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Citi® Double Cash Card vs Citi Rewards+® Card

Two attractive reward cards offering cash back or points.

The winner: Citi® Double Cash Card

Citi® Double Cash Card logo

Up to 2%

Cash back

  • An excellent choice for cash back and balance transfers
  • Market-leading 2% back (1% after buying, 1% after paying)
  • No annual fee
Apply now
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Megan Horner
Updated
Fact checked

These two cards from Citi — a finder.com advertising partner — are attractive reward products. The Citi® Double Cash Card offers 1% cash back on all purchases, then another 1% as you pay them off. The Citi Rewards+® Card offers 2x points at gas stations and supermarkets on the first $6,000 in qualifying purchases each year, then 1x points.

Citi® Double Cash Card

Citi® Double Cash Card

Terms apply, see rates & fees

Citi Rewards+® Card

Citi Rewards+® Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

3.8 / 5.0

★★★★★

4.1 / 5.0
Best for
Best for
  • Highest unlimited cash back
  • Rewards that round up to the nearest 10 points on every purchase
Welcome offer
Welcome offer

N/A

Earn 15,000 points after spending $1,000 in the first 3 months
Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
Purchase APR
Purchase APR

13.99% to 23.99% variable

0% intro APR for 15 months, and then 13.49% to 23.49% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 13.99% to 23.99% variable

0% intro APR for 15 months, then 13.49% to 23.49% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $0.50 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
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Compare Citi® Double Cash Card vs. Citi Rewards+® Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Citi® Double Cash Card
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Apply now
View details
Citi Rewards+® Card
Citi Rewards+® Card
Earn 15,000 points after spending $1,000 in the first 3 months
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
$0
Get 2x points on restaurants and gas with this unique no-annual-fee card. Your rewards round up to the nearest 10 points for each purchase!
Apply now
View details
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