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Chase Freedom® vs. Chase Freedom Unlimited®
Which Chase credit card is a better fit for your wallet?
Both the Chase Freedom® and the Chase Freedom Unlimited® are Visa cards and they offer similar perks. The main difference between the two is the rewards structure — Chase Freedom offers accelerated cash back on rotating categories, while the Freedom Unlimited offers flat cash back on all purchases.
To figure out which card may be best suited for your needs, check out the comparison table below.
|
Chase Freedom®
|
Chase Freedom Unlimited®
|
|---|---|
|
★★★★★ 4.4 / 5.0 |
★★★★★ 4.2 / 5.0 |
|
|
|
$150 cash back after spending $500 in the first 3 months
|
$150 after spending $500 in the first 3 months |
|
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases |
1.5% cash back on all purchases |
|
0% intro APR for 15 months, and then 16.74% to 25.49% variable |
0% intro APR for 15 months, and then 16.74% to 25.49% variable |
| $0 | $0 |
|
APR: 0% intro APR for 15 months, then 16.74% to 25.49% variable Fee: $5 or 5% of the transaction, whichever is greater |
APR: 0% intro APR for 15 months, then 16.74% to 25.49% variable Fee: $5 or 5% of the transaction, whichever is greater |
|
APR: 26.74% variable Fee: $10 or 5% of the transaction, whichever is greater |
APR: 26.74% variable Fee: $10 or 5% of the transaction, whichever is greater |
| 3% of each transaction | 3% of each transaction |
| Up to $39 | Up to $39 |
| $0 | $0 |
| 21 days | 21 days |
| $0 | $0 |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
What’s next?
Your next step is to make the call if the Chase Freedom® or the Chase Freedom Unlimited® is suitable for your spending needs. If so, all that’s left to do is apply. Some people even get both cards because of their compatibility and flexibility for transferring rewards between accounts.
But if neither sounds like a fit for your wallet, move on and continue your search for plastic practicality. Keep on comparing different types and brands of credit cards until you’ve found the right one for your needs.
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