Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Does Chase have a secured credit card?

You’ll need to get this card type from a different provider.

Updated . What changed?

Fact checked

Unfortunately, Chase doesn’t support a secured credit card — or any card for poor or fair credit. But other card providers offer solid secured credit cards with low fees and interest rates.

Our pick for a secured credit card

OpenSky® Secured Visa® Credit Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Read less
Read more

Alternatives to a Chase secured credit card

While Chase doesn’t offer a secured credit card, you’ll find secured cards from different providers worth considering.

Name Product Filter values Minimum deposit required Purchase APR Annual fee Recommended minimum credit score
OpenSky® Secured Visa® Credit Card
Starting at $200
17.39% variable
$35
300
Apply for this card with no credit check if you're new to credit or have bad credit.
Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card
Starting at $200
0% intro for the first 6 months (then 12.99% variable)
$49
300
A rare secured card with a 0% intro APR on purchases for 6 months, followed by 12.99% variable.
First Progress Platinum Elite MasterCard® Secured Credit Card
Starting at $200
19.99% variable
$29
300
Build your credit with all three major credit bureaus.
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Starting at $200
9.99% fixed
$48
300
No credit check is required for this secured card. Make a deposit of at least $200 to open this card and get a low 9.99% fixed APR on purchases.
Self Visa® Credit Card
Starting at $100
21.74% variable
$25
300
Build your credit with a low minimum security deposit of $100 and no credit score required.
loading

Compare up to 4 providers

Are there Chase credit cards for poor credit?

Unfortunately, no. As of this writing, Chase doesn’t offer a single card that a consumer with poor or even fair credit could obtain. At the very least, you’ll need a good credit score to qualify for a Chase credit card.

If you’re looking for a card suitable for a poor or fair credit score, you’ll need to look to other providers. Check out our credit cards for fair credit article to start comparing your options.

Features to look for to find a secured credit card

When looking for a secured credit card, keep an eye on:

  • Annual fee. Some secured credit cards come with an annual fee of up to $49. But you can also find excellent secured credit cards without an annual fee.
  • Secured deposit. Deposit amounts required vary among card providers. Look for one that allows for an amount that fits your budget.
  • Interest rates. Depending on the secured card, you could find fixed and variable rates. If you often carry a balance, look for a card with the lowest rates.
  • Cash back. Although rare, some secured credit cards allow you to earn cash back on your purchases.
  • Reports to credit bureaus. Make sure the provider reports your responsible spending and on-time payments to all three major bureaus — TransUnion, Experian and Equifax.

Bottom line

Chase doesn’t offer secured credit cards, but other providers do. Compare the range of secured credit cards available until you find the best card for your budget and goals.

Frequently asked questions

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site