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Chase travel insurance: Which credit cards have it?

You'll find a wide variety of insurance options.

Updated

Fact checked
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Chase offers a strong variety of travel insurance coverage options, including trip cancellation insurance. Best of all, these perks can be found on many of Chase’s credit cards, though you’ll find the best selection on Chase’s higher-end cards.

Types of Chase travel insurance policies

  • Trip cancellation and trip interruption insurance.
    Receive reimbursement for canceled or interrupted trips under eligible circumstances. Covered incidents include accidental bodily injury, sickness and bad weather.
  • Auto rental collision damage waiver.
    Receive reimbursement for theft and collision damage up to the cash value of the vehicle.
  • Baggage delay insurance.
    Receive reimbursement for essentials when you experience a baggage delay over six hours in length.
  • Trip delay reimbursement.
    Receive coverage for unreimbursed expenses when your travel is delayed more than 12 hours.
  • Lost luggage reimbursement.
    Receive coverage for luggage damaged or lost by the carrier.
  • Emergency evacuation and transportation.
    Receive coverage if you or an immediate family member require emergency evacuation.
  • Cell phone protection.
    Receive reimbursement on covered theft or damage to your cell phone.

Our pick for Chase travel insurance

Chase Sapphire Reserve®

  • Spend $4,000 in the first 3 months when you open your account to earn 50,000 bonus points — worth $750 when redeemed through Chase Ultimate Rewards on travel.
  • Earn 3x points on travel and dining at restaurants, and 1x point on everything else you buy.
  • Get $ annual travel credit each year on your card anniversary year as reimbursement for travel purchases.
  • Transfer points in 1:1 ratio to partner airline and hotel reward programs.
  • Access to Priority Pass Select airport lounges once you enroll in the program.
  • Get up to $100 credit as reimbursement for your Global Entry or TSA PreCheck application fee.
  • Get a one-year Lyft Pink membership (a minimum value of $199) and DashPass subscription with DoorDash.
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Travel insurance provided by Chase credit cards

Baggage delay insurance.
Cell phone protection.
Lost luggage reimbursement.
Chase Sapphire Preferred® Cardtransparent-green-tickcross-iconscross-icons
Chase Sapphire Reserve®transparent-green-tickcross-iconstransparent-green-tick
United℠ Explorer Cardtransparent-green-tickcross-iconstransparent-green-tick
Southwest Rapid Rewards® Priority Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Southwest Rapid Rewards® Plus Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Southwest Rapid Rewards® Premier Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
United℠ TravelBank Cardcross-iconscross-iconscross-icons
Marriott Bonvoy Boundless™ Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Marriott Bonvoy Boundless™ Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
The World of Hyatt Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Aer Lingus Visa Signature® Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
British Airways Visa Signature® Cardtransparent-green-tickcross-iconstransparent-green-tick
IHG® Rewards Club Premier Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Disney® Premier Visa® Cardtransparent-green-tickcross-iconscross-icons
Disney® Visa® Cardtransparent-green-tickcross-iconscross-icons
United℠ Explorer Business Cardtransparent-green-tickcross-iconstransparent-green-tick
Ink Business Preferred® Credit Cardcross-iconstransparent-green-tickcross-icons
Southwest Rapid Rewards® Premier Business Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Auto rental collision damage waiver.Emergency evacuation and transportation.Trip cancellation and trip interruption insurance.Trip delay reimbursement.
Chase Sapphire Preferred® Cardtransparent-green-tickcross-iconstransparent-green-ticktransparent-green-tick
Chase Sapphire Reserve®transparent-green-ticktransparent-green-ticktransparent-green-ticktransparent-green-tick
United℠ Explorer Cardtransparent-green-tickcross-iconstransparent-green-ticktransparent-green-tick
Southwest Rapid Rewards® Priority Credit Cardcross-iconscross-iconscross-iconscross-icons
Southwest Rapid Rewards® Plus Credit Cardcross-iconscross-iconscross-iconscross-icons
Southwest Rapid Rewards® Premier Credit Cardcross-iconscross-iconscross-iconscross-icons
United℠ TravelBank Cardtransparent-green-tickcross-iconstransparent-green-tickcross-icons
Marriott Bonvoy Boundless™ Credit Cardcross-iconscross-iconscross-iconstransparent-green-tick
Marriott Bonvoy Boundless™ Credit Cardcross-iconscross-iconscross-iconstransparent-green-tick
The World of Hyatt Credit Cardcross-iconscross-iconscross-iconstransparent-green-tick
Aer Lingus Visa Signature® Credit Cardtransparent-green-tickcross-iconscross-iconscross-icons
British Airways Visa Signature® Cardtransparent-green-tickcross-iconscross-iconscross-icons
IHG® Rewards Club Premier Credit Cardcross-iconscross-iconstransparent-green-tickcross-icons
Disney® Premier Visa® Cardcross-iconscross-iconscross-iconscross-icons
Disney® Visa® Cardcross-iconscross-iconscross-iconscross-icons
United℠ Explorer Business Cardcross-iconscross-iconscross-iconscross-icons
Ink Business Preferred® Credit Cardtransparent-green-tickcross-iconstransparent-green-tickcross-icons
Southwest Rapid Rewards® Premier Business Credit Cardcross-iconscross-iconscross-iconscross-icons

To receive these benefits, you need to make the relevant purchase using your Chase credit card.

Compare Chase credit cards with travel insurance

Name Product Filter values Rewards Purchase APR Annual fee
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
$95
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
United℠ Explorer Card
2x miles at restaurants, hotels and United and 1x miles on all other purchases
16.49% to 23.49% variable
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
$550
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
Southwest Rapid Rewards® Priority Credit Card
2x points on Southwest and Rapid Rewards hotel and car rentals and 1x points on all other purchases
15.99% to 22.99% variable
$149
Earn 40,000 points after you spend $1,000 in the first 3 months of account opening.
Marriott Bonvoy Boundless™ Credit Card
6x points at Marriott Bonvoy hotels and 2x points on all other purchases
15.99% to 22.99% variable
$95
Earn 75,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.
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Compare up to 4 providers

Who is eligible for Chase travel insurance coverage?

All Chase travel cardmembers receive coverage provided they make eligible purchases with their card, such as booking a flight or renting a partnered car.

Additionally, some coverage options extend to a cardmember’s immediate family as well, even when they’re not traveling with the cardholder.

Does my travel insurance cover coronavirus?

In most cases, you’ll need to actually become sick with coronavirus for your credit card’s travel interruption and cancellation or medical emergency transportation to kick in. You can read our guide to find out more about coronavirus coverage.

How to file a Chase travel insurance claim

Fill out a claim form within a certain period after the date of your loss. For full claim information, you’ll need to read the benefits guide you receive when you open your Chase credit card account.

You can also call to file your claim by calling 888-320-9961.

Read more about credit card travel insurance offered by different brands

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Bank of America logoBank of America logo
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Bottom line

Chase offers a great selection of travel insurance across its cards, even offering some protections not provided by competitors. With so many cards to choose from, compare your options to make sure you’re getting the best combination of travel insurance and purchasing power. But if you’re not the biggest Chase fan, take a look at other credit cards with travel insurance to find one that fits your needs.

Frequently asked questions

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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