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Kiddie Academy franchise financing options

Compare costs, fees and where to get financing for a Kiddie Academy.

Overall costs for Kiddie Academy run anywhere from $424,000 to $1,072,000. See how the costs break down and what funding options might be right for your new venture into the franchise foray.

Estimated initial costs

Our cost estimates are accurate as of 2021 from Franchise Direct and include opening fees and expenses only. The location you choose for your Kiddie Academy franchise may result in higher or lower fees.

Franchise fees

Kiddie Academy franchise fees total around $135,000, which is more than the $37,000 average for the 200 largest franchises.
Franchise Cost
Initial franchise fee $135,000 to $135,000
Estimated total $135,000 to $135,000

Equipment fees

Equipment fees total $379,750 for Kiddie Academy. This costs more than the $180,023 average for the top 200 franchises.
Equipment Cost
Kitchen equipment and supplies $15,000 to $30,000
Supplies and equipment for inside of academy, playground and online training component $74,000 to $260,000
Outdoor fixed playground equipment $60,000 to $140,000
Computer hardware and software and classroom technology $25,000 to $56,000
Office and lobby furniture, office equipment and supplies and telephone system $10,000 to $30,000
Indoor and outdoor signage $9,500 to $45,000
Transportation vehicles and equipment $0 to $5,000
Estimated total $193,500 to $566,000

Real estate fees

Real estate will set you back $62,500 for Kiddie Academy, thought it's less than the average of $788,376 for the top 200 franchises.
Real estate Cost
Lease deposit $15,000 to $110,000
Estimated total $15,000 to $110,000

Training fees

Kiddie Academy initial training costs total $6,500, which comes in under the nationwide average of $9,788.
Training Cost
Travel and living expenses while training and plan review $2,000 to $11,000
Estimated total $2,000 to $11,000

Marketing costs

Advertisement and marketing costs total up to $35,000 for Kiddie Academy, which is more than the nationwide average of $9,938.
Marketing Cost
Startup marketing and advertising expenses $35,000 to $35,000
Estimated total $35,000 to $35,000

Licenses and permits costs

Kiddie Academy initial licenses and permits will set you back $3,000. This comes out to less than $18,770 — the overall nationwide average.
Licenses and permits Cost
Business licenses $1,000 to $5,000
Estimated total $1,000 to $5,000

Insurance costs

Initial insurance costs for Kiddie Academy run $6,250. This means you'll be paying less than the overall nationwide average of $6,311.
Insurance Cost
Insurance and utility deposits $2,500 to $10,000
Estimated total $2,500 to $10,000

Administrative fees

Kiddie Academy administrative fees total up to $32,500 — which comes in over the overall nationwide average of $6,761.
Admin Cost
Professional fees and loan fees $10,000 to $55,000
Estimated total $10,000 to $55,000

Other expenses

Miscellaneous expenses for Kiddie Academy total $87,500 — more than the nationwide average of $69,970.
Other Cost
Three months' additional funds and working capital $30,000 to $145,000
Estimated total $30,000 to $145,000
All costs were found using the 200 largest franchises nationwide using Franchise Direct's list of more than 300 franchises, and are accurate as of 2021.

How to finance

Since the estimated total for Kiddie Academy is on the more costly side, we recommend following these steps to get fully financed:
  1. Go to the Kiddie Academy franchising website and review its financial requirements, including cash-on-hand requirements.
  2. Reach out to Kiddie Academy about in-house financing for franchisees.
  3. If in-house financing isn't available, look for online loans, bank loans and SBA loans to help meet the $748,000 estimated opening costs.
  4. Compare lenders based on amounts, interest rates and what types of personal and business credit history they accept.
  5. Once you settle on a lender, gather all required documents, including account statements and assets.
  6. Apply for financing online or in person as required by the lender.

What types of financing is available?

You have several options when it comes to financing a Kiddie Academy — even if the cost is on the heavier side. What assets you have available will largely determine how much you need to borrow, and which option suits you best.
  • Online loan. A number of online business lenders offer amounts up to $1 million, with some extending up to $5 million.
  • Bank loan. Your personal credit will typically need to at least be good — 670 or higher — when it comes to getting a bank loan large enough to cover a significant portion of Kiddie Academy opening costs.
  • SBA loan. While your personal credit score doesn't need to be as good to qualify for an SBA loan, they usually cost more than standard term loans from banks or online lenders.
Also check if Kiddie Academy franchise financing is available. You may be able to get some of the costs covered for less than you would with other traditional funding options.

Compare small business lenders

You may not need financing to cover the estimated $424,000. But if you need funds for other business ventures, select the loan amount, your time in business and revenue and your personal credit score to compare a selection of lenders.
Name Product Filter Values Min. Amount Max. Amount Requirements
Biz2Credit business loans
up to $6 million
up to $6 million
6+ months in business; $100,000+ monthly revenue; 500+ credit score
Get only the capital you need through secure, prescreened lenders with this highly rated company offering SBA, expansion, working capital and other loans.
OnDeck short-term loans
600+ personal credit score, 1 year in business, $100,000+ annual revenue, active business checking account
A leading online business lender offering flexible financing at competitive fixed rates.
Fora Financial business loans
6+ months in business, $12,000+ monthly revenue, no open bankruptcies
Get qualified for funding in minutes for up to $500,000 without affecting your credit score. Best for companies with at least six figures in annual revenue.
Lendio business loans
Operate business in US or Canada, have a business bank account, 560+ personal credit score
Submit one simple application to potentially get offers from a network of over 300 legit business lenders.
ROK Financial business loans
Eligibility criteria 3+ months in business, $15,000+ in monthly gross sales or $180,000+ in annual sales
A connection service for all types of businesses — even startups.

Compare up to 4 providers

How Kiddie Academy stacks up

Compare how Kiddie Academy holds up against two similarly sized franchises.
CMIT Solutions Kiddie Academy Mosquito Squad
Average Franchise fees $53,825 $135,000 $35,000
Average Equipment fees $1,635 $379,750 $18,863
Average Real estate fees NA $62,500 NA
Average Training fees $3,100 $6,500 $750
Average Inventory fees NA NA $3,850
Average Marketing fees $13,075 $35,000 $7,500
Average Licenses and permits fees $1,025 $3,000 NA
Average Insurance fees NA $6,250 $2,550
Average Admin fees NA $32,500 $3,480
Average Personnel fees $12,000 NA NA
Average Other fees $25,000 $87,500 $5,000

Bottom line

Kiddie Academy franchise costs run a total of $748,000. Before you decide to become a franchisee, compare the total costs against industry averages. And to learn more about financing read our guide to franchise financing.

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