Earn more for using your credit cards with these top cards.
It’s rare for a retailer to only accept Visa products. An example is Costco, which used to only accept American Express but now only takes Visa credit cards. Rest easy knowing you have many stellar options when it comes to Visa’s offerings.
Compare two Visa cashback cards
Compare Visa cashback credit cards
Best Visa cashback credit cards
You’ll find great Visa cards with bonus categories that include gas, dining, travel and groceries. You’ll also find excellent flat-rate-rewards cards.
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- Chase Freedom Unlimited®: Best flat-rate cashback card for low to moderate spending.
- Alliant Cashback Visa® Signature Credit Card: Best flat-rate cashback card for high spending.
- Uber Visa Card: Best for dining and travel.
- Costco Anywhere Visa® Card by Citi: Best for gas.
- SunTrust Cash Rewards Credit Card: Best for groceries.
- Capital One® Spark® Cash Business: Best for business.
- Wells Fargo Cash Wise Visa® Card: Best for signup bonus with no annual fee.
Best flat-rate cashback card for low to moderate spending: Chase Freedom Unlimited®
Chase Freedom Unlimited®Read more
Best flat-rate cashback card for high spending: Alliant Cashback Visa® Signature Credit Card
Alliant Cashback Visa® Signature Credit Card
3% cash back on all purchases your first card year, then 2.5% cash back on all purchases starting your second card year.
Best for dining and travel: Uber Visa Card
Uber Visa CardRead more
Best for gas: Costco Anywhere Visa® Card by Citi
Costco Anywhere Visa® Card by CitiRead more
Best for groceries: SunTrust Cash Rewards Credit Card
SunTrust Cash Rewards Credit Card
5% cash back on up to $6,000 spent on gas and grocery qualifying purchases for the first year.
Best for business: Capital One® Spark® Cash Business
Capital One® Spark® Cash Business
Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.
The Capital One® Spark® Cash Business offers flat cash back on every purchase, and a chance at an excellent signup bonus. Businesses don’t have to keep track of bonus rewards, making this a simple cashback card.
Best for signup bonus with no annual fee: Wells Fargo Cash Wise Visa® Card
Wells Fargo Cash Wise Visa® Card
$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.
How to compare Visa cashback credit cards
- Annual fee. Cards with annual fees tend to have better rewards and higher signup bonuses. However, you’ll want to consider whether you’ll spend enough for your rewards to surpass the annual fee.
- Signup bonus. A signup bonus can give you a quick burst of rewards. Before you choose a card with a good welcome offer, be sure you’ll get sufficient value from it after you’ve earned the bonus.
- Intro APR. An intro APR can be very helpful, as it can insulate you from interest for several months. If you’ll take advantage of your intro APR, have a plan to pay off your debt before it ends.
- Rewards. Look for a card that rewards you for your highest-volume categories. For example, if you’re a big foodie, consider a card that offers bonus rewards for dining. If you spend evenly throughout many categories, you might like a flat-rate-rewards card.
- APR. With a cashback card, it’s a great idea to pay off your balance each month. This ensures you’ll get full value from your rewards and not lose them to interest. If you plan on carrying a balance for a long time, consider a low-APR card.
- Penalty APR. Some providers charge penalty APR for late or returned payments. If this is an issue for you, look for a provider that doesn’t charge penalty APRs.
It’s likely that you can find a Visa cashback card that fits your lifestyle. If you’re looking for more value in a cashback card, checkout our guides for cashback cards with no annual fee or 5% cashback cards.
However, if you’re a business looking to maximize your spending, compare cashback business cards.