Citi credit cards with no foreign transaction fee

Around half of the provider's cards have no foreign transaction fees.

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There are plenty of options for a no-foreign-transaction-fee Citi credit card, from general to cobranded products. Just watch out for the penalty APR, which can apply if you make a late or returned payment.

What is a typical Citi foreign transaction fee?

Around half of Citi’s cards have foreign transaction fees, which are typically 3% of every transaction made abroad. This is a standard fee across the credit card industry.

Most Citi travel cards have no foreign transaction fees, with a notable exception being the Expedia® Rewards CARD from Citi.

Citi credit cards with no foreign transaction fee

Name Product Filter values Rewards Purchase APR Annual fee
2x miles on American Airlines, dining, and gas and 1x miles on all other purchases
17.74% to 25.74% variable
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.
2x miles at grocery stores, 2x miles on American Airlines purchases and 1x miles on all other purchases
17.74% to 25.74% variable
$0
Earn 10,000 American Airlines Aadvantage® bonus miles and receive a $50 statement credit after making $$500 in purchases within the first 3 months of account opening.
2x miles on American Airlines and 1x miles on everything else
17.49% to 25.49% variable
$450
Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases within the first 3 months of account opening.
3x points on travel and gas, 2x points on dining and entertainment and 1x points on everything else
17.74% to 25.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
5x points on flights and dining, 3x points on hotels and cruises and 1x points on all other purchases
17.49% to 25.49% variable
$495
Earn 50,000 points after spending $4,000 in the first 3 months.

Compare up to 4 providers

How to compare Citi credit cards with no foreign transaction fee

  • General vs. cobranded.

    Decide if you want a general card such as the Citi Premier℠ Card or a cobranded product such as the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®.

    ThankYou Points earned with a general card can be used for a variety of redemptions, making a general card more flexible. Rewards from a cobranded card, on the other hand, can typically only be used with the affiliated company. But you might get special benefits such as preferred airline boarding or status upgrades in loyalty programs.

  • Annual fee.

    Citi’s cards can cost as much as $495 a year. It’s questionable if it’s worth picking up an annual-fee card just for a 0% foreign transaction fee.

    However, a more costly card could be well worth it if you think you’ll use the benefits. For example, just a few of the Citi Prestige® Credit Card‘s benefits add up to over $1,100 in annual value.

  • Decide if you want cash back instead.

    You’ll earn cash back with Costco-branded cards, which could be a good option if you’d like other perks than point or mile redemptions. Most of Citi’s other cards offer ThankYou Points or cobranded rewards such as American Airlines AAdvantage miles.

  • Signup bonus.

    Before opening a card, consider whether you can reach its signup bonus spending requirement. Also, compare bonus values, which you can find in our credit card reviews.

  • Rewards.

    When evaluating a card, check if you spend in its bonus categories. Different cards offer various point or mile multipliers for certain spending.

  • Penalty APR.

    If you make a late or returned payment, Citi may raise all of your APRs to 29.99% variable. Many travel cards from other providers exclude penalty APRs.

Another card with no foreign transaction fees

Hilton Honors American Express Card

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees
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Bottom line

Citi has a strong collection of cards with no foreign transaction fees. It offers general cards such as the Citi Prestige® Credit Card as well as cobranded products such as the Citi® / AAdvantage® Executive World Elite™ Mastercard®.

Before your next trip abroad, consider no-foreign-transaction-fee credit cards.

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