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Citi Premier® Card vs. Citi Prestige® Credit Card

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Megan Horner
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Citi Premier® Card

Citi Premier® Card

Terms apply, see rates & fees

Citi Prestige® Credit Card

Citi Prestige® Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.3 / 5.0

★★★★★

3.4 / 5.0
Best for
Best for
  • Rewards on travel and everyday purchases
  • Travel credits and strong rewards rates
Welcome offer
Welcome offer

80,000 points after spending $4,000 in the first 3 months

50,000 points after spending $4,000 in the first 3 months
Now, through December 2021, supermarket and restaurant packages will also count towards the $250 Travel Credit
Rewards
Rewards

3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else

5x points on flights and dining, 3x points on hotels and cruises and 1x points on all other purchases
Purchase APR
Purchase APR

15.99% to 23.99% variable

16.99% to 23.99% variable

Annual fee
Annual fee $95 $495
Balance transfer APR
Balance transfer APR 15.99% to 23.99% variable 16.99% to 23.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $75
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $0.50 $0.50
Minimum credit score
Minimum credit score 670 740
Card type
Card type Credit Credit
Learn more
Learn more

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