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Updated
If you want extra protection for your purchases, an extended-warranty policy through your credit card can be highly useful. Citi, a finder.com advertising partner, happens to have a top-notch benefit that doubles what you’ll find with most other providers.
Though Citi removed most of its purchase and travel benefits from its cards, around half a dozen Citi cards still offer extended warranties.
If your card has extended warranties, you can get up to 24 months of protection on eligible purchases — a stellar deal that adds to the manufacturer’s policy. For example, your Citi card gives you a total warranty of up to three years if the original warranty is one year.
The Citi® Double Cash Card no longer offers an extended-warranty benefit. Citi removed the feature on September 22, 2019 as it eliminated purchase and travel benefits from most of its products.
Here’s how to activate and claim a Citi extended warranty:
For the Citi Prestige® Credit Card, call 866-506-5222 to reach the benefit administrator. For most other cards with the extended warranty benefit, call 866-918-4670.
Here are a few things to keep in mind when using Citi extended warranties:
Maximum coverage per item is the lesser of:
Pay special attention to that last rule. While charging a small fraction of a purchase to your Citi payment option makes you eligible for an extended warranty, it could mean you won’t get sufficient reimbursement later on.
If you make a purchase with your Citi card or ThankYou points, it’s eligible for an extended warranty.
Certain items that would pair nicely with extended warranties but aren’t eligible for the benefit. These include:
While Citi offers superb extended warranties, there are certain instances when the benefit will not apply, including:
You can use Citi extended warranties if:
Citi offers excellent, two-year extended warranties with a few of its top cards. Charge at least a portion of the purchase to your Citi card or ThankYou Points, and remember that your coverage is limited by the amount charged.
Compare Citi cards with extended warranties to find the one that best suits you.
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