Citi® / AAdvantage® Executive World Elite™ Mastercard® review

How to apply for the Citi® / AAdvantage® Executive World Elite™ Mastercard®

To apply for the Citi® / AAdvantage® Executive World Elite™ Mastercard®, you must be at least 18 years old and you must have a Social Security number. If you meet these requirements:

1. Go to the Citi website and click Apply now.
2. Fill out the application form with all of the required information.
3. Review your application and submit.

What credit score do I need?

You’ll increase your chances of approval with an excellent credit score of 670 or higher.

Download the Citi Mobile app

Use the Citibank app to make transfers and pay your bills, lock and unlock your card, find ATMs and more.

The basics

The Citi® / AAdvantage® Executive World Elite™ Mastercard® — offered by Citi, a finder.com advertising partner — might be the card for you if you often travel with American Airlines and are looking for premium rewards. These rewards include Admiral Club Membership, a global concierge service, priority check-in and boarding, no foreign transaction fees and more. You’ll also get the chance to earn a generous signup bonus.

But with premium perks, expect to pay a premium annual fee.

Card benefits

• Signup bonus. Earn 50,000 bonus miles after you spend $5,000 on purchases within 3 months of account opening.
• AAdvantage miles. Earn 2x miles on American Airlines purchases and 1x miles on everything else you buy.
• Elite Qualifying Miles (EQMs). Spend $40,000 on purchases in a calendar year and earn 10,000 EQMs. EQMs can help you reach elite status tiers, which come with even more perks and benefits.
• Admirals Club membership. Enjoy complimentary access to nearly 50 Admirals Club lounges worldwide. This includes you and your immediate family, or up to two guests traveling with you. For everyone else, a one-day pass costs $59.
• Global Entry or TSA PreCheck fee credit. Once every five years, you get up to $100 in statement credit as a reimbursement for your Global Entry or TSA PreCheck application fee.
• Priority boarding. Settle into your seat faster with priority boarding. Up to eight passengers traveling on your reservation will also get to enjoy priority screening and check-in. A family of four can save $240 on a round-trip flight.
• First checked bag free. Save $30 on first checked bag per person per flight. This perk is available for up to eight passengers traveling on your reservation.
• Add authorized users. You can add up to 10 authorized users without additional costs. Authorized users also get access to Admirals Club, even when they’re not traveling with you.

What to watch out for

• Annual fee. To use the Citi® / AAdvantage® Executive World Elite™ Mastercard® perks and benefits, you’ll have to pay $450 annually.
• Taxes and fees on award flights. When redeeming award flights, you have to pay taxes and fees from $30 per person per award flight.
• Penalty APR. One late or returned payment can cause your rates to bump up to a penalty APR of 29.99% variable. Once incurred, the penalty APR may last indefinitely.
• No intro APR period. Airline credit cards rarely come with an intro APR period. If that’s what you’re looking for, check out 0% intro APR credit cards.

Compare airline credit cards

If the Citi® / AAdvantage® Executive World Elite™ Mastercard® doesn’t meet your needs, compare other airline credit cards.

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Name	Product	Foreign transaction fee	Welcome offer	Rewards	Filter values
Delta SkyMiles® Gold American Express Card		None	Earn 40,000 bonus miles after spending $1,000 in the first 3 months. Also, earn up to $50 back in statement credits for purchases at US restaurants within the first 3 months of membership	2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other eligible purchases		Earn 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership	Apply now View details	Compare	loading Fetching your data...
Delta SkyMiles® Blue American Express Card		None	10,000 miles after spending $500 in the first 3 months	2x miles at restaurants and on direct Delta purchases and 1x miles on all other purchases		Earn 2x miles on Delta purchases and dining with this simple, entry-level Delta card, and pay no annual fee. Terms apply, see rates & fees	Apply now View details	Compare	loading Fetching your data...
Costco Anywhere Visa® Card by Citi		None	N/A	4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases		Get 3% back on your travel and dining purchases with no foreign transaction fees and use the card for your Costco membership.	Apply now View details	Compare	loading Fetching your data...

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Bottom line

If you fly at least once every two months with American Airlines or any of their partners, the Citi® / AAdvantage® Executive World Elite™ Mastercard® could be a solid choice. You can offset the annual fee by saving money on first checked bags, priority boarding and Admirals Club visits.

In addition, you get to earn miles that you can redeem for flights, seat upgrades, hotel stays and more. And you get to earn a generous signup bonus you can redeem for up to five flights.

But if it’s not the right fit for you, consider similar credit cards and compare your options.

Frequently asked questions

• How much are American Airlines miles worth?

  Depending on what you redeem your miles for, AAdvantage miles can be worth up to 1.5 cents each.

• Do American Airlines miles expire?

  Yes, after 18 months of no activity on your AAdvantage account, your miles will expire.

• Do I earn miles on authorized user purchases?

  Yes, you earn AAdvantage miles every time your authorized users make a purchase.