We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Trisha Bhullar ist eine persönliche Finanzautorin bei Finder. Nachdem sie bei mehreren Fintech-Startups im digitalen Marketing gearbeitet hatte, liebte sie alles, was mit Finanzen zu tun hatte. Trisha absolviert derzeit eine Hochschulausbildung in Wirtschaft und Informatik und nutzt ihr Wissen, um eine tausendjährige Perspektive auf moderne Finanzen zu bieten.
What is TARGOBANK?
TARGOBANK offers business and personal current accounts to users across6 the world. It is a part of the French cooperative bank Crédit Mutuel Alliance Fédérale, which is one of the largest banking groups in Europe. In addition to this, TARGOBANK was awarded “best customer service” in the 2020 Germany’s customer champions. This means that you can expect top-notch customer support with whichever TARGOBANK product you choose.
Features of TARGOBANK current accounts
While TARGOBANK offers five different current accounts, these are some standard features you can expect to find with each account on offer.
Free transfers. Enjoy fee-free transfers online or via self-serving channels.
Free cash withdrawals. Withdraw cash at no additional fee at more than 3,000 ATMs with a debit card.
Online safety guarantee. When you register for this guarantee, TARGOBANK assumes responsibility for any loss of cash from your account if a third-party user breaks in. You will be reimbursed for the amount lost.
Debit card. TARGOBANK offers debit cards with all of its accounts, which help you spend conveniently without having to worry about interest.
SMS account service. Receive alerts whenever a transaction has been made to and from your account. This will help you keep an eye out for fraudulent spending.
easyTAN authentication. Authenticate your online transactions with easyTAN, which can be conveniently accessed on your smartphone.
What current accounts are available at TARGOBANK?
TARGOBANK current accounts come with the features listed above, along with some features specific to each account.
A flexible account that helps you manage your finances on-the-go.
Dispo exemption limit of €50.
Daily debit card limit of €1,100.
Over-the-counter or phone transfers at a fee of €3.50 per transaction.
Use the TARGOBANK Visa credit card to withdraw cash with the free cash function.
Free account management for those with a monthly income of 600 € and above. If not, a monthly fee of €3.95 applies.
A current account with fuss-free features at a low price.
Dispo exemption limit of €50.
Daily debit card limit of €2,500.
Over-the-counter or phone transfers at a fee of €2.50 per transaction.
Use the TARGOBANK Visa credit card to withdraw cash with the free cash function.
Free account management for those with a monthly income of 1.000 € and above. If not, a monthly fee of €5.95 applies.
A current account that caters to those with higher monthly salaries.
Dispo exemption limit of €100.
Daily debit card limit of €5,000.
Over-the-counter or phone transfers at a fee of €2.50 per transaction.
Use the TARGOBANK Visa credit card to withdraw cash with the free cash function.
Free account management for those with a monthly income of 2000 € and above. If not, a monthly fee of €8.95 applies.
A current account for those who want exclusive customer support.
Dispo exemption limit of €200.
Daily debit card limit of €7,500.
Over-the-counter or phone transfers at a fee of €2.50 per transaction.
Exclusive access to premium services like a dedicated customer support hotline.
Use the TARGOBANK Visa credit card to withdraw cash with the free cash function.
€2.95 monthly account management fee for those with a monthly income of 3000 € and above. If not, a monthly fee of €2.95 applies.
A current account students and trainees From 14 up to 30 years old.
Free monthly account management with no minimum salary or deposit.
Free debit card for account holders aged 14 and above.
How much does a TARGOBANK account cost?
These are the fee types you can generally expect with a TARGOBANK account.
Account management fees. Most TARGOBANK accounts come with account management fees, which may be waived depending on your monthly salary and account type.
Card-related fees. If you opt to hold a TARGOBANK Visa credit card, you may be subjected to additional card-related fees including card delivery fees, card replacement fees, and monthly interest costs.
Miscellaneous costs. Miscellaneous costs are incurred with activities like over-the-counter payments or international cash withdrawals.
Bottom Line
TaARGOBANK offers a good range of current accounts for you to choose from — from a handy online account to a premium account with exclusive customer support. TARGOBANK is therefore a great choice for people seeking an affordable, fuss-free current account.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
*The products compared here are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order for the products we list on our site, so we enable you to re-order and compare products. The initial display order is influenced by a range of factors including commercial partnerships, product costs and conversion rates, so please don’t interpret the listing order as an endorsement or recommendation from us. We’re happy to provide you with the tools you need to make better decisions, and we encourage you to make your own decisions and compare and assess products based on your individual needs, preferences and circumstances.
Frequently Asked Questions
TARGOBANK offers a handy account-switching service that helps you smoothly switch bank accounts. They will inform your payment partners, including those linked to your account for direct debits, of the change. Get in touch with TARGOBANK’s customer service for more details on how they can help.
Yes, you can enjoy free overdraft up to €200 — after which, an overdraft fee applies.
Compare the accounts above and choose a current account depending on your financial situation and desired account features. For example, a trainee may opt for the starter account, while a working adult might opt for the premium current account instead.
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