Compare Visa cashback credit cards

Earn more for using your credit cards with these cashback Visa cards.

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It’s rare for a retailer to only accept Visa products. An example is Costco, which used to only accept American Express but now only takes Visa credit cards. Rest easy knowing you have many stellar options when it comes to Visa’s offerings.

Our pick for a Visa cashback card

U.S. Bank Cash+™ Visa Signature® Card

  • Earn up to $550 cash back in the first year.
  • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.74% - 25.24%
  • Rates & Fees
  • No annual fee*
  • Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019
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Compare Visa cashback credit cards

Name Product Filter values Rewards Purchase APR Annual fee
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
1.5% cash back on all purchases
0% intro for the first 15 months (then 16.74% to 25.49% variable)
$0
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
0% intro for the first 15 months (then 16.74% to 25.49% variable)
$0
Earn $150 cash back after spending $500 in the first 3 months from account opening.
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
15.74% to 25.24% variable
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
14.99%, 19.99% or 24.99% variable
$0
Earn $200 cash back when you spend $500 within 90 days after account opening.

Compare up to 4 providers

Consider these Visa cashback credit cards

You’ll find great Visa cards with bonus categories that include gas, dining, travel and groceries. You’ll also find excellent flat-rate cards that let you earn unlimited cash back on all of your purchases.

Quick look at Visa cashback credit cards

Chase Freedom Unlimited®

Chase Freedom Unlimited®
See offer
  • Get this card if: You want a cashback signup offer.
The Chase Freedom Unlimited® credit card is a good starter card with no annual fee. You’ll receive a solid unlimited rate on every purchase. You’ll also like its cashback signup bonus and intro APR.

Alliant Cashback Visa® Signature Credit Card

Alliant Cashback Visa® Signature Credit Card
  • Get this card if: You want a cashback signup offer.
If you want to charge a lot to your card, consider the Alliant Cashback Visa® Signature Credit Card. Starting the second year, you’ll earn the highest flat-rate cash back on the market. Just watch out for the annual fee starting the second year, which reduces the value of your rewards.

Uber Visa Card

Uber Visa Card
  • Get this card if: You like to travel and dine out.
The Uber Visa Card is a strong dining card, offering superb rates for restaurants, takeout services and bars. You’ll also receive an accelerated rate on hotel and airfare purchases.

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi
  • Get this card if: You spend a lot on gas.
If you want a Visa product for gas, this card could be a stellar choice. You’ll earn accelerated rewards on eligible gas purchases up to a limit each year, and a lower flat rate after.

SunTrust Cash Rewards Credit Card

SunTrust Cash Rewards Credit Card
  • Get this card if: You spend a lot on groceries.
With the SunTrust Cash Rewards Credit Card you can earn bonus accelerated rewards on qualifying grocery and gas purchases during its intro period, up to the spending limit. This comes on top of a strong intro APR and no annual fee.

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business
See offer
  • Get this card if: You want to earn business cash back.
The Capital One® Spark® Cash for Business offers flat cash back on every purchase, and a chance at an excellent signup bonus. Businesses don’t have to keep track of bonus rewards, making this a simple cashback card.

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card
  • Get this card if: You want a signup bonus and no annual fee.
The Wells Fargo Cash Wise Visa® Card offers a cash rewards bonus that’s stronger than those of most other no-annual-fee cards.

How to compare Visa cashback credit cards

  • Annual fee. Cards with annual fees tend to have better rewards and higher signup bonuses. However, you’ll want to consider whether you’ll spend enough for your rewards to surpass the annual fee.
  • Signup bonus. A signup bonus can give you a quick burst of rewards. Before you choose a card with a good welcome offer, be sure you’ll get sufficient value from it after you’ve earned the bonus.
  • Intro APR. An intro APR can be very helpful, as it can insulate you from interest for several months. If you’ll take advantage of your intro APR, have a plan to pay off your debt before it ends.
  • Rewards. Look for a card that rewards you for your highest-volume categories. For example, if you’re a big foodie, consider a card that offers bonus rewards for dining. If you spend evenly throughout many categories, you might like a flat-rate-rewards card.
  • APR. With a cashback card, it’s a great idea to pay off your balance each month. This ensures you’ll get full value from your rewards and not lose them to interest. If you plan on carrying a balance for a long time, consider a low-APR card.
  • Penalty APR. Some providers charge penalty APR for late or returned payments. If this is an issue for you, look for a provider that doesn’t charge penalty APRs.

0% APR credit cards

Bottom line

It’s likely that you can find a Visa cashback card that fits your lifestyle. If you’re looking for more value in a cashback card, checkout our guides for cashback cards with no annual fee or 5% cashback cards.

However, if you’re a business looking to maximize your spending, compare cashback business cards.
Compare Visa travel credit cards

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