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Citi® Double Cash Card vs. Capital One® Venture® Rewards Credit Card

Choose between a cashback card and travel card.

Megan Horner
Megan Horner

Updated

Fact checked

The winner: Citi® Double Cash Card

Citi® Double Cash Card logo

Up to 2%

Cash back

  • An excellent choice for cash back and balance transfers
  • Market-leading 2% back (1% after buying, 1% after paying)
  • No annual fee
Apply now
Please note: Citi is an advertising partner of finder.com

These two cards differ in many ways. The Citi® Double Cash Card comes with $0 annual fee, a long intro APR period on balance transfers and flat cash back on all purchases. The Capital One® Venture® Rewards Credit Card, on the other hand, is a travel credit card with a $95 annual and flat miles on all purchases. Also, the Venture card comes with a generous welcome offer as opposed to the Citi card that has none.

All other differences are outlined in the table below.

Citi® Double Cash Card

Citi® Double Cash Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

3.8 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Highest unlimited cash back
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

N/A

60,000 bonus miles after spending $3,000 in the first 3 months plus miles after spending in the first

Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

5x miles on Uber Eats and 2x miles on all purchases
Purchase APR
Purchase APR

13.99% to 23.99% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 13.99% to 23.99% variable

 17.24% to 24.49% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 740 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare Citi® Double Cash Card vs. Capital One® Venture® Rewards Credit Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Citi® Double Cash Card
Citi® Double Cash Card
N/A
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Apply now
View details
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
60,000 bonus miles after spending $3,000 in the first 3 months plus miles after spending in the first
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 60,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.
View details
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