Our pick for Citi travel insurance: Costco Anywhere Visa® Card by Citi

Up to 4%
Cash back
- One of the most well-rounded cashback cards
- 4% on gas on up to $7,000, then 1%
- 3% on restaurants and travel
- 2% at Costco
Citi offers only two credit cards with travel insurance. These two cards are the personal Costco and business Costco cobranded cards. (Citi is a finder.com advertising partner.)
With a cobranded Costco card, you could be eligible for any of the following three travel coverage options:
Just two Citi credit cards now provide travel insurance. Here are a few of the provider’s cards and the policies they offer:
Worldwide travel accident insurance | Worldwide car rental insurance | Trip cancellation & interruption insurance | |
---|---|---|---|
Costco Anywhere Visa® Card by Citi | ![]() | ![]() | ![]() |
Costco Anywhere Visa® Business Card | ![]() | ![]() | ![]() |
Citi Prestige® Credit Card | ![]() | ![]() | ![]() |
Citi Premier® Card | ![]() | ![]() | ![]() |
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® | ![]() | ![]() | ![]() |
Citi® Double Cash Card | ![]() | ![]() | ![]() |
You may want to look elsewhere if you want travel protections. Keep in mind providers sometimes offer a different mix of protections than you might expect, so examine a card’s benefits closely if you’re looking for a certain perk. Here are a few cards that offer travel protections:
Travel accident insurance | Car rental insurance | Trip cancellation & interruption insurance | Trip delay reimbursement | |
---|---|---|---|---|
Chase Sapphire Preferred® Card | ![]() | ![]() | ![]() | ![]() |
Chase Sapphire Reserve® | ![]() | ![]() | ![]() | ![]() |
The Platinum Card® from American Express | ![]() | ![]() | ![]() | ![]() |
IHG® Rewards Club Premier Credit Card | ![]() | ![]() | ![]() | ![]() |
AAdvantage® Aviator® Red World Elite Mastercard® | ![]() | ![]() | ![]() | ![]() |
Bank of America® Premium Rewards® Credit Card | ![]() | ![]() | ![]() | ![]() |
Until late 2019, Citi offered a suite of travel insurance with many of its cards. But in September of the same year, the provider discontinued many of these benefits.
Whereas before you’d find protections like car rental insurance and trip cancellation insurance, these perks are now wiped out nearly across the board. If you’re set on Citi as your provider, your best bet to find at least one of these benefits is with the cobranded Costco cards.
In most cases, travel insurance provides coverage against coronavirus if you or a person traveling with you, who is also covered, become infected.
There are a number of eligibility requirements you need to meet to claim your insurance. We’ve outlined the conditions for each of the three types of Citi travel insurance below.
All covered cardholders are eligible for Citi’s travel insurance. This includes the cardholder, their spouse or domestic partner and any children they can claim as dependents on their taxes. Additionally, you must purchase the entirety of your fare using your Citi credit card for insurance eligibility.
The cardholder and any authorized driver designated on the rental car agreement are eligible for car rental coverage provided the cardholder pays for the entirety of the rental car with their Citi credit card. Additionally, you must decline the rental car company’s offered collision insurance to be eligible.
This service covers the cardholder, their family and traveling companions as long as their trip was paid with your Costco cobranded credit card. Other credit cards also offer travel emergency assistance.
Back to topProvided you meet the eligibility requirements of the travel insurance offered by your card, Citi covers you from the day you start your journey. The exact nature of your coverage depends on the type of insurance. You can find your full coverage details in your Citi guide to benefits.
Here’s how to file an insurance claim with Citi:
After processing your call, Citi will send you a claims form along with a list of any required documentation. You can also visit www.cardbenefits.citi.com to download a claims form.
Citi offers solid travel protections on two of its Costco cobranded cards. But if you don’t often shop at Costco however, you might want to compare your options to find another travel insurance credit card.
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