norisbank Top Current Account Review - Rates & Fees | Finder Germany
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norisbank Top Current Account Review

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Take control of your money by choosing this fee-free account.

Norisbank is an online bank offering a range of features through its personal accounts, bolstered by the fact it’s a subsidiary of the Deutsche Bank Group. In this review we take a look at Norisbank’s Top current account, to help you decide if this product will be right for you. Read on to find out more.

€0

Monthly fee

€0

ATM fee for Euro withdrawals

Details

Product NameNorisbank Top Current Account
Monthly fee€0
Card delivery5 to 7 working days
Supported currencies

1

Card fee0 €
ATM fee for Euro withdrawals€0
Free ATM withdrawal limitUnlimited
Mobile paymentsApple Pay
Card typeMastercard
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More Info

How does the norisbank Top current account work?

With norisbank, you can open a current account as long as you reside in Germany. You’ll need a few of your personal details to sign up, including your full name, date of birth, address and email address. You will need to confirm your identity and submit any required documentation.

Once you’re signed up, you will receive a free Maestro debit card to access your money. You can manage your bank account via online banking and/or via an app on your smartphone. Among the banking services offered by norisbank is the ability to use its free change of account service if required.

Compare all norisbank products

Data updated regularly
Name Product Monthly fee Card delivery Supported currencies
Norisbank Top Current Account
€0
5 to 7 working days

1

With a range of digital banking services, this free checking account is ideal for effortless account management and day-to-day transactional needs .
Norisbank Current Account Plus
€7.90
5-7 working days

1

Put control at your fingertips with premium banking features such as requirement-free credit facility and contactless transactions.
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What features does the norisbank Top current account have?

  • €7.90 account management. There’s no monthly fee or any hidden fees to worry about. Just make sure you don’t fall into an unarranged overdraft with the bank.
  • norisbank online banking. Enjoy round-the-clock banking which can be accessed anywhere online, including your smartphone.
  • Biometric security. By activating the fingerprint Login / Touch ID / Face ID function, you can quickly and securely log into your account via the norisbank app and make use of banking features via its simple-to-use interface.
  • Flexible credit line. You may be eligible to apply for an arranged overdraft to help you meet some immediate costs.
  • Fee-free ATM withdrawals. You won’t be charged when withdrawing cash at 9,000 locations across Germany. Plus, around 1,300 participating Shell petrol stations and 22,000 participating retailers.
  • SMS notifications. Get sent texts for transactions made on your Maestro debit card, including cash payments,
  • Deutsche Bank services. As a subsidiary of Deutsche Bank, you can access some added features. This includes making cash deposits at any of Deutsche Bank’s deposit machines across Germany. Also, you can print bank statements in all the major bank’s branches.

How do I transfer money with the norisbank Top current account?

  • Transfers. Make private payments to others and receive payments.
  • Direct debits. You’re able to set up a direct debit and automatically pay for utilities and services.
  • Standing orders. Set up a standing order, also known as a recurring payment, to make routine payments for a specified amount, payee and date.

Pros and cons of the norisbank Top current account

Advantages

  • Quick and straightforward account set-up.
  • 24/7 customer support, including phone support.
  • Apple Pay compatibility.

Disadvantages

  • This bank has only two physical branches.
  • The basic features offered by this account may not meet all of your banking needs.

How to sign up with norisbank

You can complete an application for a norisbank current account online using your smartphone, tablet or PC. For a quicker process, select video-based verification rather than PostIdent. If you use video verification, a connection is established via Webtelephony. A norisbank employee will guide you through the process, which could take less than 10 minutes.

You’ll need the following documentation:

  • Valid identity card / passport.
  • A stable internet connection.
  • A camera on your computer or tablet.
  • Video telephony via one of the following browsers: Firefox from version 34, Chrome from version 40, Opera from version 27, Android browser from version 37. (A connection via Internet Explorer or Safari is currently not possible.)
  • A mobile phone for receiving the confirmation TAN.

As soon as your documents have been received in full, the full account opening typically takes place within two working days. You will receive a written confirmation with your new IBAN by post. Your debit card should be delivered within seven working days.

Compare norisbank with other digital banks in Germany

Data updated regularly
Name Product Monthly fee Card delivery Supported currencies
Commerzbank Kostenloses Girokonto
€0
3 to 4 business days

1

Receive €100 starting credit after 3 months of account activity

A current account with €0 fees and cashback at select Shell petrol stations. Includes a Mastercard Classic credit card.
1822MOBILE Account
1822MOBILE Account
€0
N/A

1

Free account management, up to € 100 referral bonus and a free savings bank card: your current account 1822MOBILE offers all of this.
Bitwala Bank Account
€0
Up to 14 days

1

A unique bank account and crypto-wallet managed through a user-friendly app with real-time spending notifications. Includes a free digital Mastercard.
N26 Standard
€0
Up to 10 working days

1

Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
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Data updated regularly
Name Product Monthly fee Card delivery Supported currencies
Fidor Smart Current Account
€5
N/A

1

A mobile current account with real-time notifications on your transactions. Includes a digital Mastercard with mobile payment and a Smart Banking app.
Comdirect Bank Current Account
€4.90
N/A

1

A current account with no minimum incoming funds. Includes a free Visa credit card and free cash withdrawals worldwide.
N26 Metal
€16.90
Up to 10 working days

1

Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.
Tomorrow Zero
€15
3-5 business days

1

A free Visa debit card with free transactions across the globe and unlimited free ATM withdrawals per month.
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Please note these products are not licenced as banks. Check our product review pages for details.
Data updated regularly
Name Product Monthly fee Card delivery Supported currencies
Wirex Travel Card
€1.20
Up to 4 business days

19

A multicurrency account that lets you spend aborad in more than 150 currencies and 11 supported cryptocurrencies.
Revolut Premium
€7.99
Up to 3 working days

14

A combined current account and IBAN account with unlimited free currency conversions and international transfers in over 25 currencies.
VIABUY Prepaid Mastercard
VIABUY Prepaid Mastercard
€1.65
3-5 business days

1

VIABUY Prepaid Mastercard comes with no line of credit and it does not require credit checks.
Revolut Metal
€13.99
Up to 3 working days

14

A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.
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Frequently asked questions

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