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Citi® Diamond Preferred® Card vs Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

One is a 0% intro APR card; the other is a cobranded airline product.

Updated

Fact checked
These two cards from Citi — a finder.com advertising partner — are very different products. The main benefit of the Citi® Diamond Preferred® Card is the intro APR period on balance transfers and purchases. Meanwhile, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is an airline credit card offering 2x miles on American Airlines purchases and at restaurants and gas stations.

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

Rates & Fees

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

4.6 / 5.0

★★★★★

4.1 / 5.0
Best for
Best for
  • Long intro APR periods and access to Citi Entertainment
  • American Airlines rewards and perks
Welcome offer
Welcome offer

N/A

50,000 miles after spending $2,500 in the first 3 months

Rewards
Rewards

N/A

2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases

Purchase APR
Purchase APR

0% intro APR for 18 months, and then 14.74% to 24.74% variable

15.99% to 24.99% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $99
Balance transfer APR
Balance transfer APR

0% intro APR for 18 months, then 14.74% to 24.74% variable

15.99% to 24.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 3% of each transaction None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 23 days 23 days
Minimum interest
Minimum interest $0.50 $0.50
Minimum credit score
Minimum credit score 740 740
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Summary of card features

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

  • Long intro APR period on both purchases and balance transfers
  • Citi Entertainment℠ for deals on dining and going out
  • No annual fee

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

  • Signup bonus. Earn 50,000 American Airlines AAdvantage bonus miles after you make $2,500 in purchases within the first 3 months of account opening.
  • Rewards. Earn 2x miles on eligible American Airlines purchases, on gas station and restaurant purchases. Earn 1x miles on all other purchases.
  • American Airlines perks. Get first checked bag free and preferred boarding on American Airlines itineraries, plus 25% savings on eligible in-flight food and beverage purchases, and a $125 flight discount when you spend $20,000 or more in a cardmembership year.

Compare Citi credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Diamond Preferred® Card
N/A
0% intro for the first 18 months (then 14.74% to 24.74% variable)
$0
An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
$0
Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.
Citi Premier® Card
3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else
15.99% to 23.99% variable
$95
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Citi Rewards+℠ Card
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
0% intro for the first 15 months (then 13.49% to 23.49% variable)
$0
Get 2x points on restaurants and gas with this unique no-annual-fee card. Your rewards round up to the nearest 10 points for each purchase!
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