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50,000
Points as welcome offer
Up to 2x
Points
$450
Annual fee
15.99% to 24.99%
Purchase APR (variable)
Annual fee | $450 |
---|---|
Welcome Offer | 50,000 miles after spending $5,000 in the first 3 months |
Rewards | 2x miles on American Airlines and 1x miles on everything else |
Purchase APR | 15.99% to 24.99% variable |
Balance transfer APR | 15.99% to 24.99% variable |
Recommended minimum credit score | 740 |
Issuer | Mastercard |
To apply for the Citi® / AAdvantage® Executive World Elite™ Mastercard®, you must be at least 18 years old and you must have a Social Security number. If you meet these requirements:
You’ll increase your chances of approval with an excellent credit score of 740 or higher.
Use the Citibank app to make transfers and pay your bills, lock and unlock your card, find ATMs and more.
The Citi® / AAdvantage® Executive World Elite™ Mastercard® — offered by Citi, a finder.com advertising partner — might be the card for you if you often travel with American Airlines and are looking for premium rewards. These rewards include Admiral Club Membership, a global concierge service, priority check-in and boarding, no foreign transaction fees and more. You’ll also get the chance to earn a generous signup bonus.
But with premium perks, expect to pay a premium annual fee.
Since this is an expensive card to own, it’s important you get a higher value than you’re paying for the card.
For the first year, you can easily offset the annual fee by clearing the signup bonus. But starting from the second year, make sure to:
If you only use these two perks, you’ve already saved $534, which is more than the annual fee of $450. Every mile you earn will just increase the gap between the value you get and the money you pay for the card.
If the Citi® / AAdvantage® Executive World Elite™ Mastercard® doesn’t meet your needs, compare other airline credit cards.
To redeem your miles, log in to your online AAdvantage account and choose from:
If you fly at least once every two months with American Airlines or any of their partners, the Citi® / AAdvantage® Executive World Elite™ Mastercard® could be a solid choice. You can offset the annual fee by saving money on first checked bags, priority boarding and Admirals Club visits.
In addition, you get to earn miles that you can redeem for flights, seat upgrades, hotel stays and more. And you get to earn a generous signup bonus you can redeem for up to five flights.
But if it’s not the right fit for you, consider similar credit cards and compare your options.