Compare credit cards with Android Pay and discover the convenience of paying with secure and contactless mobile payments at the checkout.
Google launched its Android Pay service in the US in September 2015 to compete with Apple Pay and Samsung Pay. These contactless payment services allow you to use your phone to make tap-and-go purchases at the checkout.
How does Android Pay work?
Android Pay uses the NFC (Near Field Communication) chips that are found in many Android smartphones to allow cardholders to make payments directly from their phone. Instead of getting out your wallet and credit card, you simply unlock your phone and tap it on contactless terminals. If your card is connected to a loyalty program, any eligible purchases you make with Android Pay will automatically earn points for your rewards account.
Android Pay currently works with contactless Mastercard, Visa and American Express credit and debit cards. However, Google is also looking to integrate it with credit card readers, which could broaden the types of accounts you could use with Android Pay.
Android Pay continues to add participating partners since their initial launch. Click here to see participating banks and financial institutions.
Is Android Pay safe to use?
Android Pay uses an encrypted virtual account number to represent your account details. This means that your card details aren’t stored on your phone or on the Android Pay app.
If you do suspect any suspicious activity on your account, you can also use the Android Pay app to track your transaction history. With the merchant’s name and number, you can monitor and flag suspicious activity. If your card is lost or stolen, you can also use Android Device Manager to instantly lock your phone from anywhere, secure it with a new password or wipe it clean of your personal information. These features prevent anyone from using your phone for contactless payments.