The Citi® Dividend Platinum Select® Visa® Card - finder.com
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The Citi® Dividend Platinum Select® Visa® Card for College Students

The Citi® Dividend Platinum Select® Visa® Card for College Students comes with no annual fees and a host of other features that make it an attractive option.

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The Citi® Dividend Platinum Select® Visa® Card for College Students offers multiple benefits for students, starting with no monthly or annual fees. Cardholders have the ability to save by taking advantage of 5% cash back each quarter and by earning one 1% cash back on all other purchases. They can also choose their own payment due date and utilize round-the-clock customer service when needed. Since most students are new to the world of credit, if you have this card you get access to a variety of credit-related tools and tips that can guide you in budgeting and investments.

Things to consider about the Citi® Dividend Platinum Select® Visa® Card for College Students

The Citi® Dividend Platinum Select® Visa® Card for College Students is a card that works like any other conventional credit card, given that it allows you to make purchases and you can also use it for cash advances.

Its cash back system is one that you won’t find with many cards and it can lead to considerable savings. The card also offers 0% on purchases for 7 and gives you ample time to pay off initial purchases without incurring any interest. This card also offers a balance transfer option.

Complimentary insurance policies

  • Zero liability on unauthorized charges. With the Citi® Dividend Platinum Select® Visa® Card for College Students, you don’t have to worry about paying for unauthorized charges made using your card because it offers $0 liability on unauthorized charges.
  • Retail purchase protection. A majority of the products you purchase using your card qualify for protection against accidental breakage, fire, and theft. This is for a value of up to $1,000 and applies for 90 days after any given purchase.
  • Travel accident insurance. When you charge a bus, train, or airline ticket on this card you receive automatic Common Carrier Travel Accident Insurance for free.
  • Auto rental insurance. If you rent a car through this card you receive coverage for theft and physical damage if you choose not to accept the rental company’s damage/loss and collision waiver.
  • Lost luggage coverage. This coverage provides protection in the event that you lose your luggage, up to a limit of $3,000.

Features of the the Citi® Dividend Platinum Select® Visa® Card for College Students

  • Interest rate. After the introductory period your creditworthiness plays a role in establishing your Annual Percentage Rate (APR). Existing APRs start from 13.99% p.a. Existing balance transfer APRs for transfers that are completed within the first two months are also the same. The existing APR for cash advances stands at 25.24% p.a.
  • Fees. The Citi® Dividend Platinum Select® Visa® Card for College Students does not attract any monthly or annual account-keeping fees. For balance transfers, you have to pay $5. For cash advances, this changes to $10. Foreign purchases attract a 3% foreign purchase transaction fee, while fees for returned and late payments go as high as $35.
  • Cash back. This card enables you to earn 5% cash back through more than 400 retailers on the Citi Bonus Cash Center® in categories like travel, fitness, and department stores. There is no limit attached to the cashback amount you can earn when you shop through the Citi Bonus Cash Center®. All other purchases you make come with 1% cash back.

Compare other Citi credit cards

Rates last updated April 20th, 2018
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Citi® Double Cash Card
14.74% to 24.74% variable
0% Intro APR for 18 months (with the amount of each transfer, $5 or 3% balance transfer fee)
$0
Earn 1% cash back for payments on purchases, on top of the 1% cash back on purchases. No annual fee.
Citi ThankYou® Preferred Card
14.74% to 24.74% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0 annual fee for the first year ($0 thereafter)
Enjoy our low intro APR for 15 months on purchases and balance transfers.
Citi® Secured Mastercard®
23.74% variable
$0
Start building credit for tomorrow with a secured credit card.
AT&T Access Card from Citi
15.24% to 24.24% variable
$0
Get rewarded for purchases you're already making with the AT&T Access Card, a top rewards credit card from Citi. Apply for the AT&T credit card today and start earning ThankYou® Points redeemable for gift cards, travel rewards electronics and much more.
Citi Simplicity® Card
15.24% to 25.24% variable
0% Intro APR for 18 months from date of first transfer; completed within 4 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
This is the only card with No Late Fees, No Penalty Rate and No Annual Fee - Ever. Give it a try and apply to find out what the Citi Simplicity® Card can do for you.
Citi Prestige® Card
16.99% to 24.99% variable
$450 for the primary cardmember
Complimentary 4th night stay at any hotel of your choice after a minimum 4-consecutive night booking through ThankYou.com
Costco Anywhere Visa® Card by Citi
16.49% variable
$0
Earn Costco cash rewards everywhere Visa® is accepted.
Citi® Diamond Preferred®
14.24% to 24.24% variable
0% Intro APR for 21 months (with whichever is greater, $5 or 5% balance transfer fee)
$0
Lowest intro APR for 21 months plus VIP Access.
Citi® / AAdvantage® Executive World Elite™ Mastercard®
16.99% to 24.99% variable
$450
Earn 50000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
Citi® / AAdvantage®  Platinum Select®  World Elite™ Mastercard®
17.24% to 25.24% variable
$0 annual fee for the first year ($95 thereafter)
Earn 60000 AAdvantage® bonus miles after you spend $3,000 in the first 3 months.
Citibank AT&T Universal Savings and Rewards Card
13.99% to 23.99% variable
0% Intro APR for 12 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Earn 10000 bonus ThankYou Points after spending $500 in your first 3 months.
Citibank AT&T Universal Savings Platinum Card
13.99% to 23.99% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0
Citi ThankYou® Preferred Card for College Students
15.74% to 25.74% variable
$0
Earn 2500 bonus points after spending $500 within the first 3 months of account opening.
Citi Gold / AAdvantage World Mastercard
16.99% to 24.99% variable
0% Intro APR for 15 months (with whichever is greater, $5 or 3% balance transfer fee)
$0 annual fee for the first year ($50 thereafter)
Earn 25000 American Airlines AAdvantage® bonus miles after you spend $750 in purchases within the first 3 months of account opening.
Citi ThankYou® Premier Card
15.74% to 24.74% variable
$0 annual fee for the first year ($95 thereafter)
Enjoy Great Rewards and Earn ThankYou® Points on Dining, Entertainment, Travel and more

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How to apply for the Citi® Dividend Platinum Select® Visa® Card for College Students

To apply for this card simply click ‘Apply Now’ to get started. In addition to applying online, you can apply over the phone if you would prefer.

In order to qualify for this card you have to meet the following criteria:

  • You should be 18 years or older
  • You should be an existing graduate or current college student

The application process also requires that you submit certain documents to verify the information you provide. This includes:

  • Personal information such as name, date of birth, and email address
  • Permanent home contact information
  • School information such as school name, enrollment status, and address
  • Financial information such as annual salary, monthly rent or mortgage, and outstanding loans

Students can benefit from the cash back system that accompanies this card, while many other included features make it worth considering for your credit card needs.

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