Savings Account Comparison

Get a savings account that fits your needs

Compare savings accounts
Today’s leading savings accounts offer competitive interest rates, minimal fees, accessibility and protection to keep just about any balance safe and growing. We rolled up our sleeves to review and rate nearly 100 savings accounts — from the nation’s megabanks to competitive regional institutions, growing credit unions and savvy fintech startups — to help you compare what’s out there, whether you’re on the lookout for the strongest rates, fed up with fees or simply want a bank you can trust.

Compare Saving Accounts

$
$
months
Name Product Interest rates (APY) Fee Minimum deposit to open Interest earned More info
American Express® Personal Savings High Yield Savings
1.00%
$0
$0
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Enjoy no monthly fees and a competitive APY with this online-only savings account. Accounts offered by American Express National Bank, Member FDIC.
CIT Bank Savings Builder High Yield Savings Account

0.95% on balances of $25,000+ or set up a direct deposit of $100+ each month
0.79% on balances of $0 to $24,999
$0
$100
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No account opening or maintenance fees. Daily compounding interest. Earn one of the nation's top rates
Discover Online Savings Account
1.01%
$0
$0
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Take advantage of a high-interest online savings account with no fees, no minimums and more.
Aspiration Spend & Save Account

1.00% on balances of $0 to $10,000 but you’ll need to be enrolled in Aspiration Plus and make at least $1,000 in debit card purchases a month
$0
$10
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A spend and save combo account with no monthly service fees, free access to every ATM in the world, unlimited cash back rewards and deposits insured by the FDIC. The Aspiration Spend & Save Account is a cash management account offering of Aspiration Financial, LLC, an SEC-registered broker-dealer. Aspiration is not a chartered bank.
BBVA Money Market

0.19% on balances of $1,000,000+
0.10% on balances of $100,000 to $999,999
0.05% on balances of $0 to $99,999
$15 per month
(can be waived)
$25
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Earn a promotional APY for your first 3 months and access your money by ATM, check or bill pay.
CIT Bank Money Market
1.00%
$0
$100
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A savings account with a higher-than-average rate and minimal fees.
UFB Direct High Yield Savings
1.00%
$0
$100
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Earn a competitive rate with a balance higher than $10,000.
Radius Bank High-Yield Savings

1.15% on balances of $25,000+
0.75% on balances of $2,500 to $24,999.99
0.05% on balances of $10 to $2,499.99
$0
$100
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A free high-interest savings account with a $100 minimum deposit to open
Betterment Everyday Cash Reserve
0.40%
$0
$10
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This savings account has no account and overdraft fees, plus it requires no minimum balance.
UFB Direct Premium Money Market Account

1.00% on balances of $25,000+
0.50% on balances of $0 to $24,999.99
$10 per month
(can be waived)
$5,000
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Enjoy the security and earning potential of a savings account while maintaining the flexibility to write checks.
Synchrony High Yield Savings
1.05%
$0
$0
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Earn one of the highest interest rates without the fees.
Discover Money Market

0.90% on balances of $100,000+
0.85% on balances of $1 to $99,999
$0
$2,500
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This money market account offers a competitive APY.
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