Stay safe on your trip with protections against cancellations, rental accidents and more.
Chase offers a strong variety of travel insurance coverage options, including trip cancellation insurance. Best of all, these perks can be found on many of Chase’s credit cards.
Our pick for a card with travel coverage
Compare Chase credit cards with travel insurance
Types of Chase travel insurance policies
Trip cancellation and trip interruption insurance.
Receive reimbursement for canceled or interrupted trips under eligible circumstances. Covered incidents include accidental bodily injury, sickness and bad weather.
Auto rental collision damage waiver.
Receive reimbursement for theft and collision damage up to the cash value of the vehicle.
Baggage delay insurance.
Receive reimbursement for essentials when you experience a baggage delay over six hours in length.
Trip delay reimbursement.
Receive coverage for unreimbursed expenses when your travel is delayed more than 12 hours.
Lost luggage reimbursement.
Receive coverage for luggage damaged or lost by the carrier.
Emergency evacuation and transportation.
Receive coverage for emergency evacuation if needed by you or an immediate family member.
Cell phone protection.
Receive reimbursement on covered theft or damage of your cell phone.
Travel insurance provided by Chase credit cards
Chase Sapphire Preferred® Card
Insurance coverage
- Trip cancellation
- Auto rental collision damage
- Baggage delay
- Trip delay
Chase Sapphire Reserve®
- Trip cancellation
- Auto rental collision damage
- Baggage delay
- Trip delay
- Lost luggage
- Emergency evacuation and transportation
United℠ Explorer Card
Insurance coverage
- Trip cancellation
- Baggage delay
- Lost luggage
- Trip delay
- Auto rental collision damage
Ink Business Preferred℠ Credit Card
- Trip cancellation
- Auto rental collision damage
- Cell phone protection
To receive these benefits, you need to make the relevant purchase using your Chase credit card.
Who is eligible for Chase travel insurance coverage?
All Chase travel cardmembers receive coverage provided they make eligible purchases with their card, such as booking a flight or renting a partnered car.
Additionally, some coverage options extend to a cardmember’s immediate family as well, even when they’re not traveling with the cardholder.
Compare cards with emergency travel assistance
How to file a Chase travel insurance claim
Fill out a claim form within a certain period after the date of your loss. For full claim information, you’ll need to read the benefits guide you receive when you open your Chase credit card account.
You can also call to file your claim by calling 888-320-9961.
Bottom line
Chase offers a great selection of travel insurance across its cards, even offering some protections not provided by competitors. With so many cards to choose from, compare your options to make sure you’re getting the best combination of travel insurance and purchasing power.
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Frequently asked questions
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Disclaimer
Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
