Country Door Credit review
A revolving credit line with low monthly payments.
- Get this credit if you often shop at Country Door.
- Pick something else if you want a line of credit you can use at other stores.
- Apply with a poor to fair credit score of 300 or higher.
5.75% to 23.99%
Purchase APR (fixed)
Recommended credit score
Country Door is a shopping order catalog with a variety of products, including home decor, furniture, kitchenware, apparel and gifts. You can use its revolving line of credit to pay off purchased items in up to 47 months with low monthly payments.
To apply for the credit, select the items first and proceed to check out. You’ll be given the option to sign up or check out as a guest. Provide the necessary information and select Country Door Credit at the payment page. Submit your Social Security number and date of birth and place your order.
- No annual fee.
You won’t pay an annual fee to use Country Door Credit.
- Low monthly payments.
You’ll pay minimum payments as low as $20 for purchases up to $200.
- Quick approval.
In most cases, you could get an approval within 24 hours. The company will let you know if they require additional information.
You’ll also like
- Build your buying power.
Use your Country Door Credit responsibly and get a credit increase.
- Balance payment options.
There are three ways to pay your balance: online once you sign up for a Country Door account; by phone at 800-810-7097; or by mail at Country Door, PO Box 2830, Monroe, WI 53566-8029.
What to watch out for
- High cost for long-term credit.
Large balances that take up to 47 months to pay off usually come at higher costs. For example, a balance of $1,800 made into 47 monthly payments of $60 will cost a total of $2,820.
- Does not report to personal credit.
This means you won’t be able to build your credit with responsible use. If building credit is what you’re looking for, consider a secured card.
Compare store credit cards
If you often shop at Country Door website, paying with the Country Door Credit could be useful. With minimum monthly payments, you can pay off your balance in up to 47 months. However, paying on time won’t help you boost your credit. There are other credit-building options.
If you’re looking for a revolving line of credit for use at other specific stores, check out store cards and compare your options.
Frequently asked questions