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Best CD rates for March 2023

Set your term length & lock in a high interest rate by opening a certificate of deposit.

Best 1 Year CD

Promoted

Western Alliance Bank 12 months CDs through SaveBetter

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on SaveBetter's secure site

  • Get 5.01% APY on a 12 month CD
  • Earn an APY that's 14.8x higher than the national average
  • Pay no fees
  • FDIC Insured

Best 6 Month CD

CIT Bank Term CDs

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on CIT Bank's secure site

  • Earn 4.15% APY on a 6 month CD
  • No maintenance fees
  • $1,000 minimum deposit required to open
  • FDIC Insured

Best 18 Month CD

Barclays Online CDs

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on Barclays's secure site

  • Earn 4.8% on a 18 month CD
  • No hidden monthly fees
  • No minimum deposit
  • FDIC Insured

Compare high-interest CDs & fixed deposit accounts

Use the table below to compare accounts based on the APY, minimum deposits and term and take advantage of higher rates than traditional savings accounts.

CD
verified_user FDIC Insured ★★★★★4.7

APY

5.01%

Minimum Deposit

$1

Term

1 year

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on SaveBetter's secure site

CD
verified_user FDIC Insured ★★★★★4.5

APY

5%

Minimum Deposit

$0

Term

1 year

Go to site

on Barclays's secure site

CD
verified_user FDIC Insured ★★★★★4.7

APY

4.85%

Minimum Deposit

$1

Term

23 months

Go to site

on Sallie Mae's secure site

CD
verified_user FDIC Insured ★★★★★4.5

APY

4.8%

Minimum Deposit

$0

Term

18 months

Go to site

on Barclays's secure site

CD
verified_user FDIC Insured

APY

4.7%

Minimum Deposit

$1,000

Term

19 months

Go to site

on U.S. Bank's secure site

CD
verified_user FDIC Insured ★★★★★3.5

APY

4.65%

Minimum Deposit

$1,000

Term

13 months

Go to site

on CIT Bank's secure site

CD
verified_user FDIC Insured ★★★★★4.9

APY

4.5%

Minimum Deposit

$1

Term

1 year

Go to site

on SaveBetter's secure site

CD
verified_user FDIC Insured

APY

4.6%

Minimum Deposit

$1,000

Term

15 months

Go to site

on U.S. Bank's secure site

CD
verified_user FDIC Insured ★★★★★4.5

APY

4.3%

Minimum Deposit

$0

Term

5 years

Go to site

on Barclays's secure site

CD
verified_user FDIC Insured

APY

4.5%

Minimum Deposit

$1,000

Term

11 months

Go to site

on U.S. Bank's secure site

CD
verified_user FDIC Insured

APY

4.4%

Minimum Deposit

$1,000

Term

7 months

Go to site

on U.S. Bank's secure site

CD
verified_user FDIC Insured ★★★★★3.5

APY

4.15%

Minimum Deposit

$1,000

Term

6 months

Go to site

on CIT Bank's secure site

CD
verified_user FDIC Insured ★★★★★4.7

APY

4.05%

Minimum Deposit

$1

Term

14 months

Go to site

on Sallie Mae's secure site

CD
verified_user FDIC Insured ★★★★★4.9

APY

4%

Minimum Deposit

$1

Term

6 months

Go to site

on SaveBetter's secure site

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