Compare Chase credit cards with travel insurance
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Chase credit card travel insurance

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Stay safe on your trip with protections against cancellations, rental accidents and more.

Chase offers a strong variety of travel insurance coverage options, including trip cancellation insurance. Best of all, these perks can be found on many of Chase’s credit cards.

Our pick for a card with travel coverage

Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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Compare Chase credit cards with travel insurance

Name Product Filter values Rewards Purchase APR Annual Fee
2x points on travel and dining. 1x points on all other purchases
18.24% to 25.24% variable
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
19.24% to 26.24% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
5% on office supplies, Internet, cable and phone up to $25,000 combined annually; 2% on gas and dining up to $25,000 combined annually; 1% on all other purchases
15.49% to 21.49% variable
$0
$500 bonus cash back after you spend $3,000 in the first 3 months
1.5% cash back on all purchases
15.49% to 21.49% variable
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening
3x on travel, shipping, Internet, cable, phone and online ads up to $150,000 combined annually; then 1x after and on all other purchases
18.24% to 23.24% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®

Compare up to 4 providers

Types of Chase travel insurance policies

Trip cancellation and trip interruption insurance.

Receive reimbursement for canceled or interrupted trips under eligible circumstances. Covered incidents include accidental bodily injury, sickness and bad weather.

Auto rental collision damage waiver.

Receive reimbursement for theft and collision damage up to the cash value of the vehicle.

Baggage delay insurance.

Receive reimbursement for essentials when you experience a baggage delay over six hours in length.

Trip delay reimbursement.

Receive coverage for unreimbursed expenses when your travel is delayed more than 12 hours.

Lost luggage reimbursement.

Receive coverage for luggage damaged or lost by the carrier.

Emergency evacuation and transportation.

Receive coverage for emergency evacuation if needed by you or an immediate family member.

Cell phone protection.

Receive reimbursement on covered theft or damage of your cell phone.

Travel insurance provided by Chase credit cards

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Apply now

Insurance coverage
  • Trip cancellation
  • Auto rental collision damage
  • Baggage delay
  • Trip delay
Chase Sapphire Reserve®
Chase Sapphire Reserve®
Apply now
Insurance coverage
  • Trip cancellation
  • Auto rental collision damage
  • Baggage delay
  • Trip delay
  • Lost luggage
  • Emergency evacuation and transportation
United℠ Explorer Card
United℠ Explorer Card
Apply now on Chase's website

Insurance coverage
  • Trip cancellation
  • Baggage delay
  • Lost luggage
  • Trip delay
  • Auto rental collision damage
Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards® Priority Credit Card

Insurance coverage
  • Lost luggage
  • Baggage delay
Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card

Insurance coverage
  • Lost luggage
  • Baggage delay
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card

Insurance coverage
  • Lost luggage
  • Baggage delay
United℠ TravelBank Card
United℠ TravelBank Card

Insurance coverage
  • Auto rental collision damage
  • Trip cancellation
Marriott Bonvoy Boundless™ card
Marriott Bonvoy Boundless™ card

Insurance coverage
  • Baggage delay
  • Lost luggage
  • Trip delay
The World of Hyatt Credit Card
The World of Hyatt Credit Card

Insurance coverage
  • Baggage delay
  • Lost luggage
  • Trip cancellation
Aer Lingus Visa Signature® Credit Card
Aer Lingus Visa Signature® Credit Card

Insurance coverage
  • Auto rental collision damage
  • Baggage delay
  • Lost luggage
British Airways Visa Signature® Card
British Airways Visa Signature® Card

Insurance coverage
  • Auto rental collision damage
  • Baggage delay
  • Lost luggage
IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card

Insurance coverage
  • Baggage delay
  • Lost luggage
  • Trip cancellation
Disney® Premier Visa® Card
Disney® Premier Visa® Card

Insurance coverage
  • Baggage delay
Disney® Visa® Card
Disney® Visa® Card

Insurance coverage
  • Baggage delay
United℠ Explorer Business Card
United℠ Explorer Business Card

Insurance coverage
  • Lost luggage
  • Baggage delay
Ink Business Preferred℠ Credit Card
Ink Business Preferred℠ Credit Card
Apply now
Insurance coverage
  • Trip cancellation
  • Auto rental collision damage
  • Cell phone protection
Southwest Rapid Rewards® Premier Business Credit Card
Southwest Rapid Rewards® Premier Business Credit Card

Insurance coverage
  • Lost luggage
  • Baggage delay

To receive these benefits, you need to make the relevant purchase using your Chase credit card.

Who is eligible for Chase travel insurance coverage?

All Chase travel cardmembers receive coverage provided they make eligible purchases with their card, such as booking a flight or renting a partnered car.

Additionally, some coverage options extend to a cardmember’s immediate family as well, even when they’re not traveling with the cardholder.

Compare cards with emergency travel assistance

How to file a Chase travel insurance claim

Fill out a claim form within a certain period after the date of your loss. For full claim information, you’ll need to read the benefits guide you receive when you open your Chase credit card account.

You can also call to file your claim by calling 888-320-9961.

Bottom line

Chase offers a great selection of travel insurance across its cards, even offering some protections not provided by competitors. With so many cards to choose from, compare your options to make sure you’re getting the best combination of travel insurance and purchasing power.
Compare credit cards with travel insurance

Frequently asked questions

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Disclaimer

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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