Compare Citi cashback cards | finder.com
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Compare Citi cashback cards

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Choose from a few cards with top-notch rewards rates.

Citi is perhaps best known for its attractive balance transfer products. However, it offers strong cashback cards like Citi® Double Cash Card and Costco Anywhere Visa® Card by Citi.

Compare Citi cashback cards

Name Product Filter values Rewards Purchase APR Annual Fee
1% cash back when you make purchases and 1% cash back when you pay off your card
15.74% to 25.74% variable
$0
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases for double cash back.
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
17.24% variable
$0
Earn 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases.
% cash back on gas on up to $7,000 annually (then %), % on dining and travel, 2% at Costco and % on all other purchases
17.49% variable
$0
Earn % cash back on gas on up to $7,000 annually (then %), % on dining and travel, 2% at Costco and % on all other purchases.

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Overview of Citi cashback credit cards

Citi offers just a few — but excellent — cashback cards. One gives flat-rate cash back and one offers everyday categories with a consumer or business option.

Quick look at Citi cashback credit cards

Citi® Double Cash Card

Citi® Double Cash Card

  • Get this card if: You want flat-rate cash back.
If you consistently pay your balance in full each month, you’ll really like the Citi® Double Cash Card. That’s because it offers 1% cash back on all purchases and another 1% back as you pay for them — a fantastic rewards rate for a no-annual-fee card.

Citi also offers a great balance transfer intro APR from time to time that can help you knock out some existing debt.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Get this card if: You spend on gas, dining, travel and Costco purchases.
The Costco Anywhere Visa® Card by Citi is a strong option if you spend heavily on gas. It offers accelerated cash back on eligible gas purchases for the first $7,000 spent annually, then 1%. It also offers attractive cash back for restaurants and eligible travel purchases, as well purchases at Costco and Costco.com.

If you like the card’s rewards and own a business, consider the Costco Anywhere Visa® Business Card by Citi.

How to compare Citi cashback cards

  • Look at your spending habits and what kind of cash back you want.
    If you spend a lot on gas, dining, travel or Costco purchases, the Costco Anywhere Visa® Card by Citi can offer attractive cash back. But if you don’t spend much in those categories or you spend evenly throughout many categories, the Citi® Double Cash Card might be a better choice.
  • If you want the Costco Anywhere Visa® Card by Citi, the card might be more valuable if you already have a Costco membership.
    The Costco Anywhere Visa® Business Card by Citi doesn’t have an annual fee, but you must have a Costco membership. If you don’t shop at Costco at all but still want the card, the card’s annual fee is effectively $60 or $120 a year — the price of a membership.
  • Consider whether you need an intro APR.
    The Citi® Double Cash Card has an intro APR on balance transfers, while the Costco Anywhere Visa® Card by Citi doesn’t. Consider whether an intro APR is important to you to help you save on interest.
  • Do you usually make card payments on time?
    Citi is usually fairly unforgiving for late or returned payments, charging a 29.99% variable APR on all of your balances. If you don’t want the possibility of a penalty APR, consider a card from a different provider.

Bottom line

Citi offers just a few cashback cards, but they all offer excellent rewards. The Citi® Double Cash Card lets you earn strong flat-rate cash back, and the Costco Anywhere Visa® Card by Citi is an excellent choice for gas, dining and travel purchases.

If you’re not sure a Citi card is right for you, compare cards from other providers. You might find the perfect card by checking out Chase, American Express, Discover or another issuer.

Citi® Double Cash Card vs Blue Cash Everyday® Card from American Express

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