Citi / AAdvantage Executive World Elite Mastercard Review | finder.com

Review: Citi® / AAdvantage® Executive World Elite™ Mastercard® — August 2018

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With the Citi® / AAdvantage® Executive World Elite™ Mastercard®, members enjoy VIP travel benefits and rewards for an annual fee of $450

The Citi® / AAdvantage® Executive World Elite™ Mastercard® offers high-level rewards for the busiest travelers. These include Admiral Club Membership, a global concierge service, priority check-in and boarding, 0% transaction fees for foreign purchases and waived domestic baggage charges for the member’s first checked bag. And earn 50,000 American Airlines AAdvantage bonus miles after spending $7,500 in purchases within the first three months of account opening.

Product NameCiti® / AAdvantage® Executive World Elite™ Mastercard®
Card TypeMastercard
Annual Fee$450
APR (Annual Percentage Rate) for Purchases17.49% to 25.49% variable
Balance Transfer Fee3% or $5 of the transaction, whichever is greater
Cash Advance Rate26.99% fixed
Cash Advance Fee$10 or 5% of the cash advance amount, whichever is greater
Foreign Transaction FeeNone
Interest Free PeriodNone
Minimum Interest$0.5
Late Payment Fee$35
Returned Payment Fee$35
Additional Cardholder Fee$0
Minimum Age18 years of age
Welcome BonusEarn 50,000 points after spending $5,000 in the first 3 months
Reward Value per Dollar1 points
Rewards Points ExpiryNever

For every $1 spent on American Airlines eligible purchases, members can earn 1 AAdvantage miles. Every dollar spent on other purchases earns 2 AAdvantage mile. Members can also get major savings on eligible purchases.

With no preset spending limit (so long as the amount is paid in full each month), and zero liability for unauthorized transactions, members can utilize their Elite Mastercard without worry.

Features of the Citi® / AAdvantage® Executive World Elite™ Mastercard®

  • Annual fee of $450
    The Citi® / AAdvantage® Executive World Elite™ Mastercard® is available to users at an annual fee of $450.
  • Retail purchase protection.
    Card users get 90 days coverage against breakage, fire and theft, and this applies to most items purchased using the card. Card members are also protected against liability for unauthorized charges made on their credit card. Extended warranties are available on items purchased using the card from original US manufacturers. The warranty can be extended for up to one year.
  • Interest rates.
    The standard variable APR for purchases and balance transfers is 17.49% to 25.49% based on your creditworthiness. The variable APR on cash advances is 26.99%. All rates are variable and subject to the prime rate.
  • Transaction fees.
    No transaction fees are charged for foreign purchases. Balance transfers are charged either $5 or 3% of the amount of each transfer, whichever is greater, with cash advances incurring a charge of $10 or 5% of the amount of each cash advance, whichever is greater.

Complimentary insurance policies

  • Auto rental insurance:
    Physical damage or theft of a rental car is covered with your World Elite Mastercard. Card members can drive without worry, and focus solely on their trip.
  • Travel accident insurance:
    The card comes with automatic travel accident insurance, available to all card members at no extra cost. Card members who charge their bus, train, ship or air ticket to the card receive automatic common carrier travel accident insurance of up to $500,000.
  • Lost luggage coverage:
    Card members are eligible for lost luggage coverage, which covers luggage that has been damaged, lost or stolen, as well as personal items that were checked by a common carrier. The coverage is eligible if the carrier charges were billed on the card; members are reimbursed up to $3,000.
  • Trip interruption and cancellation coverage:
    If a trip was paid for on the card, certain nonrefundable travel fees may be eligible for a refund in the event of travel cancellations or delays, and certain change fees may be covered.

Compare other Citi credit cards

Updated August 19th, 2018
Name Product APR for Purchases (Purchase Rate) Intro APR for Balance Transfer Annual Fee
15.24% to 25.24% variable
$0
Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.
15.24% to 25.24% variable
0% for the first 15 months (then 15.24% to 25.24% variable)
$0
Enjoy our low intro APR for 15 months on purchases and balance transfers.
24.24% variable
$0
Start building credit for tomorrow with a secured credit card.
15.74% to 24.74% variable
$0
Get rewarded for purchases you're already making with the AT&T Access Card, a top rewards credit card from Citi. Apply for the AT&T credit card today and start earning ThankYou® Points redeemable for gift cards, travel rewards electronics and much more.
15.74% to 25.74% variable
0% for the first 18 months (then 15.74% to 25.74% variable)
$0
This is the only card with No Late Fees, No Penalty Rate and No Annual Fee - Ever. Give it a try and apply to find out what the Citi Simplicity® Card can do for you.
17.49% to 25.49% variable
$450
Complimentary 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking through ThankYou.com
16.99% variable
$0
Earn Costco cash rewards everywhere Visa® is accepted.
14.74% to 24.74% variable
0% for the first 21 months (then 14.74% to 24.74% variable)
$0
Lowest intro APR for 21 months plus VIP Access.
17.49% to 25.49% variable
$450
Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
17.74% to 25.74% variable
$0 annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $3,000 in the first 3 months.
16.24% to 26.24% variable
$0
Earn 2,500 bonus points after spending $500 within the first 3 months of account opening.
16.24% to 25.24% variable
$0 annual fee for the first year ($95 thereafter)
Enjoy Great Rewards and Earn ThankYou® Points on Dining, Entertainment, Travel and more

Compare up to 4 providers

How to apply for the Citi® / AAdvantage® Executive World Elite™ Mastercard®

To be eligible for the Citi® / AAdvantage® Executive World Elite™ Mastercard®, you must meet the following requirements:

  • You must be at least 18 years old.
  • You must have a Social Security number.

If you meet the above requirements, you will be required to produce:

  • Personal information.
    Personal details such as your name, home address, city, state and date of birth are required in the application.
  • Employment and financial information.
    Information required includes your annual income, other sources of income, monthly rent / mortgage, work phone number and bank account information.

The Citi® / AAdvantage® Executive World Elite™ Mastercard® aims to provide more luxury and privileges to members.

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