USAA has been proudly serving our military since 1922, while Travelers has been providing insurance for more than 150 years. Both companies have a great reputation for customer service, with USAA receiving an unheard of 5 out of 5 rating from J.D. Power.
Both insurance companies offer discounts to bring down your costs, like USAA’s defensive driver discount and Traveler’s pay in full discount. However, USAA is our top pick for its top-rated customer service year after year. If you don’t qualify for USAA, Travelers is still a solid option.
Review our comprehensive comparison of coveage and discounts to further compare which insurer fits your needs best.
OVERVIEW |
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About the brand |
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family. |
Use the handy online quote tool to build your perfect policy or call an agent for a personal touch. |
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States served |
All 50 states |
All states except AK, HI, KS, MI, ND, SD, WV, WY |
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COVERAGE |
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Roadside assistance |
Optional |
Optional |
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New car protection |
No |
Yes |
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Accident forgiveness |
Yes |
Yes |
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Rideshare coverage |
Yes |
Yes |
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SR-22 insurance |
Yes
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Yes
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Claims methods |
Online Phone
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online phone
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Payment schedule |
12 months 6 months custom
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monthly
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DISCOUNTS |
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Anti theft device discount |
Yes |
Yes |
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Bundling discount |
Yes |
Yes |
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Home owner discount |
Yes |
Yes, up to 5% |
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Military discount |
Yes |
No |
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Multi car discount |
Yes |
Yes, up to 8% |
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Paid in full discount |
Yes |
Yes |
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Safety device discount |
Yes |
Yes, up to 10% |
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Safe driver discount |
Yes |
Yes, up to 8% |
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Special employment discount |
Yes |
No |
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Student discount |
Yes |
Yes, 8% |
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Usage based discount |
Yes |
No |
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Learn more |
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Bottom line
If you’re a current or former member of the military or the family member of one, USAA is a no-brainer. But if you don’t qualify for insurance with USAA, Travelers is a solid choice. If neither company fits your needs, compare car insurance companies to find the best insurance company for you.
Compare alternatives to USAA and Travelers