How to finance a Chrysler

Military veterans and drivers with disabilities may qualify for exclusive discounts.

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Chrysler is known for their lineup of durable vehicles that bring style for an affordable price. Among their 2019 models, you can easily keep your budget under $50,000 — far below some of its competitors. Even so, there are several financing options to choose from as well.

How can I finance a Chrysler?

Typically, the most cost-effective way to finance a new Chrysler is through a secured car or personal loan from a bank, credit union or online lender. However, this isn’t the fastest — it can be time-consuming to compare different lenders for the best rates.

Can’t waste much time? Then you may want to consider financing or leasing directly from an authorized Chrysler dealership.

  • Chrysler Capital financing. Getting a new Chrysler financed through an authorized dealership is one of the fastest and easiest routes, but it can come with higher rates. While deals will vary based on model and location, current offers include 0% APR financing on the 2019 Pacifica Hybrid for five years or up to $1,000 in cash allowance.*
  • Chrysler Capital leasing. If you want to switch your car up every few years, you may consider saving money by leasing a car. Although how much you pay will vary based on where you live and which dealership you go to, current offers include leasing the 2019 Pacifica Touring L for $249 per month for three years with $4,399 due at signing.*

The local dealership you visit may also have special offers and promotions. And as with any loan, the actual rates you’re offered are based on your financial situation and past credit history.

*Rates as of May 2, 2019.

Compare car loan providers

Updated October 20th, 2019
Name Product Filter Values Minimum credit score Loan term Requirements
300
Varies by lender
Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income.
Apply with a simple online application to get paired with a local auto lender. No credit and bad credit accepted.
600
Varies by lender
Fair to excellent credit, an income source, US citizen or permanent resident, 18+ years old
Find an offer and get rates from competing lenders without affecting your credit score.
300
Varies by lender
Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada.
Get connected with an auto lender near you, even if you have bad credit.
500
3 months to 12 years
Credit score of 500+, legal US resident and ages 18+.
Good to excellent credit
2 to 7 years
Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
Good to excellent credit
Varies by lender
18+ years old, good to excellent credit, US citizen
Compare multiple financing options for auto refinance, new car purchase, used car purchase and lease buy out.

Compare up to 4 providers

Does Chrysler offer special discounts or programs?

Yes. If you’re disabled, an active military member, veteran or affiliate employee, you may be able to take advantage of special discounts and offers. Check out below to see if you may qualify for any of these programs:

  • Driveability Program. If you have a permanent disability that hinders you from entering, exiting or operating a car on your own, you could qualify to have up to $1,000 reimbursed for the cost of adaptive equipment.
  • Military Incentive Program. Veterans and active-duty or retired members of the military may be eligible for $500 cash back. And Chrysler also partners with Military AutoSource (MAS) to provide service members with special discounts and financing rates for new models.
  • Affiliate Rewards. Employees of Chrysler partner companies may be eligible to buy or lease new models with preferred pricing — 1% below dealer invoice.

What will a new Chrysler cost me?

While prices vary depending on your dealership, where you live and your negotiation skills, a new Chrysler will likely cost between $27,000 and $40,000. However, costs may go up after adding extra features to the vehicle.

Below are the starting manufacturer suggested retail prices (MSRPs) for Chrysler’s 2019 models:

Pacifica

  • Starting MSRP: $26,985
  • Build: Minivan
  • City/highway MPG: 19/28

300

  • Starting MSRP: $ 29,220
  • Build: Sedan
  • City/highway MPG: 19/30

Pacifica Hybrid

  • Starting MSRP: $ 39,995
  • Build: Minivan
  • City/highway MPG: 82 MPGe

Car insurance costs that come with driving a Chrysler

Does a new Chrysler come with a warranty?

Yes. All new Chryslers come with a powertrain limited warranty for five years or 60,000 miles — whichever comes first. Services include 24/7 roadside assistance, as well as possible coverage for parts and accessories.

Bottom line

If you’re interested in buying a Chrysler, you have several financing options to choose from — whether cost or speed is your main concern. And you may qualify for special discounts if you’re an employee of a partner company, a veteran, active-duty or retired military member, or have a disability.

Check out our guide to car loans to learn more about how they work and compare other options.

Frequently asked questions

Pictures: Getty Images and Chrysler official page

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