Our pick for a Citi card with no foreign fees: Citi Premier® Card

Up to 3x
Points
- Earn 60,000 points after spending $4,000 in the first 3 months
- Earn 3x points at restaurants, supermarkets, gas stations, flights and hotels
Around half of Citi’s cards have foreign transaction fees, which are typically 3% of every transaction made abroad. This is a standard fee across the credit card industry. However, most Citi travel cards have no foreign transaction fees.
Decide if you want a general card such as the Citi Premier® Card or a cobranded product such as the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®.
ThankYou Points earned with a general card can be used for a variety of redemptions, making a general card more flexible. Rewards from a cobranded card, on the other hand, can typically only be used with the affiliated company. But you might get special benefits such as preferred airline boarding or status upgrades in loyalty programs.
Citi’s cards can cost as much as $495 a year. It’s questionable if it’s worth picking up an annual-fee card just for a 0% foreign transaction fee.
However, a more costly card could be well worth it if you think you’ll use the benefits. For example, just a few of the Citi Prestige® Credit Card‘s benefits add up to over $1,100 in annual value.
You’ll earn cash back with Costco-branded cards, which could be a good option if you’d like other perks than point or mile redemptions. Most of Citi’s other cards offer ThankYou Points or cobranded rewards such as American Airlines AAdvantage miles.
Before opening a card, consider whether you can reach its signup bonus spending requirement. Also, compare bonus values, which you can find in our credit card reviews.
When evaluating a card, check if you spend in its bonus categories. Different cards offer various point or mile multipliers for certain spending.
If you make a late or returned payment, Citi may raise all of your APRs up to 29.99% variable. Many travel cards from other providers exclude penalty APRs.
Citi has a strong collection of cards with no foreign transaction fees. It offers general cards such as the Citi Prestige® Credit Card as well as cobranded products such as the Citi® / AAdvantage® Executive World Elite™ Mastercard®.
Before your next trip abroad, consider no-foreign-transaction-fee credit cards.
Here are our picks for the best store cards of the year.
Our picks for the best no-annual-fee cards.
Dashers can get instant access to earnings, plus 2% cash back at gas stations with this prepaid card.
There are three Chase Mastercard credit cards, but all three are excellent options for frequent travelers.
Build credit with this secured credit card.
Build your credit with this secured credit card.
Earn rewards on travel, dining, public transportation and other categories you spend the most in.
A decent rewards card for MINI and BMW fans.
Find out which Chase credit cards have no foreign transaction fee.
Travel credit cards can offer top-notch rewards for consultants.