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Citi credit cards with no foreign transaction fee

Around half of the provider's cards have no foreign transaction fees.

Our pick for a Citi card with no foreign fees: Citi Premier® Card

Up to 3x


  • Earn 60,000 points after spending $4,000 in the first 3 months
  • Earn 3x points at restaurants, supermarkets, gas stations, flights and hotels
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Citi normally charges a 3% fee for foreign transactions. However, around half of its products — including the Citi Prestige® Credit Card and most cobranded American Airlines cards — have 0% foreign transaction fees. These cards typically have annual fees between $0 and $495.

What is a typical Citi foreign transaction fee?

Around half of Citi’s cards have foreign transaction fees, which are typically 3% of every transaction made abroad. This is a standard fee across the credit card industry. However, most Citi travel cards have no foreign transaction fees.

Citi credit cards with no foreign transaction fee

Name Product Filter values Rewards Purchase APR Annual fee
Costco Anywhere Visa® Card by Citi
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
15.24% variable
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Citi Premier® Card
3x points at restaurants, supermarkets, gas stations, flights and hotels and 1x points on everything else
15.99% to 23.99% variable
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases
15.99% to 24.99% variable
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months. All information about this card has been collected independently by Finder.

Compare up to 4 providers

How to compare Citi credit cards with no foreign transaction fee

  • General vs. cobranded.

    Decide if you want a general card such as the Citi Premier® Card or a cobranded product such as the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®.

    ThankYou Points earned with a general card can be used for a variety of redemptions, making a general card more flexible. Rewards from a cobranded card, on the other hand, can typically only be used with the affiliated company. But you might get special benefits such as preferred airline boarding or status upgrades in loyalty programs.

  • Annual fee.

    Citi’s cards can cost as much as $495 a year. It’s questionable if it’s worth picking up an annual-fee card just for a 0% foreign transaction fee.

    However, a more costly card could be well worth it if you think you’ll use the benefits. For example, just a few of the Citi Prestige® Credit Card‘s benefits add up to over $1,100 in annual value.

  • Decide if you want cash back instead.

    You’ll earn cash back with Costco-branded cards, which could be a good option if you’d like other perks than point or mile redemptions. Most of Citi’s other cards offer ThankYou Points or cobranded rewards such as American Airlines AAdvantage miles.

  • Signup bonus.

    Before opening a card, consider whether you can reach its signup bonus spending requirement. Also, compare bonus values, which you can find in our credit card reviews.

  • Rewards.

    When evaluating a card, check if you spend in its bonus categories. Different cards offer various point or mile multipliers for certain spending.

  • Penalty APR.

    If you make a late or returned payment, Citi may raise all of your APRs up to 29.99% variable. Many travel cards from other providers exclude penalty APRs.

Bottom line

Citi has a strong collection of cards with no foreign transaction fees. It offers general cards such as the Citi Prestige® Credit Card as well as cobranded products such as the Citi® / AAdvantage® Executive World Elite™ Mastercard®.

Before your next trip abroad, consider no-foreign-transaction-fee credit cards.

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