Citi Bonus Cash Center: What is it?

The Citi Bonus Cash Center — offered by Citi, a finder.com advertising partner — lets you earn additional cash back on purchases made at participating stores. If you often buy things online, it’s worth checking out. Unfortunately, there’s only one Citi credit card that seems to be eligible for the program.

What is the Citi Bonus Cash Center?

The Citi Bonus Cash Center is a website where you can use your eligible Citi credit card to make purchases at more than 400 participating stores. Depending on the store, you can earn either a fixed cashback rate of 1% to 8% on average, while some stores offer 10%, 25% or 40%, or you can earn a fixed cashback value, like $50 or $80.

Note: Cashback rates change often.

How to use the Citi Bonus Cash Center

The process of using the Citi Bonus Cash Center is simple. Here’s how it works:

1. Log in to your online credit card account.
2. Select the Citi Bonus Cash Center at the top of the page or find it under the Benefits and Services tab.
3. Search the stores to find what you want and click on the store’s name.
4. Use your eligible Citi card to make the purchase.

Note: You must enable browser cookies to make sure your purchase is tracked correctly.

Compare Citi credit cards

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Citi® Diamond Preferred® Card			N/A	0% intro for the first 18 months (then 14.74% to 24.74% variable)	$0	Apply now View details	An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.	Compare	loading Fetching your data...
Citi® Double Cash Card			Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)	13.99% to 23.99% variable	$0	Apply now View details	Earn up to 2% on every purchase with no annual fee. This is the highest flat-rate cashback card on the market.	Compare	loading Fetching your data...
Costco Anywhere Visa® Card by Citi			4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases	15.24% variable	$0	Apply now View details	An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.	Compare	loading Fetching your data...
Citi Rewards+℠ Card			Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases	0% intro for the first 15 months (then 13.49% to 23.49% variable)	$0	Apply now View details	Get 2x points on restaurants and gas with this unique no-annual-fee card. Your rewards round up to the nearest 10 points for each purchase!	Compare	loading Fetching your data...
CardMatch™ from creditcards.com			See terms	See issuer's website	See terms	See offer View details	Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.	Compare	loading Fetching your data...

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Pros and cons of Citi Bonus Cash Center

Using the Citi Bonus Cash Center has some benefits and some drawbacks. For example:

Bottom line

The Citi Bonus Cash Center is a solid program if you often buy things online. The only drawback is that not all Citi credit cards are eligible for the program.

If you don’t have an eligible card or if you’re looking for a similar program, check out the Chase shopping program.

Frequently asked questions

• When will I earn the additional cash back?

  You can view your purchase under Recent Transactions within 15 days of purchase, but your cash back will land in your account in the upcoming one to three statement cycles.

• What if the transaction doesn’t show on my account?

  If you don’t see your transaction within 15 days, reach out to Citi customer service and provide your date of transaction, store name, order number and amount of your purchase. The Citi customer service can research the transaction for you.