A safe, reliable way to send money online or from your local branch.
Chase offers its customers a secure and convenient way to send money worldwide in more than 35 currencies — but the fees can be much higher than a money transfer specialist.
Transfer money directly from your bank account
Send one-off or scheduled transfers from your Chase bank account. It’s a convenient option for Chase customers, but getting a bank account through Chase just to make a transfer might be a bit much for most people.
How much will I pay to transfer money with Chase?
Chase Bank’s transfer fees depend on whether you’re sending or receiving an international wire transfer:
- To send an international wire transfer at a branch, you’ll pay $45.
- To send an international wire transfer online, you’ll pay $40.
- To receive an international wire transfer to your account, you’ll pay $15.
Like any large bank, Chase updates its rates regularly in line with global currency market fluctuations. Its exchange rates are similar to those offered by other large US banks but not as attractive as the rates you’ll get by using an independent money transfer specialist.
Who charges less?Independent transfer services usually win out over banks when it comes to fees. There are several providers who will send a transfer for free with competitive exchange rates, including OFX, XE, Transferwise and World First.
- Transferwise is a peer-to-peer transfer service that uses the mid-market rate — the rate banks and transfer services use when they trade among themselves — so you can be certain you’re getting the best rate on your transfer.
- Or, check out our review of World First here and take advantage of their exclusive $0 fee offer.
Chase SWIFT/BIC information
|Bank name||SWIFT/BIC||Bank address||Recipient’s name||Recipient’s account number|
|JP Morgan Chase Bank||CHASUS33||Chase Bank, 270 Park Avenue, New York, NY 10017||Beneficiary’s name as it appears on the bank statement||Complete bank account number|
What types of transfers can I send with Chase?
You can send your international wire transfer on the same day or initiate a transfer for a future date online or at a Chase bank branch. If you submit your transfer by 4 p.m. ET, it will be process the same business day.
With online banking, you can send repeat wire transfers to the same recipient and delegate others to request and approve wire transfers.
Does Zelle work with Chase?
Yes. Chase customers can send money through Chase QuickPay with Zelle, a new peer-to-peer payment service, using the mobile app. Here’s what you need to do:
- Log in and select QuickPay with Zelle.
- Follow the onscreen instructions to select a recipient and enter the amount you want to send.
- Hit Send money.
- Check to make sure you got a confirmation that your money was sent.
What are the pros and cons of using Chase money transfers?
- Secure transfers. Wire transfers are a safe, reliable way to send money to international bank accounts.
- Trusted institution. Chase is ranked No. 1 for customer satisfaction in the large bank category for three consecutive years by the American Customer Satisfaction Index.
- Financial strength. Chase is backed by JP Morgan Chase & Co., a leading global financial services firm.
- Easy process. Chase provides step-by-step instructions for hassle-free money transfers.
- High fees. You’ll pay more in fees than you would by going with an independent money transfer provider.
- Chase customers only. You need to bank with Chase and set up a checking account to make a transfer.
How does Chase compare to other services?
Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds overseas with our money transfer partners.
How do I register and send money with Chase?
To send an international wire transfer, you first need to open a checking account.
Apply for an online checking account at Chase’s website with your:
- Social Security Number.
- Driver’s license or state-issued ID.
- Name, address and phone number.
You’ll need to pay a deposit to open an account and then sign up for online banking. Once approved, you can initiate a transfer online or at your local Chase branch.
To transfer money online:
- Add a wire recipient. Under the Send Payments tab, select Add Wire Recipient. Provide your recipient’s name, address, country of resident and banking details.
2. Click Make a Transfer. After you’ve added your recipient, under the same Send Payments tab, select Schedule Wire or Make a Wire Transfer under quick links.
From there you can select the account you want to make the transfer from and select your recipient.
3. Enter your transfer details. How much you’re sending and in what currency.
4. Review your transaction details.
5. Confirm and send.
If you submit your wire transfer by 4 p.m. ET, it will be processed on the same business day.
Chase is a safe, reliable way to send money overseas. But you’ll pay a sizable transfer fee to get your funds to your recipient.
Compare Chase’s international wire transfer services with your international payment options from other banks and transfer providers to find the right transfer solution for your situation.