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Citi PremierĀ® Card vs. Citi PrestigeĀ® Credit Card

Megan Horner
Megan Horner

Updated

Fact checked

The winner for everyday rewards: Citi PremierĀ® Card

Citi PremierĀ® Card logo

Up to 3x

Points

  • Earn 60,000 points after spending $4,000 in the first 3 months
  • Earn 3x points at restaurants, supermarkets, gas stations, flights and hotels
Apply now
Please note: Citi is an advertising partner of finder.com

Citi PremierĀ® Card

Citi PremierĀ® Card

Rates & Fees

Citi PrestigeĀ® Credit Card

Citi PrestigeĀ® Credit Card

Rates & Fees
finder.com's rating
finder.com's rating

ā˜…ā˜…ā˜…ā˜…ā˜…

4.3 / 5.0

ā˜…ā˜…ā˜…ā˜…ā˜…

3.4 / 5.0
Best for
Best for
  • Rewards on travel and everyday purchases
  • Travel credits and strong rewards rates
Welcome offer
Welcome offer

60,000 points after spending $4,000 in the first 3 months

50,000 points after spending $4,000 in the first 3 months
Now, through December 2021, supermarket and restaurant packages will also count towards the $250 Travel Credit
Rewards
Rewards

3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else

5x points on flights and dining, 3x points on hotels and cruises and 1x points on all other purchases
Purchase APR
Purchase APR

15.99% to 23.99% variable

16.99% to 23.99% variable

Annual fee
Annual fee $95 $495
Balance transfer APR
Balance transfer APR 15.99% to 23.99% variable 16.99% to 23.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $75
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $0.50 $0.50
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Summary of card features

Citi PremierĀ® Card

Citi PremierĀ® Card

  • Strong signup bonus
  • Earn accelerated points on dining, groceries, gas, flights and hotels
  • No foreign transaction fees on purchases

Citi PrestigeĀ® Credit Card

Citi PrestigeĀ® Credit Card

  • Signup bonus. 50,000 bonus points after spending $4,000 in the first 3 months of account opening.
  • Reward points. 5x points on air travel and restaurants, 3x points on hotels and cruises and 1x points on all other purchases.
  • Complimentary fourth night. Book four consecutive nights at a hotel through ThankYou.com and get a complimentary fourth night stay twice every year.
  • Annual travel credit. Get up to $250 travel credit every calendar year.
  • VIP lounge access. Priority Pass Select lounge access to hundreds of VIP lounges.

Compare ExpediaĀ® Rewards CARD from Citi vs. Expedia Rewards Voyager Card

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
ExpediaĀ® Rewards CARD from Citi
ExpediaĀ® Rewards CARD from Citi
15,000 points after spending $1,000 within 3 months
3x points on Expedia and 1x points on all other purchases
$0
Earn 15,000 points after spending $1,000 within 3 months. All information about this card has been collected independently by Finder.
View details
Expedia Rewards Voyager Card
Expedia Rewards Voyager Card
50,000 points after spending $2,000 in the first 3 months
4x points on Expedia 2x on dining and entertainment and 1x points on all other purchases
$95
4X Expedia Rewards bonus points on Expedia purchases 2X Expedia Rewards bonus points on dining & entertainment 1X Expedia Rewards bonus points on all other
View details
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