Compare cashback credit cards from Discover | finder.com

Compare cashback credit cards from Discover

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Double your earnings at the end of your first card year.

Your choices for a Discover cashback card include standard credit cards, cards for students with limited credit history and a secured card for building credit. Earn accelerated cash back on rotating or fixed categories depending on the card, and double everything you earn within your first year.

Compare Discover cashback credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0
14.24% to 25.24% variable
0% for the first 14 months (then 14.24% to 25.24% variable)
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
annual fee for the first year ($0 thereafter)
14.24% to 25.24% variable
0% for the first 14 months (then 14.24% to 25.24% variable)
Earn 2% cash back on gas and dining on your first $1,000 in combined purchases each quarter. After that earn 1% in these categories and on all other purchases.
$0
15.24% to 24.24% variable
10.99% for the first 6 months (then 15.24% to 24.24% variable)
Earn 5% cash back in rotating categories up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.
$0
15.24% to 24.24% variable
10.99% for the first 6 months (then 15.24% to 24.24% variable)
Earn 2% cash back on gas and dining on your first $1,000 in combined purchases each quarter. After that earn 1% in these categories and on all other purchases.
$0
25.24% variable
10.99% for the first 6 months (then 25.24% variable)
2% cashback at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases.

Compare up to 4 providers

Best Discover cashback credit cards

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Best credit card for building credit: Discover it® Secured

Discover it® Secured

2% cashback at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases.

Promoted
If you’re looking to build your credit and earn cash back on your purchases, the Discover it® Secured can fit your needs. To start using it, you have to make a security deposit to act as your credit line.

Best Discover card for students: Discover it® Student Cash Back

Discover it® Student Cash Back

Earn 5% cash back in rotating categories up to the quarterly maximum each time you activate. Plus unlimited 1% cash back on all other purchases.

Promoted
The Discover it® Student Cash Back can be a great choice for students who want to earn cash back, get rewards for good grades and build their credit while in college. Card membership also comes with the benefit of Discover’s Cashback Match program.

Best credit card for NHL fans: NHL Discover it® Card

NHL Discover it® Card

Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases — automatically.

Promoted
The NHL Discover it® Card sets itself apart from other Discover cashback cards by offering discounts on eligible NHL purchases. You can also choose your card design and rep your favorite NHL team. A suite of additional perks makes this card a cool choice for NHL fans.

Best overall: Discover it® Cash Back

Discover it® Cash Back

  • Earn accelerated cash back in rotating categories
  • First year cashback match
  • Free FICO credit score
  • Ability to freeze your account
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Promoted
The Discover it® Cash Back is the best Discover has to offer. You get a long intro APR period on balance transfers and purchases, earn accelerated cash back on rotating categories every quarter and benefit from Discover’s Cashback Match program.

Typical benefits of a Discover cashback card

All Discover cashback cards have their own specific perks and features. But they share common benefits, including:

  • Cashback match. Discover matches the entirety of the cash back you earn during your first year, and it doesn’t come with a maximum.
  • No annual fee. All Discover cashback cards come without an annual fee. Though you will have to put down a one-time deposit for the secured card.
  • Free FICO score. Every Discover card lets you access your FICO score for free either online or on your monthly statement.
  • Freeze your card. If you lose your Discover cashback card, freeze it to prevent anyone from using it. You can unfreeze it at any time if it turns up.
  • US-based customer service.Discover boasts a US-based customer service team, which has received good reviews around the web.

How to compare Discover cashback credit cards

When looking for a Discover cashback credit card, you’ll find that they’re fairly similar. The main difference among the cards are the credit-score ranges they’re aimed at. To make the right choice, consider:

  • Are you a student? Students can choose between two Discover cashback cards. For the highest value, consider the Discover it® Student Cash Back.
  • Do you want to build your credit score? With the Discover it® Secured, you can deposit a minimum of $200 and start building your credit score while earning cash back on your purchases.
  • Do you want the best Discover cashback card? Both the Discover it® Cash Back and the NHL Discover it® Card offer accelerated cash back on rotating categories every three months and a long intro APR period on balance transfers and purchases.

Consider a top card from another brand

Chase Freedom®

  • 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
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Promoted

Bottom line

Discover offers several cashback cards with uniform features — you get either accelerated cash back on rotating categories or lower cash back on fixed categories. Discover will also match the entire cashback amount earned during your first card year, which can beat signup bonuses offered by most other providers.

To find the best card for your situation you may want to consider other cashback credit cards and compare your options.

Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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