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Check ‘n Go locations

With storefronts in nearly half of the US, you may be able to get cash the same day you apply.

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By

Kellye Guinan

Updated

Fact checked

Check ‘n Go is one of the largest short-term lenders out there — with nearly 900 storefronts scattered across the US. You may have access to payday loans, installment loans, check cashing, money orders and prepaid debit cards depending on where you live.

Where is Check ‘n Go located?

Check ‘n Go has nearly 900 locations in 24 states across the US.

StateNumber of storesLoans available
Alabama35Payday loans, installment loans
California176Payday loans, installment loans
Delaware8Installment loans
Florida35Payday loans
Idaho8Installment loans
Illinois49Payday loans, installment loans
Indiana23Payday loans
Iowa14Payday loans
Kansas14Payday loans
Kentucky13Payday loans
Michigan99Payday loans
Mississippi1Payday loans
Missouri22Installment loans
Nebraska9Payday loans
Nevada1Payday loans
New Mexico28Installment loans
Ohio33Installment loans
Oklahoma40Payday loans
Rhode Island7Payday loans
South Carolina31Installment loans
Tennessee4Payday loans
Texas156Payday loans, installment loans
Utah15Installment loans
Wisconsin40Installment loans

Store information last updated June 2019.

How can I find a Check ‘n Go location near me?

Check ‘n Go makes it easy to find a branch near you. Follow these steps to start your search:

  1. Visit the Check ‘n Go website and choose Locations in the top menu.
  2. Enter your ZIP code or city and state to find a Check ‘n Go store near you.
  3. Select a branch from the list to view the store’s address, hours, phone number and products available.

Or, choose Browse all Check ‘n Go Locations on the Store Locator page to view locations by state.

States where Check ‘n Go loans are available online

Check ‘n Go offers online loans to residents of 22 states:

  • Alabama
  • California
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Maine
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • North Dakota
  • Oklahoma
  • South Carolina
  • Texas
  • Utah
  • Wisconsin
  • Wyoming

How does getting a short-term loan at Check ‘n Go work?

Check ‘n Go has a quick application process, provided you have the information you need on hand when you visit your local storefront. Follow these steps:

  1. Visit a Check ‘n Go location and speak with an associate.
  2. Fill out an application with information about yourself and your finances.
  3. Submit it and wait for an approval decision.
  4. If approved, you’ll receive your loan funds before leaving the store.

What do I need to apply?

To apply for a loan at Check ‘n Go, you’ll need to have the following information on hand:

  • Valid US government-issued ID or Matricula Consular card
  • Checking account details
  • Proof of income
  • Working phone number
  • Proof of a valid Social Security number

What other services does Check ‘n Go offer at its stores?

Check ‘n Go stores offer three other products and services depending on where you live:

  1. Check cashing
  2. Prepaid debit cards
  3. Money orders

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Bottom line

Check ‘n Go offers in-store loans to residents of nearly half of the US. But before you visit your local storefront, read our Check ‘n Go payday loans review and learn more about how short-term loans work to make sure you understand the full cost of borrowing.

Frequently asked questions

How does the Check ‘n Go Refer-a-Friend program work?
When you refer someone to Check ‘n Go, you’re entered into a weekly drawing to win $500. There’s no limit to the amount of people you can refer, and a new winner is selected every Friday.
Simply fill out the form on the Refer-a-Friend page on Check ‘n Go’s website. From there, Check ‘n Go will email instructions to your friends so they can complete an application with you as their sponsor.
How can I contact Check ‘n Go?
Call Check ‘n Go’s general helpline at 800-561-2274. Representatives are available weekdays from 8 a.m. to 8 p.m. ET and Saturdays from 9 a.m. to 4 p.m. ET. Or, visit the Store Locator page on Check ‘n Go’s website to find contact information for a store near you.
What other support resources does Check ‘n Go offer?
Check ‘n Go’s website has a number of blog posts on budgeting, finances and credit to help you build your knowledge base and learn more about how borrowing a short-term loan works.
What is the CSFA?
Check ‘n Go is a founding member of the Community Financial Services Association (CFSA), which sets industry standards for short-term lenders. While its main purpose is to serve lenders, it does have a list of best practices its members follow to help keep borrowers safe from predatory lending practices.

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