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Citi® Double Cash Card vs. Capital One Venture Rewards Credit Card

Choose between a cashback card and travel card.

These two cards differ in many ways. The Citi® Double Cash Card comes with $0 annual fee, a long intro APR period on balance transfers and flat cash back on all purchases. The Capital One Venture Rewards Credit Card, on the other hand, is a travel credit card with a $95 annual and flat miles on all purchases. Also, the Venture card comes with a generous welcome offer as opposed to the Citi card that has none.

All other differences are outlined in the table below.

Citi® Double Cash Card

Citi® Double Cash Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.8 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Highest unlimited cash back
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

N/A

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards
Rewards

Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023

Purchase APR
Purchase APR

15.49% to 25.49% variable

17.49% to 25.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 15.49% to 25.49% variable

17.49% to 25.49% variable
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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