Get the right student credit card and enjoy travel rewards or earn cash back on everyday purchases. But above all — start building your credit. Use our table to filter down your options under "Refine results" and select up to four cards to start comparing.
We’ve listed the number of student cards offered by each major card. At this time, only four providers offer student cards. You’ll find Visa student cards and Mastercard student cards mixed in among each provider’s offerings. Check out these student guides for more information on each student card on offer and which can work best for your needs.
| Card issuer | Number of student credit cards |
|---|---|
| Capital One | 3 |
| Bank of America | 3 |
| Discover | 2 |
| Chase | 1 |
| American Express | 0 |
| Barclaycard | 0 |
| Citi | 0 |
| HSBC | 0 |
| TD Bank | 0 |
| USAA | 0 |
| US Bank | 0 |
| Wells Fargo | 0 |
Student credit cards are similar to standard credit cards, though tend to lack the number of features you’d find on a standard card. Here are some features to look for to help you compare.
Student credit cards work similarly to standard credit cards. The primary difference is in who is eligible for them and their breadth of features.
Yes, you may be eligible for a few traditional student credit cards or secured credit cards even with bad credit, though this will depend on the card issuer and your specific credit score. Alternatively, you can apply for a credit builder account from brands such as Current, Chime or Varo, which don’t pull hard credit checks and allow you to safely build credit while you bank.
If you’re relatively new to credit cards, don’t be afraid to take it slow. Take the time to select a card that you might keep for the next few years. And above all, consider whether you’re ready to use credit responsibly.
You can set yourself up for financial success by getting an early start on building credit. There are great benefits to having a good credit score, including:
It’s slightly tougher to get your own credit card if you’re under 21, but it’s doable. You must be at least 18 years old. You must also prove your ability to pay your own card bill, or apply with a cosigner.
If you’re under 18, you can’t get a credit card on your own. But consider asking a parent to add you to their credit card account as an authorized user. Another option is opening a debit card for kids or teens, which can help you form healthy financial habits without impacting your credit.
Start building great credit habits now to pave the way for a smooth financial journey ahead. If you’re still unsure whether you’re ready for a credit card or don’t know which card to start with check out our full guide on best first credit cards.
To find the right student credit card, compare features such as rewards, signup bonus and student-focused benefits. Above all, look at your card as a chance to build great financial habits. Use it well and you’ll be well prepared for choosing a great second credit card.
If you’d like to get up to speed on credit cards, check out our beginner’s guide.
Compare cash advance apps that don’t require direct deposit to be eligible for advances.
Calculate your net worth in 5 simple steps. This guide makes it easy to work out your net worth and how to grow your wealth
The Unicorn card by Cred.ai charges no APR, as long as you have autopay on, making it a good choice for a first credit card to build credit.
Compare $50,000 no-doc business loans for an expedited lending process.
Here’s how we rate business checking accounts, covering what we look for in fees, cash deposit, opening requirements, transaction limits, APY and account features.
Discover if Grace Loan Advance is right for you.
You may be able to get a business loan with EIN only, but they can be harder to find.
A deep dive into the highlights and limitations of NinjaTrader.
SoFi and Capital One are both good picks for different reasons. SoFi is best for everyday banking, but Capital One has more account options and branches.
Ally is best for its savings products, while SoFi is best for its convenient checking and savings hybrid account.
Good morning. I’m trying to get some help while I’m attending school…I would like to afford things I need and I’m not sure which card to get…
Hi there,
Thanks for getting in touch with finder. I hope all is well with you. :)
Since I don’t completely know your unique situation, I may not be able to give you a specific recommendation. However, you might want to explore the table above. It gives you an overview of some of your options. You may then click on the “Go to site” green button or “More info” link to learn more about the specific card.
Please do not forget to read the full T&Cs and PDS or details of the products before applying and making a financial decision.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua