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Unfortunately, no. As of this writing, Chase doesn’t offer a single card that a consumer with poor or even fair credit could obtain. At the very least, you’ll need a good credit score to qualify for a Chase credit card. If you’re looking for a card suitable for a poor or fair credit score, you’ll need to look to other providers. Check out our credit cards for fair credit article to start comparing your options.
Chase has one credit card for building credit, and it’s an unsecured card — Chase Freedom® Student Credit Card. However, you have to be a college student to apply for it.
Secured cards are a great way of building credit if you have poor credit score or no credit history. While Chase doesn’t offer a secured credit card, you’ll find secured cards from different providers worth considering. For example:
Before you apply for a secured card, make sure you compare multiple cards and choose the one that has the best features for your situation. But the most important feature a secured card must have to build your credit is to report your activity to all three major credit bureaus — Experian, Equifax and TransUnion.
When looking for a secured credit card, keep an eye on:
Chase doesn’t offer secured credit cards, but other providers do. Compare the range of secured credit cards available until you find the best card for your budget and goals.
A store card you can only use at the Horizon Outlet online store.
A secured credit card for building credit with cashback rewards.
A store card you can use exclusively at the Horizon Outlet online store.
Use these credit card combinations to boost your rewards earnings.
A small business credit card that automatically donates your cashback rewards to charities.
Both Chase Sapphire cards now offer an astounding welcome offer value for a limited time.
Personal Capital Cash has some attractive features, but you can’t deposit or withdraw cash.
A minor step up from the standard Capital on Tap card.
Deserve and Seneca Women’s new credit card will reward you for shopping with women-owned businesses.
Support your child’s financial knowledge and teach the important real-life money skills in a safe and controlled way with a kids’ debit card.