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Best credit card offers

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Earn the biggest credit card signup bonus.

Most credit cards come with signup bonuses after you meet certain requirements. But if you’re looking to get the best welcome offer from a single card, be ready to pay an annual fee. For your convenience, we’ve gathered some of the best credit card deals.

Best credit card offers

Premium travel credit card

Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening.

General travel credit card

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Earn 70,000 bonus miles when you spend $5,000 on purchases in the first 90 days from account opening.

Cashback credit card

Discover it® Cash Back

Discover it® Cash Back

  • Earn a cashback match. Discover doubles all the cash back you earn during your first year of card membership, without limits.

Rewards credit card

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

  • Earn 30,000 bonus points when you spend $3,000 on purchases in the first 3 months from account opening.

Balance transfer credit card

Chase Slate® credit card

Chase Slate® credit card

  • Get a 0% balance transfer fee for 60 days following your account opening. Considering the typical balance transfer fee is 5%, you’d save $250 on a $5,000 transfer.

Gas credit card

Citi Premier℠ Card

Citi Premier℠ Card

  • Earn 50,000 ThankYou points when you spend $4,000 on purchases in the first 3 months from account opening.

Airline credit card

United℠ Explorer Card

United℠ Explorer Card

  • Earn 40,000 bonus miles when you spend $2,000 on purchases in the first 3 months from account opening, plus an additional 25,000 once you spend a total of $10,000 on purchases in your first six months.

Hotel credit card

Hilton Honors™ Aspire Card

Hilton Honors™ Aspire Card

  • Earn 150,000 Hilton Honors Bonus points when you spend $4,000 on purchases in the first 3 months from account opening.

Business credit card

Capital One® Spark® Cash Business

Capital One® Spark® Cash Business

  • Earn $500 in statement credit when you spend $5,000 on purchases in the first 3 months from account opening.
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Compare the best signup bonuses

Updated January 24th, 2019
Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening - that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
1x points
19.24% to 26.24% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
2x miles
18.24%, 22.24% or 25.24% variable
$0 annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
1% cash back
14.24% to 25.24% variable
$0
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
1x points
14.49% to 26.99% variable
$0
Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
17.24% to 25.99% variable
$0
Enjoy a 60 days introductory balance transfer offer, save on interest, and get your free monthly credit score.

Compare up to 4 providers

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Bottom line

Credit cards that have an annual fee often come with better offers. With some credit cards, you can get a match on all the cash back you earn in your first year, without paying an annual fee. But for most credit cards such as those from Bank of America, you have to meet certain spending requirements to earn the bonus and earn the same rate on gas, groceries and at wholesale clubs.

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Frequently asked questions

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Images: Shutterstock

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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