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Rosati’s Pizza franchise financing options

Compare costs, fees and where to get financing for a Rosati's Pizza.

Overall costs for Rosatiu2019s Pizza run anywhere from $128,200 to $1,130,000. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2022 from Franchise Direct and include opening fees and expenses only. The location you choose for your Rosatiu2019s Pizza franchise may result in higher or lower fees.

Franchise fees

Rosatiu2019s Pizza franchise fees total around $30,000, which beats out the $37,000 average for the 200 largest franchises nationwide.
Franchise Cost
Initial franchise fee $30,000 to $30,000
Estimated total $30,000 to $30,000

Equipment fees

Equipment fees total $219,000 for Rosatiu2019s Pizza. This costs more than the $180,023 average for the top 200 franchises.
Equipment Cost
Office equipment and supplies $500 to $2,500
Furniture, fixtures and equipment $55,000 to $350,000
Signage $5,000 to $25,000
Estimated total $60,500 to $377,500

Real estate fees

Real estate will set you back $323,000 for Rosatiu2019s Pizza, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Lease, utility and security deposits $1,000 to $20,000
Leasehold improvements $25,000 to $600,000
Estimated total $26,000 to $620,000

Training fees

Rosatiu2019s Pizza initial training costs total $4,500, which comes in under the nationwide average of $9,788.
Training Cost
Travel and living expenses during training $1,500 to $7,500
Estimated total $1,500 to $7,500

Inventory costs

Initial inventory for Rosatiu2019s Pizza shakes out to $17,500. This is less than the nationwide average of $53,119.
Inventory Cost
Initial inventory $5,000 to $30,000
Estimated total $5,000 to $30,000

Licenses and permits costs

Rosatiu2019s Pizza initial licenses and permits will set you back $13,250. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Business licenses and permits $1,500 to $25,000
Estimated total $1,500 to $25,000

Insurance costs

Initial insurance costs for Rosatiu2019s Pizza run $5,850. This means you'll be paying less than the overall nationwide average of $6,311.
Insurance Cost
Insurance premiums $1,700 to $10,000
Estimated total $1,700 to $10,000

Other expenses

Miscellaneous expenses for Rosatiu2019s Pizza total $16,000 — less than the nationwide average of $69,970.
Other Cost
Professional fees $2,000 to $30,000
Estimated total $2,000 to $30,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2022.

How to finance

Since the estimated total for Rosatiu2019s Pizza is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Rosatiu2019s Pizza franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Rosatiu2019s Pizza about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $629,100 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Rosatiu2019s Pizza — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Rosatiu2019s Pizza opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Rosatiu2019s Pizza franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $128,200. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fundbox lines of credit
6 + months in business, $100,000+ in annual revenue, 600+ credit score
Get flat rate, short-term financing based on the financial health of your business, not your credit score.

Compare up to 4 providers

How Rosatiu2019s Pizza stacks up

Compare how Rosatiu2019s Pizza holds up against two similarly sized franchises.
Maui Wowi Hawaiian Rosatiu2019s Pizza Fitness Together
Average Franchise fees $37,000 $30,000 $54,900
Average Equipment fees NA $219,000 $46,900
Average Real estate fees NA $323,000 $113,600
Average Training fees NA $4,500 NA
Average Inventory fees $4,250 $17,500 NA
Average Marketing fees NA NA NA
Average Licenses and permits fees NA $13,250 $550
Average Insurance fees NA $5,850 $4,500
Average Admin fees NA NA NA
Average Personnel fees NA NA NA
Average Other fees $10,125 $16,000 $21,094

Bottom line

Rosatiu2019s Pizza franchise costs run a total of $629,100. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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