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Guide to Citi ThankYou rewards program

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A solid rewards program best used for booking travel.

Citi’s ThankYou rewards program received a pretty big value boost with the recent inclusion of point transfer partners. Previously, it offered fairly standard redemption options, but now Citi’s ThankYou rewards program stands up to other industry favorite programs.

Why sign up for the Citi ThankYou program?

The Citi ThankYou program offers much of what you’d want out of a credit card rewards program, including a plethora of airline transfer partners. You can also use the Citi Premier℠ Card to redeem points through the Citi travel portal for additional value — a feature not shared by all credit card rewards programs.

Citi backs all of this up with a strong selection of rewards credit cards, including big-hitters such as the Citi Premier℠ Card and Citi Prestige® Credit Card.

How much are Citi ThankYou points worth?

Citi ThankYou points are generally worth 1 cent each. This value can change depending on how you redeem your points. For example, redeeming points on cash back will reduce the value of your points to 0.05 cents each. However, redeeming your points on travel using the Citi Premier℠ Card will increase your point value to 1.25 cents each.

Citi cards that earn ThankYou points

There are a few Citi credit cards that can help you earn ThankYou points, but the Citi Prestige® Credit Card and the Citi Premier℠ Card are particularly strong choices.

Citi Prestige® Credit Card

Citi Prestige® Credit Card
The Citi Prestige® Credit Card allows you to transfer your points to transfer partners.

Citi Premier℠ Card

Citi Premier℠ Card
Like the Citi Prestige® Credit Card, this card allows you to transfer your ThankYou points to Citi’s transfer partners. However, the Citi Premier℠ Card also allows you to earn an additional 25% value on your points when you book travel through the Citi travel portal.

Compare Citi Rewards credit cards

Name Product Welcome offer Rewards Annual fee Filter values
N/A
1% cash back when you make purchases and 1% cash back when you pay off your card
$0
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases for double cash back.
60,000 points after spending $4,000 in the first 3 months
3x points on travel and gas, 2x points on dining and entertainment and 1x points on everything else
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
Earn 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases.
50,000 miles after spending $5,000 in the first 3 months
2x miles on American Airlines and 1x miles on everything else
$450
Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
50,000 miles after spending $2,500 in the first 3 months
2x miles on American Airlines, dining, and gas and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.

Compare up to 4 providers

Pairing Citi rewards cards

If you want to get the most out of the Citi ThankYou program, consider picking up two cards: a card that best earns points based on your spending and one of the two Citi cards that can transfer points to Citi’s transfer partners. You’ll often get the best point value by transferring as most points transfer at a 1:1 ratio.

Transfer partners

Loyalty transfer partnerConversion rate (ThankYou points to partnered currency)
Asia Miles1000:1000
Avianca LifeMiles1000:1000
Etihad Guest1000:1000
EVA Air1000:1000
Flying Blue1000:1000
Garuda Indonesia1000:1000
JetBlue TrueBlue1000: 800
JetPrivilege1000:1000
Malaysia Airlines Enrich1000:1000
Qantas Frequent Flyer1000:1000
Qatar Privilege Club1000:1000
Sears Shop Your Way1 point: 12 Shop Your Way points
Singapore Airlines1000:1000
Thai Royal Orchid Plus1000:1000
Turkish Airlines Miles & Smiles1000:1000
Virgin Atlantic Flying Club1000:1000

Bottom line

Citi’s ThankYou program offers great value thanks to its strong card options and variety of transfer partners. Stick to point transfers or booking travel and you have a rewards program that can stand alongside industry favorites Chase and Amex.

If this program isn’t right for you, compare other rewards card options to find one that best suits your needs.

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