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Guide to Citi ThankYou rewards program

A solid rewards program best used for booking travel.

The ThankYou rewards program — offered by Citi, a finder.com advertising partner — received a pretty big value boost with the recent inclusion of point transfer partners. Previously, it offered fairly standard redemption options, but now Citi’s ThankYou rewards program stands up to other industry favorite programs.

Why sign up for the Citi ThankYou program?

The Citi ThankYou program offers much of what you’d want out of a credit card rewards program, including a plethora of airline transfer partners. You can also use the Citi Premier® Card to redeem points through the Citi travel portal for additional value — a feature not shared by all credit card rewards programs.

Citi backs all of this up with a strong selection of rewards credit cards, including big-hitters such as the Citi Premier® Card and Citi Prestige® Credit Card.

How much are Citi ThankYou points worth?

Citi ThankYou points are generally worth 1 cent each. This value can change depending on how you redeem your points. For example, redeeming points on cash back will reduce the value of your points to 0.05 cents each. However, redeeming your points on travel using the Citi Premier® Card will increase your point value to 1.25 cents each.

Citi cards that earn ThankYou points

There are a few Citi credit cards that can help you earn ThankYou points, but the Citi Prestige® Credit Card and the Citi Premier® Card are particularly strong choices.

Citi Prestige® Credit Card

Citi Prestige® Credit Card
The Citi Prestige® Credit Card allows you to transfer your points to transfer partners.

Citi Premier® Card

Citi Premier® Card
Like the Citi Prestige® Credit Card, this card allows you to transfer your ThankYou points to Citi’s transfer partners. However, the Citi Premier® Card also allows you to earn an additional 25% value on your points when you book travel through the Citi travel portal.

The information about Citi Premier® Card and Citi Prestige® Credit Card have been collected independently by Finder and and has not been reviewed or provided by the issuer.

Compare Citi Rewards credit cards

Name Product Welcome Offer Rewards Annual fee Filter values
Citi® Diamond Preferred® Card
N/A
N/A
$0

Best of Finder 2021

An impressive 21 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Citi Custom Cash℠ Card
$200 cash back after spending $750 in the first 3 months. Fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases
$0
A new cashback card that automatically awards 5% to your highest eligible spending category each billing cycle, on up to $500 (then 1%).
Citi Simplicity® Card
N/A
N/A
$0
With an intro APR of 21 months, this card has one of the longest balance transfer offers on the market. Plus, no late fees and no annual fee.
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Pairing Citi rewards cards

If you want to get the most out of the Citi ThankYou program, consider picking up two cards: a card that best earns points based on your spending and one of the two Citi cards that can transfer points to Citi’s transfer partners. You’ll often get the best point value by transferring as most points transfer at a 1:1 ratio.

Transfer partners

Loyalty transfer partnerConversion rate (ThankYou points to partnered currency)
Asia Miles1000:1000
Avianca LifeMiles1000:1000
Etihad Guest1000:1000
EVA Air1000:1000
Flying Blue1000:1000
Garuda Indonesia1000:1000
JetBlue TrueBlue1000: 800
JetPrivilege1000:1000
Malaysia Airlines Enrich1000:1000
Qantas Frequent Flyer1000:1000
Qatar Privilege Club1000:1000
Sears Shop Your Way1 point: 12 Shop Your Way points
Singapore Airlines1000:1000
Thai Royal Orchid Plus1000:1000
Turkish Airlines Miles & Smiles1000:1000
Virgin Atlantic Flying Club1000:1000

Bottom line

Citi’s ThankYou program offers great value thanks to its strong card options and variety of transfer partners. Stick to point transfers or booking travel and you have a rewards program that can stand alongside industry favorites Chase and Amex.

If this program isn’t right for you, compare other rewards card options to find one that best suits your needs.

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