Compare Visa cashback credit cards | finder.com
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Compare Visa cashback credit cards

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Earn more for using your credit cards with these top cards.

It’s rare for a retailer to only accept Visa products. An example is Costco, which used to only accept American Express but now only takes Visa credit cards. Rest easy knowing you have many stellar options when it comes to Visa’s offerings.

Compare two Visa cashback cards

Chase Freedom®

Chase Freedom®

  • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
  • Read Rates & Fees
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Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
  • Read Rates & Fees
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Promoted

Compare Visa cashback credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
17.24% to 25.99% variable
0% for the first 15 months (then 17.24% to 25.99% variable)
0% intro APR for 15 months from account opening on purchases and balance transfers.
$0
17.24% to 25.99% variable
0% for the first 15 months (then 17.24% to 25.99% variable)
0% intro APR for 15 months from account opening on purchases and balance transfers.
$0 intro annual fee for the first year ($59 thereafter)
12.49% to 15.49% variable

N/A

3% cash back on all purchases your first card year, then 2.5% cash back on all purchases starting your second card year.
$0
17.24% variable

N/A

Earn Costco cash rewards everywhere Visa® is accepted.
$0 intro annual fee for the first year ($95 thereafter)
19.24% variable

N/A

Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.

Compare up to 4 providers

Best Visa cashback credit cards

You’ll find great Visa cards with bonus categories that include gas, dining, travel and groceries. You’ll also find excellent flat-rate-rewards cards.

Jump to …

Best flat-rate cashback card for low to moderate spending: Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
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Promoted
The Chase Freedom Unlimited® credit card is a good starter card with no annual fee. You’ll receive a solid unlimited rate on every purchase. You’ll also like its signup bonus and intro APR.

Best flat-rate cashback card for high spending: Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

3% cash back on all purchases your first card year, then 2.5% cash back on all purchases starting your second card year.

Promoted
If you want to charge a lot to your card, consider the Alliant Cashback Visa® Signature Credit Card. Starting the second year, you’ll earn the highest flat-rate cash back on the market. Just watch out for the annual fee starting the second year, which reduces the value of your rewards.

Best for dining and travel: Uber Visa Card

The Uber Visa Card is one of the best dining cards on the market, offering superb rates for restaurants, takeout services and bars. You’ll also receive an accelerated rate on hotel and airfare purchases.

Best for gas: Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Costco cash rewards everywhere Visa® is accepted
  • Accelerated cash back on gas, dining and travel
  • No foreign transaction fees
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Promoted
If you want a Visa product for gas, the Costco Anywhere Visa® Card by Citi is a stellar choice. You’ll earn accelerated rewards on eligible gas purchases up to a limit each year, and a lower flat rate after.

Best for groceries: SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

5% cash back on up to $6,000 spent on gas and grocery qualifying purchases for the first year.

Promoted
With the SunTrust Cash Rewards Credit Card you can earn bonus accelerated rewards on qualifying grocery and gas purchases during its intro period, up to the spending limit. This comes on top of a strong intro APR and no annual fee.

Best for business: Spark® Cash from Capital One®

Spark® Cash from Capital One®

Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.

Promoted

The Spark® Cash from Capital One® offers flat cash back on every purchase, and a chance at an excellent signup bonus. Businesses don’t have to keep track of bonus rewards, making this a simple cashback card.

Best for signup bonus with no annual fee: Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.

Promoted
The Wells Fargo Cash Wise Visa® Card offers a cash rewards bonus that’s stronger than those of most other no-annual-fee cards.

How to compare Visa cashback credit cards

  • Annual fee. Cards with annual fees tend to have better rewards and higher signup bonuses. However, you’ll want to consider whether you’ll spend enough for your rewards to surpass the annual fee.
  • Signup bonus. A signup bonus can give you a quick burst of rewards. Before you choose a card with a good welcome offer, be sure you’ll get sufficient value from it after you’ve earned the bonus.
  • Intro APR. An intro APR can be very helpful, as it can insulate you from interest for several months. If you’ll take advantage of your intro APR, have a plan to pay off your debt before it ends.
  • Rewards. Look for a card that rewards you for your highest-volume categories. For example, if you’re a big foodie, consider a card that offers bonus rewards for dining. If you spend evenly throughout many categories, you might like a flat-rate-rewards card.
  • APR. With a cashback card, it’s a great idea to pay off your balance each month. This ensures you’ll get full value from your rewards and not lose them to interest. If you plan on carrying a balance for a long time, consider a low-APR card.
  • Penalty APR. Some providers charge penalty APR for late or returned payments. If this is an issue for you, look for a provider that doesn’t charge penalty APRs.
0% APR credit cards

Bottom line

It’s likely that you can find a Visa cashback card that fits your lifestyle. If you’re looking for more value in a cashback card, checkout our guides for cashback cards with no annual fee or 5% cashback cards.

However, if you’re a business looking to maximize your spending, compare cashback business cards.
Compare Visa travel credit cards

Frequently asked questions

Kevin Joey Chen

Kevin Joey Chen is a credit cards writer at finder.com. He's passionate about helping you get your finances in order and build credit responsibly. Kevin has written across many personal-finance niches at finder, including cryptocurrency, personal loans, car insurance, real estate and money transfers. In his spare time, he likes to travel, read and play poker.

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