TARGOBANK Current Accounts Review

Current accounts with free transfers, an SMS account service and online safety guarantees.

TARGOBANK offers five current accounts for you to choose from, each with useful features like contactless payments and easy cash withdrawals.

This review will examine the features and fees of each TARGOBANK current account available, to help you decide which account is best for you.

3.95 €

Management Fee

0 €

Card Fee

0%

Interest Rate

Compare all products from TARGOBANK

Name Product Management Fee Interest Rate Overdraft Card Fee
TARGOBANK Online-Account
3.95 €
0%
0%
0 €
An online current account that comes with a Visa credit card. Free online transfers and free cash withdrawals at more than 3,000 ATMs.
TARGOBANK Starter Account
0 €
0%
0%
0 €
Equipped with all essential banking features, this free account designed to help students or young adults below 30 years old to kickstart their financial independence.
TARGOBANK Plus-Account
5.95 €
0%
-
0 €
A current account with a Visa credit card. Free transfers online, via the self-service channels, in person or by phone.
TARGOBANK Comfort-Account
8.95 €
0%
-
0 €
An account with personal support including a Visa credit card, free transfers and free cash withdrawals.
TARGOBANK Premium-Account
2.95 €
0%
-
0 €
A premium account ideal for investors. Includes a Visa credit card and free cash withdrawals worldwide.
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What is TARGOBANK?

TARGOBANK offers business and personal current accounts to users across6 the world. It is a part of the French cooperative bank Crédit Mutuel Alliance Fédérale, which is one of the largest banking groups in Europe. In addition to this, TARGOBANK was awarded “best customer service” in the 2020 Germany’s customer champions. This means that you can expect top-notch customer support with whichever TARGOBANK product you choose.

Features of TARGOBANK current accounts

While TARGOBANK offers five different current accounts, these are some standard features you can expect to find with each account on offer.

  • Free transfers. Enjoy fee-free transfers online or via self-serving channels.
  • Free cash withdrawals. Withdraw cash at no additional fee at more than 3,000 ATMs with a debit card.
  • Online safety guarantee. When you register for this guarantee, TARGOBANK assumes responsibility for any loss of cash from your account if a third-party user breaks in. You will be reimbursed for the amount lost.
  • Debit card. TARGOBANK offers debit cards with all of its accounts, which help you spend conveniently without having to worry about interest.
  • SMS account service. Receive alerts whenever a transaction has been made to and from your account. This will help you keep an eye out for fraudulent spending.
  • easyTAN authentication. Authenticate your online transactions with easyTAN, which can be conveniently accessed on your smartphone.

What current accounts are available at TARGOBANK?

TARGOBANK current accounts come with the features listed above, along with some features specific to each account.

How much does a TARGOBANK account cost?

These are the fee types you can generally expect with a TARGOBANK account.

  • Account management fees. Most TARGOBANK accounts come with account management fees, which may be waived depending on your monthly salary and account type.
  • Card-related fees. If you opt to hold a TARGOBANK Visa credit card, you may be subjected to additional card-related fees including card delivery fees, card replacement fees, and monthly interest costs.
  • Miscellaneous costs. Miscellaneous costs are incurred with activities like over-the-counter payments or international cash withdrawals.

Bottom Line

TaARGOBANK offers a good range of current accounts for you to choose from — from a handy online account to a premium account with exclusive customer support. TARGOBANK is therefore a great choice for people seeking an affordable, fuss-free current account.

Compare a range of digital banks in Germany

Name Product Management Fee Interest Rate Overdraft Card Fee
Commerzbank Free current account
0 €
0%
0%
9.90 €

Receive €100 starting credit after 3 months of account activity

A current account with 0 € fees and cashback at select Shell petrol stations. Includes a Mastercard Classic credit card.
1822MOBILE Current Account
1822MOBILE Current Account
0 €
0%
0%
0 €
Free account management, €20 when you open an account, up to €100 referral bonus and a free savings bank card: your current account 1822MOBILE offers all of this.
Vivid Standard
0 €
0%
0%
0 €
A free bank account with fee-free payments and transfers globally. Enjoy up to 20€ cashback per month.
Comdirect Bank Current Account
4.90 €
0%
6.50%
0 €
A current account with no minimum incoming funds. Includes a free Visa credit card and free cash withdrawals worldwide.
Norisbank Top Current Account
0 €
0%
10.85%
0 €
Benefit from a 0 € account fee, free Maestro card and free cash withdrawals from thousands of locations worldwide.
N26 Standard
0 €
0%
8.90%
10 €
Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
TARGOBANK Starter Account
0 €
0%
0%
0 €
Equipped with all essential banking features, this free account designed to help students or young adults below 30 years old to kickstart their financial independence.
Commerzbank StartKonto
0 €
0%
0%
0 €
A free current account for young people with a free Young Visa credit card. Cashbacks and discounts in more than 2,000 online shops.
N26 Metal
16.90 €
0%
8.90%
0 €
Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.
TARGOBANK Online-Account
3.95 €
0%
0%
0 €
An online current account that comes with a Visa credit card. Free online transfers and free cash withdrawals at more than 3,000 ATMs.
DKB-Cash: Free current account
0 €
0%
0%
0 €
A current account with fees that comes with a free Visa credit card and free cash withdrawals worldwide.
N26 Smart
4.90 €
0%
8.90%
0 €
A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances.
Openbank Free Current Account
0 €
0%
0%
0 €
A free current account with free euro transfers within the eurozone. Includes a debit card with free cash withdrawals worldwide.
N26 You
9.90 €
0%
8.90%
0 €
A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
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