Chase credit card travel insurance

Stay safe on your trip with protections against cancellations, rental accidents and more.

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Chase offers a strong variety of travel insurance coverage options, including trip cancellation insurance. Best of all, these perks can be found on many of Chase’s credit cards.

Our pick for Chase travel insurance

Chase Sapphire Preferred® Card

  • Spend $4,000 within your first 3 months of card membership to earn 60,000 bonus points — worth $750 when redeemed for travel via Chase Ultimate Rewards.
  • Earn 2x points on travel and dining at restaurants worldwide and 1x point on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.
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Compare Chase credit cards with travel insurance

Name Product Filter values Rewards Purchase APR Annual fee
2x points on travel and dining and 1x points on all other purchases
17.74% to 24.74% variable
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
18.74% to 25.74% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months.
1.5% cash back on all purchases
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
17.74% to 22.74% variable
$95
100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®

Compare up to 4 providers

Types of Chase travel insurance policies

  • Trip cancellation and trip interruption insurance.
    Receive reimbursement for canceled or interrupted trips under eligible circumstances. Covered incidents include accidental bodily injury, sickness and bad weather.
  • Auto rental collision damage waiver.
    Receive reimbursement for theft and collision damage up to the cash value of the vehicle.
  • Baggage delay insurance.
    Receive reimbursement for essentials when you experience a baggage delay over six hours in length.
  • Trip delay reimbursement.
    Receive coverage for unreimbursed expenses when your travel is delayed more than 12 hours.
  • Lost luggage reimbursement.
    Receive coverage for luggage damaged or lost by the carrier.
  • Emergency evacuation and transportation.
    Receive coverage for emergency evacuation if needed by you or an immediate family member.
  • Cell phone protection.
    Receive reimbursement on covered theft or damage of your cell phone.
  • Travel insurance provided by Chase credit cards

    Baggage delay insurance.
    Cell phone protection.
    Lost luggage reimbursement.
    Chase Sapphire Preferred® Card transparent-green-tick cross-icons cross-icons
    Chase Sapphire Reserve® transparent-green-tick cross-icons transparent-green-tick
    United℠ Explorer Card transparent-green-tick cross-icons transparent-green-tick
    Southwest Rapid Rewards® Priority Credit Card transparent-green-tick cross-icons transparent-green-tick
    Southwest Rapid Rewards® Plus Credit Card transparent-green-tick cross-icons transparent-green-tick
    Southwest Rapid Rewards® Premier Credit Card transparent-green-tick cross-icons transparent-green-tick
    United℠ TravelBank Card cross-icons cross-icons cross-icons
    Marriott Bonvoy Boundless™ Credit Card transparent-green-tick cross-icons transparent-green-tick
    Marriott Bonvoy Boundless™ Credit Card transparent-green-tick cross-icons transparent-green-tick
    The World of Hyatt Credit Card transparent-green-tick cross-icons transparent-green-tick
    Aer Lingus Visa Signature® Credit Card transparent-green-tick cross-icons transparent-green-tick
    British Airways Visa Signature® Card transparent-green-tick cross-icons transparent-green-tick
    IHG® Rewards Club Premier Credit Card transparent-green-tick cross-icons transparent-green-tick
    Disney® Premier Visa® Card transparent-green-tick cross-icons cross-icons
    Disney® Visa® Card transparent-green-tick cross-icons cross-icons
    United℠ Explorer Business Card transparent-green-tick cross-icons transparent-green-tick
    Ink Business Preferred℠ Credit Card cross-icons transparent-green-tick cross-icons
    Southwest Rapid Rewards® Premier Business Credit Card transparent-green-tick cross-icons transparent-green-tick
    Auto rental collision damage waiver. Emergency evacuation and transportation. Trip cancellation and trip interruption insurance. Trip delay reimbursement.
    Chase Sapphire Preferred® Card transparent-green-tick cross-icons transparent-green-tick transparent-green-tick
    Chase Sapphire Reserve® transparent-green-tick transparent-green-tick transparent-green-tick transparent-green-tick
    United℠ Explorer Card transparent-green-tick cross-icons transparent-green-tick transparent-green-tick
    Southwest Rapid Rewards® Priority Credit Card cross-icons cross-icons cross-icons cross-icons
    Southwest Rapid Rewards® Plus Credit Card cross-icons cross-icons cross-icons cross-icons
    Southwest Rapid Rewards® Premier Credit Card cross-icons cross-icons cross-icons cross-icons
    United℠ TravelBank Card transparent-green-tick cross-icons transparent-green-tick cross-icons
    Marriott Bonvoy Boundless™ Credit Card cross-icons cross-icons cross-icons transparent-green-tick
    Marriott Bonvoy Boundless™ Credit Card cross-icons cross-icons cross-icons transparent-green-tick
    The World of Hyatt Credit Card cross-icons cross-icons cross-icons transparent-green-tick
    Aer Lingus Visa Signature® Credit Card transparent-green-tick cross-icons cross-icons cross-icons
    British Airways Visa Signature® Card transparent-green-tick cross-icons cross-icons cross-icons
    IHG® Rewards Club Premier Credit Card cross-icons cross-icons transparent-green-tick cross-icons
    Disney® Premier Visa® Card cross-icons cross-icons cross-icons cross-icons
    Disney® Visa® Card cross-icons cross-icons cross-icons cross-icons
    United℠ Explorer Business Card cross-icons cross-icons cross-icons cross-icons
    Ink Business Preferred℠ Credit Card transparent-green-tick cross-icons transparent-green-tick cross-icons
    Southwest Rapid Rewards® Premier Business Credit Card cross-icons cross-icons cross-icons cross-icons

    To receive these benefits, you need to make the relevant purchase using your Chase credit card.

    Who is eligible for Chase travel insurance coverage?

    All Chase travel cardmembers receive coverage provided they make eligible purchases with their card, such as booking a flight or renting a partnered car.

    Additionally, some coverage options extend to a cardmember’s immediate family as well, even when they’re not traveling with the cardholder.

    Compare cards with emergency travel assistance

    How to file a Chase travel insurance claim

    Fill out a claim form within a certain period after the date of your loss. For full claim information, you’ll need to read the benefits guide you receive when you open your Chase credit card account.

    You can also call to file your claim by calling: 888-320-9961.

    Bottom line

    Chase offers a great selection of travel insurance across its cards, even offering some protections not provided by competitors. With so many cards to choose from, compare your options to make sure you’re getting the best combination of travel insurance and purchasing power.

    Frequently asked questions

    Disclaimer

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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