Paying your debt off just got much easier with the Citi Diamond Preferred credit card.
For the first 21 months of card ownership, the purchase and balance transfer interest rates are set at 0%, giving you time to pay off your big purchases.
Other features of this credit card is Citibank’s 24/7 personalized concierge service, $0 p.a. annual fee, fraud protection, and special access features.
Features of the Citi Diamond Preferred credit card
In addition to the purchase rate and balance transfer rate, the Diamond Preferred Card offers other great features. Some of these are:
- Introductory rate. New applications may be eligible for 0% for 21 months on purchases.
- Interest rate. The interest rate is determined according to your creditworthiness and starts from 11.99% p.a. The interest rate on cash advances is 25.24% p.a.
- Waived annual fee. There is no annual account management fee associated with this credit card, allowing you to put more of your money towards paying off your balance.
- Special access. The Diamond Preferred Special Access program gives you access to ticket pre-sales, preferred seating at events, VIP packages, and entertainment experiences through Citi Private Pass.
- Citi Easy Deals. This feature is a members only savings program that gives you access to online deals on brands like Gap, CVS, and Footlocker.
- Automatic account alerts. You can set up alerts to remind you of your balance levels, payments due, or credit limit overages. These alerts can be sent to your mobile phone or sent to you in an email.
Citibank complimentary insurance overview
Citibank offers a wide-array of insurance and fraud protection services to make your card membership stress-free. These include;
- Lost luggage coverage. This feature provides up to $3,000 in lost luggage coverage for you and your dependents when you charge your carrier fare with this credit card. Permanently lost, stolen or damaged baggage, or personal articles checked are covered.
- $0 liability on unauthorized charges. You will not have to worry about needing to pay off the balance on charges made without your consent.
- Citi identity theft solutions. Citibank’s identity theft prevention and handling service will help you to resolve any problems that may occur as a result of identity theft. Citibank will help you identify compromised accounts and will help you file a police report.
- Retail purchase protection. Any purchases made of up to $1,000 on your Diamond Preferred Card are protected against theft or damage for 90 days.
- Auto rental insurance. You can decline the collision loss/damage waiver offered by car rental companies, as the Diamond Preferred Card comes with rental insurance when you pay for any rental with it.
- Trip cancellation coverage. If your trip is cancelled or interrupted for a covered reason, and you had paid for that trip with your Citi card, you will be happy to know that up to $1500 of losses are covered.
How to apply for a Citi Diamond Preferred credit card
Please allow 5-10 minutes to fill out the application.
To be eligible for approval, you must;
- Be of 18 years of age or older
- Have a valid social security number
You will need to provide the following information to apply;
- Your name and date of birth
- Your email address
- Your social security number
- Any salary or wages that you make
- Details about any bank accounts that you own
- Permanent address
- Monthly mortgage or rent payments
- Primary phone number
A waived interest period as well as a large list of coverage options makes the Citi Diamond Preferred card a viable choice for people in need of a line of credit. If you’d to see what’s being offered on the market, compare other credit cards today.