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Chase Freedom Unlimited® vs. Capital One® Quicksilver® Cash Rewards Credit Card
Which unlimited 1.5% cashback rewards card makes the cut?
These cards are very similar cashback products. However, the Chase Freedom Unlimited® has a 3% foreign transaction fee, while the Capital One® Quicksilver® Cash Rewards Credit Card doesn’t. Chase’s card also has higher balance transfer fees: within the first 60 days of account opening and $5 afterward. Meanwhile, Capital One’s card doesn’t currently offer a balance transfer intro APR and thus doesn’t charge a balance transfer fee on balance transfers.
Aside from these differences, check out the other perks and benefits in the table below.
Which card should you choose?
Chase Freedom Unlimited®
- Earn an unlimited, flat cash back rate of 1.5%.
- Get a welcome offer of $200 after you spend $500 within your first 3 months of account opening.
- Don't pay an annual fee.
Capital One® Quicksilver® Cash Rewards Credit Card
- No annual fee
- $150 cash bonus when you spend $500 on purchases in the first 3 months
- 1.5% cash back on all purchases
- Long intro APR for purchases
If you can reel in the rewards and benefit from the perks of either card, apply for the one that best fits your needs: Chase Freedom Unlimited® or Capital One® Quicksilver® Cash Rewards Credit Card offer.
But if you’re looking for a cashback card that offers bonus categories, or something else altogether, there’s a sea of options that could be a better catch.
Compare cash back credit cards
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