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Up to 1x
Points
$0
Annual fee
16%
Purchase APR (variable)
0%
Intro balance transfer
for the first 6 months (then from 16% variable)
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The Cy-Fair Federal Credit Union Day Platinum Credit Card lets you earn rewards on purchases and use an intro APR period on balance transfers. But what separates this card from competition is that a portion of each eligible transaction goes to a non-profit organization in your community.
Keep in mind, if you’re not eligible for a Cy-Fair Federal Credit Union membership, you won’t be able to apply for the card.
Yes, but you can also apply for membership after you apply for the card. To be eligible for the union’s membership, you must:
You need a good to an excellent credit score of 670 or higher.
Upromise Round Up is an optional feature that lets you round your purchases to the nearest dollar. The rounded amount posts to your account as a separate transaction, which you then receive cash back on. Unfortunately, the wording on Barclays site is a little confusing as to how this works, so here’s a simpler breakdown.
When you turn on this feature, you must choose a dollar “threshold.” You can choose between $1 and $500.
If you make a purchase that is beyond your set threshold – let’s say $50 in this case – Barclayscard will stop rounding your purchases to the next nearest dollar.
Purchase
Purchase | Rounds to |
---|---|
$34.29 | $35.00 |
$49.50 | $50.00 |
$51.50 | No rounding |
It’s important to note that Barclayscard isn’t fronting the difference here. This amount added for rounding is coming out of your credit card account. You’ll only want to turn this feature on if you want to maximize your cash back and don’t mind spending a little extra to do so.
The Cy-Fair Federal Credit Union Day Platinum Credit Card may be a good option if you’re eligible for Cy-Fair Federal Credit Union membership. The card allows you to save money on balance transfers, earn rewards and donate to local non-profit organizations by making eligible purchases with your card.
But if the card doesn’t seem appealing, compare other credit cards until you find the right one for your financial situation.