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Citi Bonus Cash Center: What is it?

Only one card may come with this perk.

The Citi Bonus Cash Center — offered by Citi, a finder.com advertising partner — lets you earn additional cash back on purchases made at participating stores. If you often buy things online, it’s worth checking out. Unfortunately, there’s only one Citi credit card that seems to be eligible for the program.

What is the Citi Bonus Cash Center?

The Citi Bonus Cash Center is a website where you can use your eligible Citi credit card to make purchases at more than 400 participating stores. Depending on the store, you can earn either a fixed cashback rate of 1% to 8% on average, while some stores offer 10%, 25% or 40%, or you can earn a fixed cashback value, like $50 or $80.

Note: Cashback rates change often.

Do you need a Citi card to use the Citi Bonus Cash Center?

Yes, you need an eligible Citi credit card to earn the additional cash back. However, Citi doesn’t list which cards are eligible. Some users on Reddit and on the myFICO forums claim that only the Citi® Double Cash Card card is eligible, while others claim they didn’t have success even with that card.

How to use the Citi Bonus Cash Center

The process of using the Citi Bonus Cash Center is simple. Here’s how it works:

  1. Log in to your online credit card account.
  2. Select the Citi Bonus Cash Center at the top of the page or find it under the Benefits and Services tab.
  3. Search the stores to find what you want and click on the store’s name.
  4. Use your eligible Citi card to make the purchase.

Note: You must enable browser cookies to make sure your purchase is tracked correctly.

Stores in the Citi Bonus Cash Center

Among the participating stores, you can find:

  • Adidas
  • Apple
  • ASOS
  • AT&T
  • Banana Republic
  • Best Western
  • Best Buy
  • Calvin Klein
  • CVS
  • ESPN+
  • Expedia.com
  • Foot Locker
  • Gap.com
  • Gucci
  • Guess
  • Home Depot
  • Hotels.com
  • Hulu
  • IHG Hotels
  • Jimmy Choo
  • Kohl’s
  • Lacoste
  • Lego
  • Mac Cosmetics
  • NFLShop.com
  • Oakley
  • OfficeDepot.com
  • Patagonia
  • Quiksilver
  • RalphLauren.com
  • Samsung Electronics America
  • Target.com
  • Tripadvisor
  • Under Armour
  • Verizon Wireless
  • Walmart.com
  • Yves Rocher US
  • 1800flowers.Com

Compare Citi credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Diamond Preferred® Card
N/A
0% intro for the first 12 months (then 13.74% to 23.74% variable)
$0

Best of Finder 2021

An impressive 21 months intro APR on balance transfers and 12 months on purchases, as well as no annual fee make this one of the top 0% APR cards available.
Citi Custom Cash℠ Card
5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
A new cashback card that automatically awards 5% to your highest eligible spending category each billing cycle, on up to $500 (then 1%).
Citi Simplicity® Card
N/A
0% intro for the first 12 months (then 14.74% to 24.74% variable)
$0
With an intro APR of 21 months, this card has one of the longest balance transfer offers on the market. Plus, no late fees and no annual fee.
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Compare up to 4 providers

Pros and cons of Citi Bonus Cash Center

Using the Citi Bonus Cash Center has some benefits and some drawbacks. For example:

Pros

  • Works with many popular stores
  • Cashback rewards
  • No fees to use the service

Cons

  • Citi doesn’t list which cards are eligible
  • Some purchases and shipping aren’t covered with cashback rewards

Is it worth it?

If you have an eligible Citi credit card and you’re planning to make purchases at participating stores, getting additional cash back with no fees is definitely worth it.

Bottom line

The Citi Bonus Cash Center is a solid program if you often buy things online. The only drawback is that not all Citi credit cards are eligible for the program.

If you don’t have an eligible card or if you’re looking for a similar program, check out the Chase shopping program.

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