Germany
GBP 10
Instant
Varies
Azimo ist bekannt für schnelle Überweisungen, wettbewerbsfähige Preise, niedrige Gebühren und eine große Bandbreite an Zahlungs- und Überweisungsoptionen.
Remitly - Germany
EUR 0
1-5 days
EUR 1.49
Remitly bietet schnelle und günstige Überweisungen um die Welt mit Spar- und Expressoptionen.
Revolut - Germany
Revolut - Germany
USD $0
Within minutes
USD $0
Führen Sie von Montag bis Freitag gebührenfreie Überweisungen in über 27 Währungen durch.
XE Money Transfers - Germany
EUR€0
Same day
EUR€2
XE bietet schnelle Überweisungen mit niedrigen Gebühren und eine Reihe von Fremdwährungstools.
WorldRemit - Germany
USD$1
2 working days
USD$3.99
WorldRemit sendet Geld in über 110 Länder für Bank-zu-Bank-Einzahlungen, Bargeldabholungen oder Handy-Aufladungen.
TransferGo - Germany
TransferGo - Germany
EUR € 0
1-2 days
EUR € 0-0.99
TransferGo verschickt Geld in über 160 Länder zu einem guten Wechselkurs und niedrigen Gebühren und bietet deutschsprachigen Kundenservice per Telefon.
Key Currency - Germany
Key Currency - Germany
£5000.00
Same day on all majors, 1 day on exotics
None
Führen Sie Überweisungen in allen wichtigen Währungen in ganz Europa am selben Tag durch.
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Compare up to 4 providers

Banks versus money transfer companies, which is your best option?

If you want to send money to Poland you might like to approach your bank. If you’ve already got an account set up, it’s quite easy to lodge an international money transfer.

However, it’s an unfortunate fact that banks charge high transfer fees and also offer exchange rates which are typically much lower than the prevailing market rates. With this in mind, you might be better off considering the services of a specialist money transfer company. These companies offer fast and affordable international money transfers, typically providing much better exchange rates and lower fees than those you can find from a bank.

Guy Sends Money to Poland

Guy needs to send 2,000 to his aunt and uncle in Poland, but he doesn’t like the sound of the low exchange rate and high fees his bank is offering. The official currency of Poland is the Polish złoty.

Desperate for a better deal, he does some research and compares his bank’s money transfer features with those offered by a specialist money transfer provider. The results of his comparison show just how much money he can save with a money transfer company.

BankMoney Transfer Service
Exchange rate1 = 4.15 PLN1 = 4.30 PLN
Transfer fee304
Transfer time2-5 days24-48 hours
Transfer optionsBank account transferBank account transfer
Amount received in Polish zloty for €2,0008,300 PLN8,600 PLN

As the above table shows, Guy can send 300 PLN more back to Poland by using a money transfer service, while he can also enjoy a saving of €26 in transfer fees.

How do you compare transfer companies when transferring money to Poland?

  • Exchange rates. The exchange rate is one of the most important factors to look for when lodging an international money transfer. A higher rate is always a good thing, but check to see if a company offers a slightly lower rate in return for also offering lower transfer fees.
  • Fees. Most companies will charge a fee for every transfer you complete, but some will scrap their fee when you transfer more than a certain amount, for example; 5,000.
  • Transfer methods. Check how you can lodge transfers with different providers: online, over the phone and/or by visiting a branch.
  • Transfer options. Some money transfer companies will offer flexible features to help make it easier and more cost-effective to send money overseas. These include market orders and forward rates to help you get an attractive exchange rate, plus the ability to schedule regular payments in advance.
  • Minimum transfer amounts. Check the fine print to see whether a provider has a minimum transfer amount in place. If you only want to send a small amount of money and won’t reach this limit, look elsewhere for a different provider.
  • Turnaround time. While some services allow your cash to be picked up within minutes, others can take several days for your money to reach its destination.
  • Pickup methods. Are the funds transferred into your recipient’s bank account, or are they able to visit a branch location or convenience store and pick up cash?
  • Customer service. This is a very important area that many people overlook when comparing money transfer providers. Look for phone, email and live chat support options so that you can receive assistance with a transfer whenever you need.
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How can you send money to Poland from Germany?

If you want to send money to Poland, make sure to consider the following options:

  • Specialist money transfer company. These money transfer providers offer fast and affordable transfers to Poland.
  • Cash pick up money transfer provider. Companies like Western Union and MoneyGram allow you to send funds from Germany, which can then be picked up in cash in Poland within minutes.
  • Bank transfer. Most banks will allow you to send money from Germany to Poland, but you will typically be able to find lower fees and better exchange rates elsewhere.
  • PayPal. Once you and your recipient have opened PayPal accounts, you can use this reliable online payment system to send money overseas.
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Emergencies happen, how can you get cash quickly in Poland?

When things go wrong and you find yourself in an emergency, you may find yourself needing to send funds from Germany to Poland as quickly as possible. When this happens, it can be quite easy not to pay full attention to the particulars of your international money transfer.

However, it’s vital that you keep your wits about you and take the time to read the fine print before committing to any transaction. High fees and terrible exchange rates can end up costing you much more than a pretty penny, so double check all the details of any transaction before you sign on the dotted line.

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Where can you pick up cash at Western Union and MoneyGram outlets in Poland?

Western Union and MoneyGram both allow you to transfer money to Poland so it can be picked up in cash from an agent location. If you use one of these convenient services, remember that your recipient will need details of the transaction and photo ID in order to pick up the money. If you’ve transferred a large amount, they may need to phone ahead to ensure the agent has enough cash on hand for them to pick up.

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Tips and things to be aware of when picking up cash in Poland

Take a friend with you when you pick up the funds to take advantage of the extra security not being on your own offers. Don’t wave your cash around in front of any strangers and make sure to avoid any nasty areas of town, and it’s always best to head straight to your bank to deposit the cash.

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Transfer money from Germany to Poland quickly and easily

The list above shows that there are several options to choose from when you want to send money to Poland. While the transfer method does vary slightly depending on the option you choose, you’ll generally have to open an account with a provider before they allow you to transfer funds. This means you’ll need to provide your name, address, date of birth and proof of identification.

After lodging your transfer, hold on to any receipt or tracking number you are given so that you can stay abreast of the progress of your funds.

Sending money to Poland is quick, easy and entirely affordable – just make sure to compare your options and find a provider that offers the best combination of convenience and cost-effectiveness.

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