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Our top pick: USAA
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USAA has been proudly serving our military since 1922, while Travelers has been providing insurance for more than 150 years. Both companies have a great reputation for customer service, with USAA receiving an unheard of 5 out of 5 rating from J.D. Power.
Both insurance companies offer discounts to bring down your costs, like USAA’s defensive driver discount and Traveler’s pay in full discount. However, USAA is our top pick for its top-rated customer service year after year. If you don’t qualify for USAA, Travelers is still a solid option.
Review our comprehensive comparison of coveage and discounts to further compare which insurer fits your needs best.
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|---|---|
| Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family. | Use the handy online quote tool to build your perfect policy or call an agent for a personal touch. |
| All 50 states | All states except AK, HI, KS, MI, ND, SD, WV, WY |
| Optional | Optional |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
online phone |
| 12 months 6 months custom |
monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes, up to 5% |
| Yes | No |
| Yes | Yes, up to 8% |
| Yes | Yes |
| Yes | Yes, up to 10% |
| Yes | Yes, up to 8% |
| Yes | No |
| Yes | Yes, 8% |
| Yes | No |
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If you’re a current or former member of the military or the family member of one, USAA is a no-brainer. But if you don’t qualify for insurance with USAA, Travelers is a solid choice. If neither company fits your needs, compare car insurance companies to find the best insurance company for you.
The best companies blend wide auto and renters coverage, free perks and strong value.
Branch auto insurance takes a community-focused approach with friend referral discounts.
The virus won’t change coverage, but it could affect claims and communication with your insurance company.
Car insurance companies are chiming in with payment extensions or waived fees for financial relief.
Every USAA credit card currently offers car rental coverage.
Relax with free perks from a top-rated company if you’re part of the military family.
Big insurers bring stability and experience, but also consider the benefits of a small insurer.
If you’ve left or lost a job and need insurance, you can still qualify for competitive rates. Compare insurers and find out how to save.
You might not find official car insurance discounts, but a dashcam could prove your innocence after an accident.
Get the benefits of Farm Bureau membership, including low auto rates and fine Southern service.
