Review: Citi ThankYou Premier Card — April 2018 | finder.com
Citi ThankYou Premier Card

Review: Citi ThankYou Premier Card — April 2018

Earn more points on travel purchases and get flexible card services and complimentary insurance policies with the Citi ThankYou Premier Card.

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The Citi ThankYou Premier Card is a new entry to the credit card market and comes with several features. The card offers 3x points on travel purchase and no annual fee for the first 12 months. There is no limit to the amount of points you can earn, and the points will not expire. You will be rewarded two ThankYou Points for each dollar spent on dining out and entertainment, and one point on all other purchases.

Citi ThankYou Premier Card review

If you spend a lot while traveling and are looking for a way to earn rewards points, the Citi ThankYou Premier Card could be the perfect solution.

Applying for the Citi ThankYou Premier Card is simple, and you can do so online or by phone. If you are approved, you have the flexibility to choose your payment due date when you sign up for the card. Additionally, you can manage and view your account online.

As you spend with the card, you will earn rewards points. This card has the best value for those who plan on redeeming their points through the ThankYou Travel Center. When you redeem your points for airfare through the ThankYou Travel Center, your ThankYou points are worth 25% more.

The Citi ThankYou Premier Card is likely to be accepted by most foreign merchants, and you can set the card up with Apple Pay.

Benefits of the Citi ThankYou Premier Card

  • Travel rewards. With the card, you can earn three points per one dollar spent on travel. This even includes gas. For dining out and entertainment, you can earn two points per one dollar spent. For all other purchases, the card earn one point per dollar spent.
  • No expiration. There is no expiration or limit on how many points you can earn with the card.
  • Foreign transaction fees. You don’t have to worry about foreign transaction fees on purchases.
  • Citi private pass. If you are a Citibank customer, you can enjoy special access to thousands of tickets for events each year. This includes pre-sale tickets to concerts, VIP packages to different events, dining experiences, movie screenings and more.

Features

  • Annual fee. With the Citi ThankYou Premier Card, you can expect to pay a $95 annual fee. This fee is waived for the first 12 months.
  • APR. The purchase APR is variable, and ranges from 15.49% to 24.49% depending on your creditworthiness.
  • Redeem points. You can choose to redeem your points online through ThankYou.com or over the phone.
  • Savings. The card includes a Citi Price Rewind feature that lets you find out if you received the lowest price on your Citi card purchase. Citi Price Rewind will search for a lower price on the registered items that you purchase with your Citi Card. It can search hundreds of online merchants, and if it finds a lower price within 60 days of when you initially bought the item, you can receive the difference in price (up to $300 per item and $1,200 each year).
  • Secure. For extra protection, the card is enhanced with EMV chip technology.
  • Concierge service. The card includes 24/7 concierge service, so you can have help booking a flight or hotel room, easily and at any time.
  • Travel protection. The Citi ThankYou Premier Card makes sure you are covered while traveling, and includes lost baggage protection, travel and emergency assistance, and worldwide car rental insurance. It also provides worldwide travel accident insurance, and trip cancellation and interruption protection.
  • Purchase protection. You can feel safer with included purchase protection perks, like an extended warranty, zero dollar liability on unauthorized charges, and damage and theft purchase protection.

Compare other Citi credit cards

Rates last updated April 24th, 2018
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Citi® Double Cash Card
14.74% to 24.74% variable
0% Intro APR for 18 months (with the amount of each transfer, $5 or 3% balance transfer fee)
$0
Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.
Citi ThankYou® Preferred Card
14.74% to 24.74% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0 annual fee for the first year ($0 thereafter)
Enjoy our low intro APR for 15 months on purchases and balance transfers.
Citi® Secured Mastercard®
23.74% variable
$0
Start building credit for tomorrow with a secured credit card.
AT&T Access Card from Citi
15.24% to 24.24% variable
$0
Get rewarded for purchases you're already making with the AT&T Access Card, a top rewards credit card from Citi. Apply for the AT&T credit card today and start earning ThankYou® Points redeemable for gift cards, travel rewards electronics and much more.
Citi Simplicity® Card
15.24% to 25.24% variable
0% Intro APR for 18 months from date of first transfer; completed within 4 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
This is the only card with No Late Fees, No Penalty Rate and No Annual Fee - Ever. Give it a try and apply to find out what the Citi Simplicity® Card can do for you.
Citi Prestige® Card
16.99% to 24.99% variable
$450 for the primary cardmember
Complimentary 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking through ThankYou.com
Costco Anywhere Visa® Card by Citi
16.49% variable
$0
Earn Costco cash rewards everywhere Visa® is accepted.
Citi® Diamond Preferred®
14.24% to 24.24% variable
0% Intro APR for 21 months (with whichever is greater, $5 or 5% balance transfer fee)
$0
Lowest intro APR for 21 months plus VIP Access.
Citi® / AAdvantage® Executive World Elite™ Mastercard®
16.99% to 24.99% variable
$450
Earn 50000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
Citi® / AAdvantage®  Platinum Select®  World Elite™ Mastercard®
17.24% to 25.24% variable
$0 annual fee for the first year ($95 thereafter)
Earn 60000 AAdvantage® bonus miles after you spend $3,000 in the first 3 months.
Citibank AT&T Universal Savings and Rewards Card
13.99% to 23.99% variable
0% Intro APR for 12 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Earn 10000 bonus ThankYou Points after spending $500 in your first 3 months.
Citibank AT&T Universal Savings Platinum Card
13.99% to 23.99% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Citi ThankYou® Preferred Card for College Students
15.74% to 25.74% variable
$0
Earn 2500 bonus points after spending $500 within the first 3 months of account opening.
Citi Gold / AAdvantage World Mastercard
16.99% to 24.99% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0 annual fee for the first year ($50 thereafter)
Earn 25000 American Airlines AAdvantage® bonus miles after you spend $750 in purchases within the first 3 months of account opening.
Citi ThankYou® Premier Card
15.74% to 24.74% variable
$0 annual fee for the first year ($95 thereafter)
Enjoy Great Rewards and Earn ThankYou® Points on Dining, Entertainment, Travel and more

Compare up to 4 providers

How to apply for the Citi ThankYou Premier Card

Applying for this card is easy, and can be done online or by phone. All applicants are required to meet the following eligibility requirements:

Eligibility criteria:

  • US citizen
  • Only valid to new accounts
  • At least 18 years old

The application requires the following information and documentation:

Required documents & information:

  • Full name
  • Residential address
  • Birthdate
  • Phone number
  • Social Security number
  • Financial information (i.e., annual income)
  • Email address
  • Proof of employment and income amount

If you are looking to redeem rewards points as you spend while traveling, the Citi ThankYou Premier Card could act as an ideal solution. Before choosing this card, be sure to compare it with other credit card options.

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