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Chase travel insurance: Which credit cards have it?

You'll find a wide variety of insurance options.

Updated . What changed?

Fact checked

Our pick for Chase travel insurance: Chase Sapphire Reserve®

Chase Sapphire Reserve® logo

50,000-point

Signup bonus after spending $4,000 in first 3 months

  • Not just for travel: Get DoorDash perks,10x points on Lyft and 3x on dining
  • Signup bonus worth $750 with Chase Ultimate Rewards
  • $300 annual travel credit
Apply now
Chase offers a strong variety of travel insurance coverage options, including trip cancellation insurance. Best of all, these perks can be found on many of Chase’s credit cards, though you’ll find the best selection on Chase’s higher-end cards.

Types of Chase travel insurance policies

  • Trip cancellation and trip interruption insurance.
    Receive reimbursement for canceled or interrupted trips under eligible circumstances. Covered incidents include accidental bodily injury, sickness and bad weather.
  • Auto rental collision damage waiver.
    Receive reimbursement for theft and collision damage up to the cash value of the vehicle.
  • Baggage delay insurance.
    Receive reimbursement for essentials when you experience a baggage delay over six hours in length.
  • Trip delay reimbursement.
    Receive coverage for unreimbursed expenses when your travel is delayed more than 12 hours.
  • Lost luggage reimbursement.
    Receive coverage for luggage damaged or lost by the carrier.
  • Emergency evacuation and transportation.
    Receive coverage if you or an immediate family member require emergency evacuation.
  • Cell phone protection.
    Receive reimbursement on covered theft or damage to your cell phone.

Travel insurance provided by Chase credit cards

Baggage delay insurance.
Cell phone protection.
Lost luggage reimbursement.
Chase Freedom Flex℠cross-iconstransparent-green-tickcross-icons
Chase Freedom Unlimited®cross-iconscross-iconscross-icons
Chase Sapphire Preferred® Cardtransparent-green-tickcross-iconscross-icons
Chase Sapphire Reserve®transparent-green-tickcross-iconstransparent-green-tick
United℠ Explorer Cardtransparent-green-tickcross-iconstransparent-green-tick
Southwest Rapid Rewards® Priority Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Southwest Rapid Rewards® Plus Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Southwest Rapid Rewards® Premier Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
United℠ TravelBank Cardcross-iconscross-iconscross-icons
Marriott Bonvoy Boundless™ Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Marriott Bonvoy Boundless™ Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
The World of Hyatt Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Aer Lingus Visa Signature® Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
British Airways Visa Signature® Cardtransparent-green-tickcross-iconstransparent-green-tick
IHG® Rewards Club Premier Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Disney® Premier Visa® Cardtransparent-green-tickcross-iconscross-icons
Disney® Visa® Cardtransparent-green-tickcross-iconscross-icons
United℠ Explorer Business Cardtransparent-green-tickcross-iconstransparent-green-tick
Ink Business Preferred® Credit Cardcross-iconstransparent-green-tickcross-icons
Southwest Rapid Rewards® Premier Business Credit Cardtransparent-green-tickcross-iconstransparent-green-tick
Auto rental collision damage waiver.Emergency evacuation and transportation.Trip cancellation and trip interruption insurance.Trip delay reimbursement.
Chase Freedom Flex℠transparent-green-tickcross-iconstransparent-green-tickcross-icons
Chase Freedom Unlimited®transparent-green-tickcross-iconstransparent-green-tickcross-icons
Chase Sapphire Preferred® Cardtransparent-green-tickcross-iconstransparent-green-ticktransparent-green-tick
Chase Sapphire Reserve®transparent-green-ticktransparent-green-ticktransparent-green-ticktransparent-green-tick
United℠ Explorer Cardtransparent-green-tickcross-iconstransparent-green-ticktransparent-green-tick
Southwest Rapid Rewards® Priority Credit Cardcross-iconscross-iconscross-iconscross-icons
Southwest Rapid Rewards® Plus Credit Cardcross-iconscross-iconscross-iconscross-icons
Southwest Rapid Rewards® Premier Credit Cardcross-iconscross-iconscross-iconscross-icons
United℠ TravelBank Cardtransparent-green-tickcross-iconstransparent-green-tickcross-icons
Marriott Bonvoy Boundless™ Credit Cardcross-iconscross-iconscross-iconstransparent-green-tick
Marriott Bonvoy Boundless™ Credit Cardcross-iconscross-iconscross-iconstransparent-green-tick
The World of Hyatt Credit Cardcross-iconscross-iconscross-iconstransparent-green-tick
Aer Lingus Visa Signature® Credit Cardtransparent-green-tickcross-iconscross-iconscross-icons
British Airways Visa Signature® Cardtransparent-green-tickcross-iconscross-iconscross-icons
IHG® Rewards Club Premier Credit Cardcross-iconscross-iconstransparent-green-tickcross-icons
Disney® Premier Visa® Cardcross-iconscross-iconscross-iconscross-icons
Disney® Visa® Cardcross-iconscross-iconscross-iconscross-icons
United℠ Explorer Business Cardcross-iconscross-iconscross-iconscross-icons
Ink Business Preferred® Credit Cardtransparent-green-tickcross-iconstransparent-green-tickcross-icons
Southwest Rapid Rewards® Premier Business Credit Cardcross-iconscross-iconscross-iconscross-icons

To receive these benefits, you need to make the relevant purchase using your Chase credit card.

Compare Chase credit cards with travel insurance

Name Product Filter values Rewards Purchase APR Annual fee
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Freedom Flex℠
5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
Get 5% back on purchases made through the Chase Travel Portal, making this a strong travel card as well as a solid everyday rewards card.
Chase Freedom Unlimited®
5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases
0% intro for the first 15 months (then 14.99% to 23.74% variable)
$0
Now earning 5% on Chase Travel Portal purchases, this card has become a worthy travel card pick. Also get up to 5% on other everyday purchases.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
The World of Hyatt Credit Card
4x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
15.99% to 22.99% variable
$95
Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.
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Compare up to 4 providers

Who is eligible for Chase travel insurance coverage?

All Chase travel cardmembers receive coverage provided they make eligible purchases with their card, such as booking a flight or renting a partnered car.

Additionally, some coverage options extend to a cardmember’s immediate family as well, even when they’re not traveling with the cardholder.

Does my travel insurance cover coronavirus?

In most cases, you’ll need to actually become sick with coronavirus for your credit card’s travel interruption and cancellation or medical emergency transportation to kick in. You can read our guide to find out more about coronavirus coverage.

How to file a Chase travel insurance claim

Fill out a claim form within a certain period after the date of your loss. For full claim information, you’ll need to read the benefits guide you receive when you open your Chase credit card account.

You can also call to file your claim by calling 888-320-9961.

Read more about credit card travel insurance offered by different brands

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Chase logo
Bank of America logoBank of America logo
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Discover logoDiscover logo

Bottom line

Chase offers a great selection of travel insurance across its cards, even offering some protections not provided by competitors. With so many cards to choose from, compare your options to make sure you’re getting the best combination of travel insurance and purchasing power. But if you’re not the biggest Chase fan, take a look at other credit cards with travel insurance to find one that fits your needs.

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