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Citi® Double Cash Card vs Citi Rewards+® Card

Two attractive reward cards offering cash back or points.

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Megan Horner
Updated
Fact checked

These two cards from Citi are attractive reward products. The Citi® Double Cash Card offers 1% cash back on all purchases, then another 1% as you pay them off. The Citi Rewards+® Card offers 2x points at gas stations and supermarkets on the first $6,000 in qualifying purchases each year, then 1x points.

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Citi® Double Cash Card

Citi® Double Cash Card

Terms apply, see rates & fees

Citi Rewards+® Card

Citi Rewards+® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

3.8 / 5.0

★★★★★

4.1 / 5.0
Best for
Best for
  • Highest unlimited cash back
  • Rewards that round up to the nearest 10 points on every purchase
Welcome offer
Welcome offer

N/A

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

For a limited time, earn 5 ThankYou® Points per $1 spent at restaurants up to $6,000 in the first 12 months and 1 ThankYou® Point per $1 spent thereafter.
Purchase APR
Purchase APR

15.49% to 25.49% variable

0% intro APR for 15 months, and then 15.74% to 25.74% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months (then 15.49% to 25.49%) Intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5) variable

0% intro APR for 15 months (then 15.74% to 25.74%) Intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5) variable
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $41 Up to $41
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $0.50 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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