Compare Citi cashback cards | finder.com
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Compare Citi cashback cards

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Choose from several cards with top-notch rewards rates.

Citi is perhaps best known for its attractive balance transfer products. However, it offers formidable cash back contenders in the Citi® Double Cash Card and Costco Anywhere Visa® Card by Citi.

Compare Citi cashback cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
15.49% to 25.49% variable
0% for the first 18 months (then 15.49% to 25.49% variable)
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases. No annual fee.
$0
17.24% variable

N/A

Earn Costco cash rewards everywhere Visa® is accepted.
$0
17.24% variable

N/A

Earn Costco cash rewards everywhere Visa® is accepted. Enjoy worldwide card acceptance when you shop.

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Best Citi cash back credit cards

Citi offers just a few cashback cards, but they’re all excellent. Choose the Citi® Double Cash Card if you want consistent cash back on all purchases.

Go with the Costco Anywhere Visa® Card by Citi if you spend a lot on gas, dining, travel or Costco purchases. Or check out the Costco Anywhere Visa® Business Card by Citi for your business needs.

Jump to …

Best for flat-rate cash back: Citi® Double Cash Card

Citi® Double Cash Card

  • Earn cash back when you make purchases
  • Earn additional cash back when you pay off your card
  • Intro APR on balance transfers
  • No annual fee
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Promoted
If you consistently pay your balance in full each month, you’ll really like the Citi® Double Cash Card. That’s because it offers 1% cash back on all purchases and another 1% back as you pay for them — a fantastic rewards rate for a no-annual-fee card.

Citi also offers a great balance transfer intro APR from time to time that can help you knock out some existing debt.

Best for gas, dining, travel and Costco purchases: Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Costco cash rewards everywhere Visa® is accepted
  • Accelerated cash back on gas, dining and travel
  • No foreign transaction fees
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Promoted
The Costco Anywhere Visa® Card by Citi is a strong option if you spend heavily on gas. It offers accelerated cash back on eligible gas purchases for the first $7,000 spent on it per year, then 1%. It also offers attractive cash back for restaurant and eligible travel purchases, as well purchases at Costco and Costco.com.

If you like the card’s rewards and own a business, consider the Costco Anywhere Visa® Business Card by Citi.

How to compare Citi cashback cards

  • Look at your spending habits and what kind of cash back you want.  
    If you have high spending in gas, dining, travel or Costco purchases, the Costco Anywhere Visa® Card by Citi can offer attractive cash back. But if you don’t spend much in those categories or you spend evenly throughout many categories, the Citi® Double Cash Card might be a better choice.
  • If you want the Costco Anywhere Visa® Card by Citi, the card might be more valuable if you already have a Costco membership.
    The Costco Anywhere Visa® Business Card by Citi doesn’t have an annual fee, but you must have a Costco membership. If you don’t shop at Costco at all but still want the card, the card’s annual fee is effectively $60 or $120 a year — the price of a membership.
  • Consider whether you need an intro APR.  
    The Citi® Double Cash Card has an intro APR on balance transfers, while the Costco Anywhere Visa® Card by Citi doesn’t. Consider whether an intro APR is important to you, as it could help you save on interest.
  • Do you usually make card payments on time?  
    Citi is usually fairly unforgiving for late or returned payments on its credit card products. Still, these infractions may result in a 29.99% variable APR on all of your balances. If you don’t want the possibility of a penalty APR, consider a card from a different provider.

Bottom line

Citi offers just a few cashback cards, but they all offer excellent rewards. The Citi® Double Cash Card lets you earn strong flat-rate cash back, and the Costco Anywhere Visa® Card by Citi is an excellent choice for gas, dining and travel purchases.

If you’re not sure a Citi card is right for you, compare cards from other providers. You might find the perfect card with Chase, American Express, Discover or another issuer.

Frequently asked questions

Kevin Joey Chen

Kevin Chen is a world-travelin', copy-writin', Game of Thrones-watchin' credit cards writer for finder.com. When he's not crunching the numbers on bonus points and comparing APRs, you can find him flying around the world in search of the perfect beer.

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