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Citi® / AAdvantage® Gold World Elite™ Mastercard® review

Please note: This card has been discontinued, and it is not available on our site.

Compare similar credit cards and find the best option for you.

The Citi® / AAdvantage® Gold World Elite™ Mastercard® — offered by Citi, a finder.com advertising partner — is an airline miles credit card with a variety of travel rewards, including worldwide travel accident insurance, lost baggage protection, and travel and emergency assistance. Receive one AAdvantage mile for every dollar spent, and redeem the miles for domestic flights on American Airlines and American Eagle carriers. Plus, there are no blackout dates on award travel. You can also earn 25,000 bonus miles when you make $750 in purchases within the first three months of account opening.

The card does come with an annual fee of $50, which is waived for the first year.

Features of the Citi® / AAdvantage® Gold World Elite™ Mastercard®

  • Annual fee: As mentioned above, card members pay $50 annually, but the fee is waived for the first year.
  • Rewards: There are many beneficial rewards, including air travel bonus miles and savings on in-flight purchases. Card members get to enjoy various Citi / AAdvantage benefits through the AAdvantage program.
  • Security: All accounts are monitored to detect any fraudulent activities. Members also get protection for items purchased with the card.

Complimentary insurance policies

  • Automatic travel insurance: All Citi® / AAdvantage® Gold World Elite™ Mastercard® members get automatic travel insurance. The card’s coverage extends to the card member’s spouse and eligible children.
  • Car rental insurance: Also provided with the card is rental insurance, covering physical damage and theft for certain eligible rental cars. As long as you pay for a rental car using the card, you get the coverage. As is the case with all Citi cards, you must decline waivers provided by the rental company.
  • Lost luggage coverage: Lost luggage also gets insurance coverage, and this extends to luggage that has been damaged, stolen or permanently lost by the carrier. Personal items checked by a common carrier are covered as well.

Compare other cards with travel rewards

Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2x miles on every purchase, every day
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Capital One Venture X Rewards Credit Card
100,000 miles after you spend $10,000 in your first 6 months of account opening
10x miles on hotel and rental car purchases booked through Capital One Travel, 5x miles on flights booked through Capital One Travel, and 2x miles on every other purchase

$395
Capital One VentureOne Rewards Credit Card
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25x miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel.
$0
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
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How to apply for the Citi® / AAdvantage® Gold World Elite™ Mastercard®

Interested in applying for this card? Ensure that you meet the following key requirements:

  • 18 years or older: Card members must meet the minimum age requirement of at least 18 years.
  • Valid Social Security number: All applicants must provide a SSN with their application.

Below are the application requirements:

  • Personal information: This includes your email address, home address, primary phone number, residential information and full name.
  • Employment and financial information: You’ll need to give details on your annual salary and other sources of income, work phone numbers, monthly rent / mortgage payments and bank accounts.

This Citi® / AAdvantage® Gold World Elite™ Mastercard® can be a great option for frequent flyers who wish to enjoy savings and bonuses during trips, yet do not want to have to deal with high annual card fees.

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