Compare Delta business credit cards

Business owners who fly Delta could benefit from these travel cards.

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American Express offers three Delta business credit cards, each aimed at how frequently you fly for business and your annual business spending. Regardless of the card you select, if you fly often, you’ll offset the annual fee.

Typical perks of Delta business credit cards

You get some Delta-specific perks with either of these cards. You’ll also get general travel benefits and American Express business benefits, which let you manage your account and expenses, set alerts or connect to QuickBooks. These are some of the typical Delta business credit cards’ features:

  • Earn miles.
    Earn 2x miles on Delta purchases and 1x miles on everything else using any Delta business card. You can earn between 5x and 11x more miles on Delta purchases depending on your SkyMiles Medallion status.
  • No foreign transaction fees.
    Use your Delta business credit cards abroad or online with foreign merchants and you won’t incur foreign transaction fees.
  • First checked bag fee.
    Save up to $60 on a round trip for you and your passengers traveling on the same reservation. Two round trips in a year offset the annual fee.
  • Priority boarding.
    Get Zone 1 priority boarding. Without the card, you’ll pay $15 per flight to use this perk.
  • In-flight savings.
    Save 20% for in-flight purchases on Delta operated flights, which you’ll get as a statement credit to your account.
  • Travel benefits.
    Get travel accident insurance, baggage insurance, car rental insurance against theft and damage and roadside and global assist hotline.
  • Expense management tools.
    Designate an account manager, use the American Express® Business App, connect to QuickBooks, set account alerts and get a year-end account summary.

Compare Delta business credit cards

To find the right Delta business credit card for your business, make sure you compare the perks and the annual fee. If the value you get outweighs the annual fee, that card may be a good choice.

Updated October 24th, 2019
Name Product Rewards Purchase APR Annual fee
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$195
Earn 35,000 miles and 5,000 MQMs after spending $1,000 in the first 3 months plus $100 after making a direct Delta purchase in the same timeframe. Rates & fees
2x miles on direct Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$450
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first 3 months. Rates & fees

Compare up to 4 providers

Overview of Delta business credit cards

Depending on how often you fly and how you spend, you may benefit from one of the three business Delta cards offered by American Express.

Gold Delta SkyMiles® Business Credit Card from American Express

Gold Delta SkyMiles®  Business Credit Card from American Express
Apply now
  • Get this card if: You’re an occasional flyer.

Business owners who occasionally travel with Delta Air Lines could save money with this card. Miles earning are on par with more expensive similar cards, and you can redeem miles for Delta and partner flights. In addition, you’ll pay for the annual fee with the money you save on first checked bags once you make two round trips a year.

  • Discounted Delta Sky Club access.
    Visit Delta Sky Club lounges for $29. Regular single visit pass is $59. If you visit Delta Sky Club three times a year, that’s another $90 saved.

Platinum Delta SkyMiles® Business Credit Card from American Express

Platinum Delta SkyMiles® Business Credit Card from American Express
Apply now
  • Get this card if: You’re a frequent flyer.

Business owners who often fly Delta and spend between $30,000 and $50,000 per year with their card could find the Platinum Delta SkyMiles® Business Credit Card from American Express more valuable than the other two Delta cards. You get all the perks and benefits of the entry-level Gold Delta SkyMiles® Business Credit Card from American Express, plus you get a better welcome offer.

  • Miles boost.
    Spend $25,000 in one calendar year and earn 10,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs). Spend an additional $25,000 and earn another 10,000 bonus miles and 10,000 MQMs. These MQMs are enough to reach Silver Medallion status.

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card
Apply now
  • Get this card if: You’re the ultimate flyer.

Business owners who spend more than $50,000 per year, and who want the ultimate benefits when flying Delta, may find the Delta Reserve for Business Credit Card has good value. In addition to all the perks and benefits of the Platinum Delta SkyMiles® Business Credit Card from American Express, you get complimentary Delta Sky Club access, a dedicated concierge service and a miles boost when you spend $60,000 in a calendar year.

  • Delta Sky Club access.
    Get complimentary access to Delta Sky Club and a discounted pass for up two guests for $29 each when flying with Delta. With single visit passes at $59, you can save $708 in a year if you visit Delta Sky Club once a month.
  • Miles Boost.
    Spend $30,000 in a year and earn 15,000 MQMs and 15,000 bonus miles. Add the 10,000 MQMs from your welcome offer and you’ll reach Silver Medallion status. Spend $60,000 in a year and earn additional 15,000 MQMs and 15,000 bonus miles to upgrade to Gold Medallion status, if you haven’t reached that tier already.

Which Delta business credit card should I get

If you’re still not sure which Delta credit card to choose, consider the following:

  • For the occasional flyer who spends less than $30,000, the Gold Delta SkyMiles® Business Credit Card from American Express could be a strong option. You’ll offset the annual fee with the first checked bag free perk after two round trips and you can earn reward flights.
  • If you frequently fly with Delta and you spend between $30,000 and $50,000, the Platinum Delta SkyMiles® Business Credit Card from American Express gets you the perks of the Gold Delta SkyMiles® Business Credit Card from American Express and a companion ticket, earning you MQMs to help you reach a Medallion status.
  • The business owner who spends more than $50,000 annually and who wants premium perks could find the Delta Reserve for Business Credit Card most useful. You get all the Platinum Delta SkyMiles® Business Credit Card from American Express perks plus complimentary Delta Sky Club access, premium roadside assistance and more.

Compare business credit cards

If a Delta business credit card doesn’t seem like a good option for you, compare other business credit cards until you find the right card for your business.

Updated October 24th, 2019
Name Product Rewards Purchase APR Annual fee
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
17.74% to 22.74% variable
$95
100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
29.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Bottom line

Picking a Delta business card is easy — just consider how often you fly and what kind of benefits you’d like to earn. If you frequently fly, one of the top-tier cards may suit you better.

But if you’re not sure whether an airline credit card would be the right choice, compare other travel business credit cards until you find the perfect fit for your company finances.

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