Earn more for using your credit cards with these cashback Visa cards.
It’s rare for a retailer to only accept Visa products. An example is Costco, which used to only accept American Express but now only takes Visa credit cards. Rest easy knowing you have many stellar options when it comes to Visa’s offerings.
Compare two Visa cashback cards
Compare Visa cashback credit cards
Consider these Visa cashback credit cards
You’ll find great Visa cards with bonus categories that include gas, dining, travel and groceries. You’ll also find excellent flat-rate cards that let you earn unlimited cash back on all of your purchases.
Quick look at Visa cashback credit cards
Chase Freedom Unlimited®
- Get this card if: You want a cashback signup offer.
Alliant Cashback Visa® Signature Credit Card
Uber Visa Card
Costco Anywhere Visa® Card by Citi
SunTrust Cash Rewards Credit Card
- Get this card if: You spend a lot on groceries.
Spark® Cash from Capital One®
Wells Fargo Cash Wise Visa® Card
How to compare Visa cashback credit cards
- Annual fee. Cards with annual fees tend to have better rewards and higher signup bonuses. However, you’ll want to consider whether you’ll spend enough for your rewards to surpass the annual fee.
- Signup bonus. A signup bonus can give you a quick burst of rewards. Before you choose a card with a good welcome offer, be sure you’ll get sufficient value from it after you’ve earned the bonus.
- Intro APR. An intro APR can be very helpful, as it can insulate you from interest for several months. If you’ll take advantage of your intro APR, have a plan to pay off your debt before it ends.
- Rewards. Look for a card that rewards you for your highest-volume categories. For example, if you’re a big foodie, consider a card that offers bonus rewards for dining. If you spend evenly throughout many categories, you might like a flat-rate-rewards card.
- APR. With a cashback card, it’s a great idea to pay off your balance each month. This ensures you’ll get full value from your rewards and not lose them to interest. If you plan on carrying a balance for a long time, consider a low-APR card.
- Penalty APR. Some providers charge penalty APR for late or returned payments. If this is an issue for you, look for a provider that doesn’t charge penalty APRs.
It’s likely that you can find a Visa cashback card that fits your lifestyle. If you’re looking for more value in a cashback card, checkout our guides for cashback cards with no annual fee or 5% cashback cards.