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Which Delta business credit card is best for you? – December 2018

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Business owners who fly Delta could benefit from these travel cards.

American Express offers three Delta business credit cards, each aimed at how frequently you fly for business and your annual business spending. Regardless of the card you select, if you fly often, you’ll offset the annual fee.

Aside from Delta-specific perks, you’ll get general travel benefits. Plus, you get American Express OPEN benefits, which let you manage your account and expenses, set alerts or connect to QuickBooks.

Though, these are not balance transfer cards, and making late payments cost you.

Compare Delta business credit cards

Updated December 11th, 2018
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
17.74%, 21.74% or 26.74% variable
$0 annual fee for the first year ($95 thereafter)
Earn 30,000 Bonus Miles after you make $1,000 in purchases on your new card within your first 3 months.
17.74%, 21.74% or 26.74% variable
$195
Earn 50,000 Medallion Qualification Miles (MQMs), plus 35,0000 bonus miles after spending $1,000 on purchases within the first 3 months.
17.74%, 21.74% or 26.74% variable
$450
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first 3 months.

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Best Delta business credit cards

Depending on how often you fly, and your annual spending, you may benefit from one of the three business Delta cards offered by American Express.

Jump to …

Best for the occasional flyer: Gold Delta SkyMiles® Business Credit Card

Gold Delta SkyMiles® Business Credit Card

Earn 30,000 Bonus Miles after you make $1,000 in purchases on your new card within your first 3 months.

Promoted
Who should get this card?

Business owners who occasionally travel with Delta Air Lines could save money with this card. Miles earning are on par with its more expensive sibling cards, and you can redeem miles for Delta and partner flights. In addition, you’ll pay for the annual fee with the money you save on first checked bags once you make two round trips a year.

Best for the frequent flyer: Platinum Delta SkyMiles® Business Credit Card

Platinum Delta SkyMiles® Business Credit Card

Earn 50,000 Medallion Qualification Miles (MQMs), plus 35,0000 bonus miles after spending $1,000 on purchases within the first 3 months.

Promoted
Who should get this card?

Business owners who often fly Delta and spend between $30,000 and $50,000 per year with their card could find the Platinum Delta SkyMiles® Business Credit Card more valuable than the other two Delta cards. You get all the perks and benefits of the entry-level Gold Delta SkyMiles® Business Credit Card, plus you get a better welcome offer while spending the same amount.

With this card, you can easily reach Silver Medallion status and enjoy premium perks like unlimited complimentary seat upgrades, preferred seats, priority check-in, discounts on Delta vacations and benefits at SkyTeam partner airlines.

Best for the ultimate flyer: Delta Reserve for Business Credit Card®

Delta Reserve for Business Credit Card®

Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first 3 months.

Promoted
Who should get this card?

Business owners who spend more than $50,000 per year, and who want the ultimate benefits when flying Delta, may find the Delta Reserve for Business Credit Card® has the best value. In addition to all the perks and benefits of the Platinum Delta SkyMiles® Business Credit Card, you get complimentary Delta Sky Club access, a dedicated concierge service and a miles boost when you spend $60,000 in a calendar year.

With this perk, you’ll quickly reach Gold Medallion status or higher, and you’ll get even better perks, such as higher mile earnings on Delta flights, unlimited complimentary seat upgrades, expedited baggage service, priority security line access, priority baggage handling, SkyTeam lounge access and higher status in the Hertz car rental program.

Compare business credit cards

Updated December 11th, 2018
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
17.99% to 22.99% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
15.24% to 21.24% variable
0% for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening
15.24% to 21.24% variable
0% for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months
17.74% to 25.74% variable
$0 annual fee for the first year ($99 thereafter)
70,000 AAdvantage® miles after making $4,000 in purchases in first 4 months of account opening
None (Charge Card)
$450
New cardholders can earn 75,000 Membership Rewards® bonus points by spending $10,000 on purchases for the first 50,000 points and then another $10,000 for the next 25,000 points on their new card in the first 3 months.

Compare up to 4 providers

Bottom line

Picking a Delta business card is easy — just consider how often you fly and what kind of benefits you’d like to earn.

For the occasional flyer, the Gold Delta SkyMiles® Business Credit Card could be the best option. You’ll offset the annual fee with the first checked bag free perk after two round trips and you can earn free flights.

If you frequently fly with Delta and you spend between $30,000 and $50,000, the Platinum Delta SkyMiles® Business Credit Card gets you the perks of the Gold Delta SkyMiles® Business Credit Card and a companion ticket, earning you MQMs to help you reach a Medallion status.

The Delta Reserve for Business Credit Card® is aimed at the business owner who spends more than $50,000 annually, and who wants the best out of the flyer program. You get all the Platinum Delta SkyMiles® Business Credit Card perks plus complimentary Delta Sky Club access, premium roadside assistance and more.

Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
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Luxury Card Mastercard® Gold Card™
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16.74
variable

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995 For the first year
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First Access Visa Card®
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Indigo® Platinum Mastercard® Credit Card
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23.9
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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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