Citi / AAdvantage Executive World Elite Mastercard review | finder.com

Citi® / AAdvantage® Executive World Elite™ Mastercard® review – December 2018

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Citi® / AAdvantage® Executive World Elite™ Mastercard®

With the Citi® / AAdvantage® Executive World Elite™ Mastercard®, members enjoy VIP travel benefits and rewards for an annual fee of $450

The Citi® / AAdvantage® Executive World Elite™ Mastercard® offers high-level rewards for the busiest travelers. These include Admiral Club Membership, a global concierge service, priority check-in and boarding, 0% transaction fees for foreign purchases and waived domestic baggage charges for the member’s first checked bag. And earn 50,000 American Airlines AAdvantage bonus miles after spending $7,500 in purchases within the first three months of account opening.

Product NameCiti® / AAdvantage® Executive World Elite™ Mastercard®
Card TypeMastercard
Annual Fee$450
APR (Annual Percentage Rate) for Purchases17.79% to 25.74% variable
Balance Transfer APR17.74% to 25.74% variable
Balance Transfer Fee$5 or 3% of the transaction, whichever is greater
Cash Advance Rate27.24% variable
Foreign Transaction FeeNone
Cash Advance Fee$10 or 5% of the cash advance amount, whichever is greater
Late Payment FeeUp to $35
Returned Payment FeeUp to $35
Additional Cardholder Fee$0
Minimum Age18 years of age
Welcome Offer50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening
Reward Value per Dollar1x points
Rewards Points ExpiryNever

For every $1 spent on American Airlines eligible purchases, members can earn 1 AAdvantage miles. Every dollar spent on other purchases earns 2 AAdvantage mile. Members can also get major savings on eligible purchases.

With no preset spending limit (so long as the amount is paid in full each month), and zero liability for unauthorized transactions, members can utilize their Elite Mastercard without worry.

Features of the Citi® / AAdvantage® Executive World Elite™ Mastercard®

  • Annual fee of $450
    The Citi® / AAdvantage® Executive World Elite™ Mastercard® is available to users at an annual fee of $450.
  • Retail purchase protection.
    Card users get 90 days coverage against breakage, fire and theft, and this applies to most items purchased using the card. Card members are also protected against liability for unauthorized charges made on their credit card. Extended warranties are available on items purchased using the card from original US manufacturers. The warranty can be extended for up to one year.
  • Interest rates.
    The standard variable APR for purchases and balance transfers is 17.79% to 25.74% based on your creditworthiness. The variable APR on cash advances is 27.24%. All rates are variable and subject to the prime rate.
  • Transaction fees.
    No transaction fees are charged for foreign purchases. Balance transfers are charged either $5 or 3% of the amount of each transfer, whichever is greater, with cash advances incurring a charge of $10 or 5% of the amount of each cash advance, whichever is greater.

Complimentary insurance policies

  • Auto rental insurance:
    Physical damage or theft of a rental car is covered with your World Elite Mastercard. Card members can drive without worry, and focus solely on their trip.
  • Travel accident insurance:
    The card comes with automatic travel accident insurance, available to all card members at no extra cost. Card members who charge their bus, train, ship or air ticket to the card receive automatic common carrier travel accident insurance of up to $500,000.
  • Lost luggage coverage:
    Card members are eligible for lost luggage coverage, which covers luggage that has been damaged, lost or stolen, as well as personal items that were checked by a common carrier. The coverage is eligible if the carrier charges were billed on the card; members are reimbursed up to $3,000.
  • Trip interruption and cancellation coverage:
    If a trip was paid for on the card, certain nonrefundable travel fees may be eligible for a refund in the event of travel cancellations or delays, and certain change fees may be covered.

Compare other Citi credit cards

Updated December 16th, 2018
Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
15.49% to 25.49% variable
0% for the first 18 months (then 15.49% to 25.49% variable)
Earn 1% cash back when you pay off your card, on top of the 1% cash back you earn when you make purchases. No annual fee.
$0
15.49% to 25.49% variable
0% for the first 15 months (then 15.49% to 25.49% variable)
Enjoy our low intro APR for 15 months on purchases and balance transfers.
$0
15.99% to 25.99% variable
0% for the first 21 months (then 15.99% to 25.99% variable)
Enjoy a 0% intro APR for 21 months on balance transfers and for 12 months on purchases.
$0 annual fee for the first year ($95 thereafter)
16.49% to 25.49% variable
Earn 50,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
$0
24.49% variable
Build, improve or rebuild your credit with a secured credit card.
$0
16.49% to 26.49% variable
Earn 2,500 bonus points after spending $500 within the first 3 months of account opening.
$0
17.24% variable
Earn Costco cash rewards everywhere Visa® is accepted.
$450
17.79% to 25.74% variable
Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
$0 annual fee for the first year ($99 thereafter)
17.99% to 25.99% variable
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.
$0
15.74% to 24.74% variable
Earn 10,000 bonus ThankYou® Points after making $1,000 in purchases within 3 months of account opening

Compare up to 4 providers

How to apply for the Citi® / AAdvantage® Executive World Elite™ Mastercard®

To be eligible for the Citi® / AAdvantage® Executive World Elite™ Mastercard®, you must meet the following requirements:

  • You must be at least 18 years old.
  • You must have a Social Security number.

If you meet the above requirements, you will be required to produce:

  • Personal information.
    Personal details such as your name, home address, city, state and date of birth are required in the application.
  • Employment and financial information.
    Information required includes your annual income, other sources of income, monthly rent / mortgage, work phone number and bank account information.

The Citi® / AAdvantage® Executive World Elite™ Mastercard® aims to provide more luxury and privileges to members.

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