Charles Schwab Bank routing numbers
Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.
Charles Schwab Bank uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your Charles Schwab Bank account.
Which Charles Schwab Bank routing number do I need?The routing number you need to send or receive money through Charles Schwab Bank depends on whether your payment or transfer is domestic or international.
|Transaction||Type of routing number||Charles Schwab Bank code|
|Payments and debits between US accounts||ACH routing number||121202211|
|Wire payments between US accounts||Domestic wire transfer number||121202211|
Charles Schwab Bank ACH transfer routing numberThe ACH routing number for Charles Schwab Bank is 121202211. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
Charles Schwab Bank wire transfer routing numberThe routing number for US wire transfers through Charles Schwab Bank is 121202211. You can use this same number to receive international wire transfers to your Charles Schwab Bank account.
How to confirm the routing number for Charles Schwab Bank on your ownLook at a paper check associated with your Charles Schwab Bank account to find the routing and account numbers for your account.
Other ways to confirm the correct Charles Schwab Bank routing number include:
- Call your bank. Your local Charles Schwab Bank branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for Charles Schwab Bank or double-check the one you have is correct.
Can routing numbers for Charles Schwab Bank change?Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Charles Schwab Bank is headquartered in Westlake, services or branches in states outside of Texas may require a different routing number. Confirm routing numbers with a Charles Schwab Bank agent if you're not sure.
Bottom lineRouting numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Charles Schwab Bank and other financial institutions use these codes to manage your money in our guide to routing numbers.
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