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Citi® / AAdvantage® Executive World Elite™ Mastercard® vs. The Platinum Card® from American Express

The Citi/AAdvantage Executive World Elite and Amex Platinum Card are both luxury travel card options. The biggest difference between the two however is the Platinum Card is a general travel card usable on several types of travel options, where the AAdvantage Executive’s perks are centered around American Airlines.

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Terms apply, see rates & fees

The Platinum Card® from American Express

The Platinum Card® from American Express

Terms apply, see rates & fees

Finder rating
Finder rating Not rated yet

★★★★★

4.4 / 5.0
Best for
Best for
  • Premium American Airlines perks
  • Excellent travel rewards
Welcome offer
Welcome offer

50,000 miles after spending $5,000 in the first 3 months

100,000 points after spending $6,000 in your first 6 months

Rewards
Rewards

2x miles on eligible American Airlines purchases and 1x miles on everything else

5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases

Purchase APR
Purchase APR

17.49% to 26.49% variable

See Pay Over Time APR

Annual fee
Annual fee $450 $695
Balance transfer APR
Balance transfer APR 17.49% to 26.49% variable N/A
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $175
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Other
Learn more
Learn more

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