Compare Visa cashback credit cards | finder.com
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Compare Visa cashback credit cards

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Earn more for using your credit cards with these cashback Visa cards.

It’s rare for a retailer to only accept Visa products. An example is Costco, which used to only accept American Express but now only takes Visa credit cards. Rest easy knowing you have many stellar options when it comes to Visa’s offerings.

Compare two Visa cashback cards

Chase Freedom®

Chase Freedom®

  • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
  • Read Rates & Fees
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Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • New offer! Double cash back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
  • Read Rates & Fees
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Compare Visa cashback credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
17.24% to 25.99% variable
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
17.24% to 25.99% variable
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.
3% cash back on all purchases your first card year, then 2.5% cash back on all purchases starting your second card year
12.49% to 15.49% variable
$0 intro annual fee for the first year ($99 thereafter)
3% cash back on all purchases your first card year, then 2.5% cash back on all purchases starting your second card year.
4% at gas stations on up to $7,000 annually, then 1%. 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
17.24% variable
$0
Earn Costco cash rewards everywhere Visa® is accepted.
2% cash back on all purchases
19.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.

Compare up to 4 providers

Consider these Visa cashback credit cards

You’ll find great Visa cards with bonus categories that include gas, dining, travel and groceries. You’ll also find excellent flat-rate cards that let you earn unlimited cash back on all of your purchases.

Quick look at Visa cashback credit cards

Chase Freedom Unlimited®

Chase Freedom Unlimited®
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  • Get this card if: You want a cashback signup offer.
The Chase Freedom Unlimited® credit card is a good starter card with no annual fee. You’ll receive a solid unlimited rate on every purchase. You’ll also like its cashback signup bonus and intro APR.

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card

  • Get this card if: You want a cashback signup offer.
If you want to charge a lot to your card, consider the Alliant Cashback Visa® Signature Credit Card. Starting the second year, you’ll earn the highest flat-rate cash back on the market. Just watch out for the annual fee starting the second year, which reduces the value of your rewards.

Uber Visa Card

Uber Visa Card

  • Get this card if: You like to travel and dine out.
The Uber Visa Card is a strong dining card, offering superb rates for restaurants, takeout services and bars. You’ll also receive an accelerated rate on hotel and airfare purchases.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

  • Get this card if: You spend a lot on gas.
If you want a Visa product for gas, this card could be a stellar choice. You’ll earn accelerated rewards on eligible gas purchases up to a limit each year, and a lower flat rate after.

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card

  • Get this card if: You spend a lot on groceries.
With the SunTrust Cash Rewards Credit Card you can earn bonus accelerated rewards on qualifying grocery and gas purchases during its intro period, up to the spending limit. This comes on top of a strong intro APR and no annual fee.

Spark® Cash from Capital One®

Spark® Cash from Capital One®

  • Get this card if: You want to earn business cash back.
The Spark® Cash from Capital One® offers flat cash back on every purchase, and a chance at an excellent signup bonus. Businesses don’t have to keep track of bonus rewards, making this a simple cashback card.

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

  • Get this card if: You want a signup bonus and no annual fee.
The Wells Fargo Cash Wise Visa® Card offers a cash rewards bonus that’s stronger than those of most other no-annual-fee cards.

How to compare Visa cashback credit cards

  • Annual fee. Cards with annual fees tend to have better rewards and higher signup bonuses. However, you’ll want to consider whether you’ll spend enough for your rewards to surpass the annual fee.
  • Signup bonus. A signup bonus can give you a quick burst of rewards. Before you choose a card with a good welcome offer, be sure you’ll get sufficient value from it after you’ve earned the bonus.
  • Intro APR. An intro APR can be very helpful, as it can insulate you from interest for several months. If you’ll take advantage of your intro APR, have a plan to pay off your debt before it ends.
  • Rewards. Look for a card that rewards you for your highest-volume categories. For example, if you’re a big foodie, consider a card that offers bonus rewards for dining. If you spend evenly throughout many categories, you might like a flat-rate-rewards card.
  • APR. With a cashback card, it’s a great idea to pay off your balance each month. This ensures you’ll get full value from your rewards and not lose them to interest. If you plan on carrying a balance for a long time, consider a low-APR card.
  • Penalty APR. Some providers charge penalty APR for late or returned payments. If this is an issue for you, look for a provider that doesn’t charge penalty APRs.
0% APR credit cards

Bottom line

It’s likely that you can find a Visa cashback card that fits your lifestyle. If you’re looking for more value in a cashback card, checkout our guides for cashback cards with no annual fee or 5% cashback cards.

However, if you’re a business looking to maximize your spending, compare cashback business cards.
Compare Visa travel credit cards

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