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Compare Citi cashback cards

Choose from a few cards with top-notch rewards rates.

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Citi — a finder.com advertising partner — is perhaps best known for its attractive balance transfer products. However, it offers strong cashback cards like Citi® Double Cash Card and Costco Anywhere Visa® Card by Citi.

Compare Citi cashback cards

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Costco Anywhere Visa® Business Card
4% cash back on gas on up to $7,000 annually (then 1%), 4% on dining and travel, 2% at Costco and 1% on all other purchases
15.24% variable
$0
Earn 4% cash back on gas on up to $7,000 annually (then 1%), 4% on dining and travel, 2% at Costco and 1% on all other purchases. All information about this card has been collected independently by Finder.
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Overview of Citi cashback credit cards

Citi offers just a few — but excellent — cashback cards. One gives flat-rate cash back and one offers everyday categories with a consumer or business option.

Citi® Double Cash Card

Citi® Double Cash Card
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  • Get this card if: You want flat-rate cash back.
If you consistently pay your balance in full each month, you’ll really like the Citi® Double Cash Card. That’s because it offers 1% cash back on all purchases and another 1% back as you pay for them — a fantastic rewards rate for a no-annual-fee card .
Citi also offers a great balance transfer intro APR from time to time that can help you knock out some existing debt.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi
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  • Get this card if: You spend on gas, dining, travel and Costco purchases.
The Costco Anywhere Visa® Card by Citi is a strong option if you spend heavily on gas. It offers accelerated cash back on eligible gas purchases for the first $7,000 spent annually, then 1%. It also offers attractive cash back for restaurants and eligible travel purchases, as well purchases at Costco and Costco.com.If you like the card’s rewards and own a business, consider the Costco Anywhere Visa® Business Card by Citi .

How to compare Citi cashback cards

  • Look at your spending habits and what kind of cash back you want.
    If you spend a lot on gas, dining, travel or Costco purchases, the Costco Anywhere Visa® Card by Citi can offer attractive cash back. But if you don’t spend much in those categories or you spend evenly throughout many categories, the Citi® Double Cash Card might be a better choice.
  • If you want the Costco Anywhere Visa® Card by Citi, the card might be more valuable if you already have a Costco membership.
    The Costco Anywhere Visa® Business Card by Citi doesn’t have an annual fee, but you must have a Costco membership. If you don’t shop at Costco at all but still want the card, the card’s annual fee is effectively $60 or $120 a year — the price of a membership .
  • Consider whether you need an intro APR.
    The Citi® Double Cash Card has an intro APR on balance transfers, while the Costco Anywhere Visa® Card by Citi doesn’t. Consider whether an intro APR is important to you to help you save on interest.
  • Do you usually make card payments on time?
    Citi may charge fees or a penalty APR for late payments. If you don’t want the possibility of a penalty APR, consider a card from a different provider.

Our pick for a Citi cashback card

Citi® Double Cash Card

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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Bottom line

Citi offers just a few cashback cards, but they all offer excellent rewards. The Citi® Double Cash Card lets you earn strong flat-rate cash back, and the Costco Anywhere Visa® Card by Citi is an excellent choice for gas, dining and travel purchases.

If you’re not sure a Citi card is right for you, compare cards from other providers. You might find the perfect card by checking out Chase, American Express, Discover or another issuer.

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