Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Savings Account Comparison

Compare Saving Accounts

Today’s leading savings accounts offer competitive interest rates, minimal fees, accessibility and protection to keep just about any balance safe and growing. We rolled up our sleeves to review and rate nearly 100 savings accounts — from the nation’s megabanks to competitive regional institutions, growing credit unions and savvy fintech startups — to help you compare what’s out there, whether you’re on the lookout for the strongest rates, fed up with fees or simply want a bank you can trust.

Name Product Annual percentage yield (APY) Fee Minimum deposit to open
Aspiration Spend & Save Account
Finder Rating: 3.8 / 5: ★★★★★
Aspiration Spend & Save Account

1.00% on $0 to $10,000 but you’ll need to be enrolled in Aspiration Plus and make at least $1,000 in debit card purchases a month
$0 per month or $15 per month for Aspiration Plus ($12.50 per month if you pay annually)
$10
Deposits are fossil fuel-free and insured by the FDIC. Enjoy a spend and save combo account with unlimited cash back rewards and a $100 bonus when you spend $1,000 in your first 60 days.
Axos Bank High Yield Savings
Finder Rating: 4 / 5: ★★★★★
Axos Bank High Yield Savings

0.61% on $0 to $24,999
0.25% on $25,000 to $99,999
0.15% on $100,000+
$0
$250
No monthly maintenance fees. No minimum balance requirements. Interest compounded daily.
Axos Bank High Yield Money Market account
Finder Rating: 4.1 / 5: ★★★★★
Axos Bank High Yield Money Market account
0.25%
$0
$1,000
Offers the security of traditional savings with the advantage of high interest rates and limited transactions.
Ponce Bank Money Market Deposit
Finder Rating: 4 / 5: ★★★★★
 Ponce Bank Money Market Deposit
0.51%
$0
$1
Ponce Bank Money Market Deposit account, offered through SaveBetter, has a $1 opening deposit and earns 0.51% APY.
Chime Savings
Finder Rating: 4.6 / 5: ★★★★★
Chime Savings
0.50%
$0
$0
Grow your savings automatically with recurring transfers, round-ups on debit card purchases and 0.5% APY.
CIT Savings Connect
Finder Rating: 4 / 5: ★★★★★
CIT Savings Connect

0.50% on + If you deposit $200+ monthly into your eChecking account, otherwise 0.42%
$0
$100
CIT Savings Connect combines aspects of a checking and savings account in one product.
CIT Bank Money Market
Finder Rating: 3.9 / 5: ★★★★★
CIT Bank Money Market
0.45%
$0
$100
A savings account with a higher-than-average rate and minimal fees.
Discover Online Savings Account
Finder Rating: 4.6 / 5: ★★★★★
Discover Online Savings Account
0.40%
$0
$0
Take advantage of a high-interest online savings account with no fees, no minimums and more.
Quontic Bank High Yield Savings
Quontic Bank High Yield Savings
0.55%
$0
$100
Interest is compounded daily. No monthly service fees. Competitive rates
Quontic Bank Money Market
Quontic Bank Money Market

0.40% on $150,000+
0.35% on $5,000 to $149,999.99
0.30% on $0 to $4,999.99
$0
$100
Competitive rates, no monthly fees, user-friendly online banking platform
CIT Bank Savings Builder High Yield Savings Account
Finder Rating: 4.3 / 5: ★★★★★
CIT Bank Savings Builder High Yield Savings Account

0.40% on $25,000+ or set up a direct deposit of $100+ each month
0.28% on $0 to $24,999
$0
$100
No account opening or maintenance fees. Daily compounding interest. Earn one of the nation's top rates
SoFi Money
Finder Rating: 4.3 / 5: ★★★★★
SoFi Money
0.25%
$0
$0
SoFi Money® is a cash management account that charges no account fees to save, spend, and earn cash back rewards when you spend on brands you love.
Radius Bank High-Yield Savings
Finder Rating: 3.7 / 5: ★★★★★
Radius Bank High-Yield Savings

0.25% on $25,000+
0.15% on $2,500 to $24,999.99
0.05% on $10 to $2,499.99
$0
$100
A free high-interest savings account with a $100 minimum deposit to open
UFB Direct High Yield Savings
Finder Rating: 3.6 / 5: ★★★★★
UFB Direct High Yield Savings
0.20%
$0
$100
Earn an APY when your balance is higher than $10,000 with this no-monthly-fee savings account.
UFB Direct Premium Money Market Account
Finder Rating: 2.9 / 5: ★★★★★
UFB Direct Premium Money Market Account

0.20% on $25,000+
0.10% on $0 to $24,999.99
$10 per month
(can be waived)
$5,000
Enjoy the security and earning potential of a savings account while maintaining the flexibility to write checks.
Axos Bank Business Savings
Finder Rating: 3.7 / 5: ★★★★★
Axos Bank Business Savings
0.20%
$5 per month
(can be waived)
$1,000
A business savings account with a low minimum deposit.
Axos Bank Business Money Market
Finder Rating: 3.6 / 5: ★★★★★
Axos Bank Business Money Market
0.20%
$10 per month
(can be waived)
$1,000
This money market savings account comes with the added benefit of check writing privileges.
Nationwide Money Market Plus
Finder Rating: 3.4 / 5: ★★★★★
Nationwide Money Market Plus
0.25%
$8 per month
(can be waived)
$1,000
Enjoy low fees and up to $10.00 domestic ATM fees reimbursed per month.
Nationwide My Savings
Finder Rating: 4.1 / 5: ★★★★★
Nationwide My Savings

0.20% on $0+ with My Savings account alone or 0.3% APY when you open a My Checking account and set up a $1,000 direct deposit.
$0
$100
Earn up to 0.30% APY when you open a My Checking account and set up a $1,000 direct deposit.
Digit
Finder Rating: 3.4 / 5: ★★★★★
Digit

0.10% on $0+ When you save for three consecutive months, your account is rewarded with a 0.10% annualized savings bonus.
$5 per month
(can be waived)
$0
Digit analyzes your spending and automatically saves an appropriate amount every day so you don't have to think about it.
Discover Money Market
Finder Rating: 3.9 / 5: ★★★★★
Discover Money Market

0.35% on $100,000+
0.30% on $1 to $99,999
$0
$2,500
This money market account offers a competitive APY.
loading

Compare up to 4 providers

Go to site