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DasherDirect prepaid card review

DoorDash workers: Get instant earnings plus 2% cashback with this card.

DasherDirect is a brand new prepaid card exclusively for DoorDash workers. You get instant access to earnings, plus 2% cash back at all gas stations. But it’s invitation-only as of December 2020.

2.0 ★★★★★ (26 reviews) Write a review


Monthly maintenance fee


Card typeCredit
Card networkVisa
Monthly fee$0

Review by

Cassidy Horton is a freelance personal finance copywriter and past contributing writer for Finder. Her writing and banking expertise have been featured in Forbes Advisor, Money, The Balance, Money Under 30,, and other top digital publishers. She holds a BS in public relations and an MBA from Georgia Southern University.

Expert review

DasherDirect is best for Dashers who want daily access to their earnings instead of having to wait for the money to transfer to their bank accounts. You’ll also earn 2% cash back on all gas purchases.

There aren’t too many negative things to say about DasherDirect. The card has low fees and will potentially be a good fit for many Dashers who need quicker access to their funds.

That said, the card isn’t available nationwide until February 16, 2021. And you’ll need to download a separate app to manage your account once your application is approved.

DasherDirect fees

DasherDirect is light on fees compared to other prepaid cards. And the ones it does charge are on par with industry averages.
Bill Pay with paper check$1.00 per check
Non-network ATMs$2.50
Foreign transactions3%
Inactivity fee after 12 months$2.50 per month
Card replacement$5
Balance refund check fee3.50

How do I get the DasherDirect prepaid card?

DoorDash workers can sign up for the DasherDirect prepaid card in their app using these steps:

  1. Go to the provider’s site and follow the steps to apply.
  2. Launch the DoorDash mobile app.
  3. Navigate to the Earnings tab.
  4. Tap the Bank icon and select DasherDirect under Other payment options.
  5. Tap Learn more.
  6. Fill out the application and tap Submit.

You’ll receive an email confirmation when your application is approved.


Dashers can open a DasherDirect prepaid card account when they meet these requirements:

  • Active DoorDash employee
  • At least 18 years old
  • US residential address
  • Valid Social Security number
  • Government-issued photo ID

Required information

Have this information on hand when you apply for your DasherDirect card:

  • Full name
  • Home address
  • Social Security number
  • Government-issued photo ID number

What you’ll like about DasherDirect

As a Dasher, you can use your DashDirect card for free at over 55,000+ AllPoint ATMs, plus enjoy these benefits:

  • Daily access to earnings. Instead of waiting for transfers to clear your bank, DoorDash earnings are added to your DasherDirect card for free each day.
  • Earn cash back. You’ll earn 2% cash back each time you fuel up at the pump — regardless of which gas station you use.
  • Low fees. DasherDirect doesn’t have a monthly service or per-transaction fee — two fees that are quite common with prepaid cards.
  • Accepts cash deposits. Deposit cash at any Visa ReadyLink Network location. DoorDash doesn’t charge a fee, but the Visa location may charge up to $4.95 per reload.

What to watch out for

The DasherDirect card has these benefits:

  • Not available everywhere. DasherDirect is available to Dashers in select cities throughout the eastern US. But it should roll out nationwide by February 16, 2021.
  • Must download separate app. Once your application is approved in the DoorDash app, you’ll need to download a separate DasherDirect app to manage your account. Although it’s not the end of the world, it’s still something to keep in mind.

If the DasherDirect card isn’t quite what you’re looking for, explore your options.

Is DasherDirect safe?

Yes, DasherDirect is safe. The prepaid card is issued by Stride Bank, a member of the FDIC. This means you’ll get all of your money back in the rare case the bank were to fail. DoorDash also uses bank-grade encryption to protect your sensitive information in the app.

DasherDirect reviews and complaints

DasherDirect is a new product that just launched in Winter 2020. As of December 2020, there aren’t any reviews or complaints on sites like the Better Business Bureau (BBB), Trustpilot or Reddit.

Compare DasherDirect with other prepaid cards

Use this table to see how DasherDirect compares to other prepaid cards. Check the “Compare” box next to view their details side-by-side.

Name Product Annual or monthly fee ATM withdrawal Features
Netspend Prepaid Mastercard, WWE partner
Netspend Prepaid Mastercard, WWE partner
$9.95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go)
  • Customize your card
  • Cash back
  • Get paid up to two days faster
  • Comprehensive mobile app
  • Several reload options
No credit check, mobile check load, and now a WWE partner
Finder Rating: 4.6 / 5: ★★★★★
$48 per year or $4 per month
  • Up to 5 debit cards
  • Chores and allowance tools
  • Real-time notifications of all transactions
  • Optional free investing tools
  • Optional parental savings match
  • FDIC insured
The BusyKid Visa® Prepaid Spend Card gives your kids the freedom to spend anywhere Visa® is accepted, and parents see every transaction made.
Netspend All-Access Account
Netspend All-Access Account
$5 per month
  • Earn cash back on everyday purchases
  • Earn up to 6% APY with an optional Savings Account
  • Receive your paycheck up to 2 days earlier with Direct Deposit
With Netspend All-Access Account there's no credit check and no minimum balance to open an account.
PayPal Prepaid Mastercard
PayPal Prepaid Mastercard
$4.95 per month
  • Faster access to deposits
  • PayPal Prepaid mobile app
  • Open a savings account
  • PayPal Payback Rewards
Use the no-cost direct deposit service and have access your funds up to two days faster than what traditional banks offer.

How long will it take to get my card?

You’ll receive your DasherDirect card in the mail within 10 days of application approval.

Funding options

There are two ways to add money to your DasherDirect card:

  • Direct deposits from DoorDash or third-party companies
  • Cash deposit through the Visa ReadyLink Network

How can I contact DasherDirect customer service?

Visit the DasherDirect Help Center in the DasherDirect app if you have any questions about the card. There currently isn’t an email or phone number to call.

Frequently asked questions

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