
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
You know how necessary car insurance is when it comes to protecting yourself, your vehicle and others on the road. But each state has its own legal minimums for car insurance coverage, and every driver must meet the standards of the state they live in. Compare average costs and state laws and regulations in Wyoming to get the best car insurance for you.
Car insurance quick facts
In at fault states, the driver who caused the accident pays for damages.
Company | Direct premiums written (billions) | Market share |
---|---|---|
State Farm | $94,449 | 22.9% |
Progressive | $59,070 | 14.3% |
Farmers | $47,826 | 11.6% |
Mountain West Farm Bureauy | $42,127 | 10.2% |
Geico | $36,174 | 8.8% |
USAA | $28,554 | 6.9% |
Liberty Mutual | $27,955 | 6.8% |
Allstate | $20,016 | 4.8% |
Nationwide | $11,036 | 2.7% |
American National | $7,102 | 1.7% |
Despite having fewer drivers on the road and smaller cities than other states, Wyoming is a surprisingly expensive state for car insurance. Prices for full coverage ran an average of $1,500 annually within the state in 2015, surpassing the $1,300 national average.
To put these two numbers into perspective, Maine drivers were known to pay an average of $900 a year for their full coverage policies — and Michigan drivers were paying upwards of $2,300 a year.
While Wyoming’s car insurance costs can be a bit steep, there’s good news: You can optimize your coverage and take advantage of discounts to get the cheapest rate possible.
Of Wyoming’s largest cities, Sheridan has the cheapest rates and Rock Springs has the most expensive car insurance rates. Rock Springs drivers could face rates 6 times more than Sheridan drivers.
Company | Annual car insurance rate |
---|---|
Allstate | $1713 |
21st Century | $1325 |
Geico | $2532 |
Statefarm | $501 |
USAA | $1768 |
Company | Annual car insurance rate |
---|---|
Allstate | $1707 |
21st Century | $1391 |
Geico | $2603 |
Statefarm | $503 |
USAA | $2148 |
Company | Annual car insurance rate |
---|---|
Allstate | $1541 |
21st Century | $1252 |
Geico | $2540 |
Statefarm | $471 |
USAA | $2233 |
Company | Annual car insurance rate |
---|---|
Allstate | $1691 |
21st Century | $1380 |
Geico | $2537 |
Statefarm | $500 |
USAA | $2090 |
Company | Annual car insurance rate |
---|---|
Allstate | $1695 |
21st Century | $1391 |
Geico | $2603 |
Statefarm | $503 |
USAA | $2165 |
To legally drive in Wyoming, you’ll need liability insurance that includes at least:
When you’re shopping for car insurance, you might see these minimums expressed as 25/50/20.
You’ll also be required to carry uninsured or underinsured motorist coverage with limits equal to your liability coverage.
Yes, you can get SR-22 insurance in Wyoming. SR-22 certifies that you have proper coverage to get behind the wheel. If you’ve gotten a DUI or if you’ve been caught driving without insurance, you might need to file an SR-22 with the state of Wyoming.
If you can’t get affordable coverage or if you’ve been denied coverage because you’re deemed a high-risk driver, you can find insurance through the Western Association of Automobile Insurance Plans (WAAIP).
WAAIP assigns you an affordable provider. Any risk posed to the insurance provider is spread across the network of WAAIP’s participating companies.
Compare car insurance companies near you.
Your information is secure.
Wyoming law requires all motorists to prove financial responsibility, and the easiest way for most drivers to do that is with car insurance. The right car insurance policy will help protect you, your vehicle and others who share the road with you — and if you take the time to comparison shop, you can get a great value for the money you spend on coverage.
To learn about different types of coverage available, tips for saving money on premiums and more, visit our comprehensive guide to auto insurance.
This insurer has four dental plans to choose from — compare costs and features now.
You can pay for car insurance in Bitcoin, even if your insurer doesn’t accept it yet.
This fintech just branched out into low-cost life insurance — but its lineup is limited.
Find unusually low face values for a whole life policy, ideal for supplemental insurance.
A health savings account (HSA) can help you get prepared for your retirement. Learn more.
Get pet insurance that reimburses 100% of your vet bills or a separate wellness plan.
A poor driving record may result in higher rates on your life insurance, with some insurers turning you away altogether.
Hospitals are now legally required to post their prices online.
Invest in your child’s future and encourage others to do so, too. Learn about EarlyBird.
Save money by targeting your coverage to your largest debts.