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Best credit card offers

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Earn the strongest signup bonus you’re eligible for.

Many credit cards come with signup bonuses after you meet specific spending requirements. But if you’re looking for the best welcome offer from a single card, be ready to pay an annual fee.

Best credit card offers

When choosing the credit cards with the best welcome offers, we looked at several aspects of the offer across cards that offered them, including the total reward, how much you need to spend to earn the offer, how long you have to reach the spending requirements, the rewards category of the card, unique or unusual welcome offers and other related factors that might attract a potential cardholder. The cards that performed exceptionally well in certain categories or filled a specific niche were chosen for highlight below.

Premium travel credit card

Chase Sapphire Reserve®

Chase Sapphire Reserve®

  • Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening.

General travel credit card

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Earn 70,000 bonus miles when you spend $5,000 on purchases in the first 90 days from account opening.

Balance transfer credit card

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • Earn $200 in statement credit when you spend $1,000 on purchases in the first 3 months from account opening.

Cashback credit card

Discover it® Cash Back

Discover it® Cash Back

  • Earn a cashback match, effectively doubling the cash back you earn during your first year of card membership — without limits.

Rewards credit card

Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

  • Earn 30,000 bonus points when you spend $3,000 on purchases in the first 3 months your account is open.

Gas credit card

Citi Premier℠ Card

Citi Premier℠ Card

  • Earn 50,000 ThankYou points when you spend $4,000 on purchases in the first 3 months from account opening.

Airline credit card

AAdvantage® Aviator® Red World Elite Mastercard®

AAdvantage® Aviator® Red World Elite Mastercard®

  • Earn 60,000 bonus miles after making your first purchase within 90 days from account opening and after paying the annual fee.

Hotel credit card

Hilton Honors™ Aspire Card

Hilton Honors™ Aspire Card

  • Earn 150,000 Hilton Honors Bonus points when you spend $4,000 on purchases in the first 3 months from account opening.

Business credit card

Spark® Cash from Capital One®

Spark® Cash from Capital One®

  • Earn $500 in statement credit when you spend $4,500 on purchases in the first 3 months from account opening.

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Compare the best signup bonuses

Updated March 22nd, 2019
Name Product Welcome Offer Rewards Annual Fee
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
70,000 miles after spending $5,000 in the first 90 days
2x miles on all purchases
$0 intro annual fee for the first year ($89 thereafter)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
$200 statement credit after spending $1,000 in the first 3 months
6% at US supermarkets on up to $6,000 per year, then 1%. 3% at US gas stations and select US department stores and 1% on all other purchases
$95
Earn $200 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & Fees
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases
$0
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.
Earn 3x points on popular categories. Earn 1x points on other purchases.
$0
Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months.

Compare up to 4 providers

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Bottom line

Credit cards that require an annual fee often come with stronger signup offers. Brands like Discover offer to match all the cash back you earn in your first year — without an annual fee. But for most credit cards, like cards from Bank of America, you must meet specific spending requirements to earn the bonus and earn the same rate at gas stations, grocery stores and wholesale clubs.

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Frequently asked questions

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