Get multiple quotes in under 2 minutes

Find the best cheap car insurance

Enter your ZIP code below and click Get quotes to see the best rates near you.



Your information is secure.

Some of the providers we compare

How it works

  • 1. Fill out a short form

    Fill in your ZIP code above and click See rates to let us find the best rates in your area.

  • 2. Compare rates

    Get quotes from multiple providers and pick the policy you like best.

  • 3. Enjoy your savings

    Get insured and sleep well knowing you saved up to 52% off your premium.

Or get a quote directly from one of these providers

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
loading

Compare up to 4 providers

How much does car insurance cost?

The average cost of car insurance is $1,065 per year, or $89 a month, but rates vary based on your car, driving record, demographics and other reasons. The biggest factors that affect your rate include:

  • Your car. Your car’s make, year and model are the biggest factors in your insurance rates. Its current value and whether you own it will also affect your coverage costs and how much coverage you need.
  • Your location. Where you live and drive is the second biggest factor for rates. Each state sets minimum insurance requirements, and even rates in different ZIP codes in the same city can vary by hundreds of dollars. Living in a high-claims area can drive your rates up, like a big city or an area with a high rate of uninsured drivers.
  • You. Your demographics affect your rates more than you might think. Your rates are based on your age, gender, marital status, credit score and other factors that have nothing to do with your driving. Insurance companies use these factors to predict your risk level and set your rates.

Car insurance rates across the US can vary a lot based on where you live. The national average is $1,300 per year, but drivers in Maine pay only about $864, while drivers in Michigan see premiums averaging $2,394. Shopping for car insurance starts with finding your state minimum required coverage and then adding extra coverage you’d like.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site