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Citi Rewards+® Card vs Blue Cash Preferred® Card from American Express

It's David vs. Goliath in this rewards card showdown.

Our pick: Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo

Up to 6%

Cash back

  • $0 intro annual fee for the first year, then $95
  • Huge cashback on groceries and streaming
  • Intro APR on purchases
Apply now
Terms apply, see rates & fees
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Megan Horner
Updated
Fact checked
Please note: Citi is an advertising partner of finder.com

The Blue Cash Preferred® Card from American Express offers an astounding 6% back at US supermarkets on up to $6,000 a year and 1% back after that, 6% back on select US streaming services, 3% back on transit and US gas stations, and 1% on all other purchases. In comparison, the Citi Rewards+® Card offers 2x points back on supermarkets and gas stations on up to $6,000 in purchases, then 1x points back after that and on all other purchases.

Citi Rewards+® Card

Citi Rewards+® Card

Terms apply, see rates & fees

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.1 / 5.0

★★★★★

4.3 / 5.0
Best for
Best for
  • Rewards that round up to the nearest 10 points on every purchase
  • Industry-leading cash back at US supermarkets
Welcome offer
Welcome offer

Earn 15,000 points after spending $1,000 in the first 3 months

20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months

Rewards
Rewards

Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
Purchase APR
Purchase APR

0% intro APR for 15 months, and then 13.49% to 23.49% variable

0% intro APR for 12 months, and then 13.99% to 23.99% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $95
Balance transfer APR
Balance transfer APR

0% intro APR for 15 months, then 13.49% to 23.49% variable

N/A
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 2.7% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Read review

Compare Citi Rewards+® Card vs. Blue Cash Preferred® Card from American Express

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Citi Rewards+® Card
Citi Rewards+® Card
Earn 15,000 points after spending $1,000 in the first 3 months
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
$0
Get 2x points on restaurants and gas with this unique no-annual-fee card. Your rewards round up to the nearest 10 points for each purchase!
Apply at Citi
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Perfect for families: Earn up to 6% cashback as statement credit on everyday purchases and a big welcome offer for a cashback card. This heavy-hitter rewards card has uncontested value. Terms apply, see rates & fees
Apply now
View details
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