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How it works

  • 1. Fill out a short form

    Fill in your ZIP code above and click See rates to let us find the best rates in your area.

  • 2. Compare rates

    Get quotes from multiple providers and pick the policy you like best.

  • 3. Enjoy your savings

    Get insured and sleep well knowing you saved up to 52% off your premium.

Or get a quote directly from one of these providers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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How much does car insurance cost?

The average cost of car insurance is $1,065 per year, or $89 a month, but rates vary based on your car, driving record, demographics and other reasons. The biggest factors that affect your rate include:

  • Your car. Your car’s make, year and model are the biggest factors in your insurance rates. Its current value and whether you own it will also affect your coverage costs and how much coverage you need.
  • Your location. Where you live and drive is the second biggest factor for rates. Each state sets minimum insurance requirements, and even rates in different ZIP codes in the same city can vary by hundreds of dollars. Living in a high-claims area can drive your rates up, like a big city or an area with a high rate of uninsured drivers.
  • You. Your demographics affect your rates more than you might think. Your rates are based on your age, gender, marital status, credit score and other factors that have nothing to do with your driving. Insurance companies use these factors to predict your risk level and set your rates.

Car insurance rates across the US can vary a lot based on where you live. The national average is $1,300 per year, but drivers in Maine pay only about $864, while drivers in Michigan see premiums averaging $2,394. Shopping for car insurance starts with finding your state minimum required coverage and then adding extra coverage you’d like.

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