Tesla Model X insurance rates

The average insurance costs for a Tesla Model X is $227 a month, or $2,724 a year. A 2017 Tesla Model X starts at a base price of $82,500, putting the annual insurance cost–to–base car price ratio at a low 3.3%. The Tesla X is on the low end of insurance for luxury cars, making it relatively inexpensive to insure for its high-end price tag.

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• Basic to comprehensive
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Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Choose from a long list of discounts and coverage for almost any driver.	Get quotes More Info	Compare	loading Fetching your data...
Geico		Optional			26%	All 50 states	Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.	Get quotes More Info	Compare	loading Fetching your data...
The Hartford		Optional			Yes	All states except AK, HI, LA, MI, RI	Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.	Get quotes More Info	Compare	loading Fetching your data...
Metromile		Optional			49%	AZ, CA, IL, NJ, OR, PA, VA, WA	Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.	Get quotes More Info	Compare	loading Fetching your data...
Root					52%	AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA	Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.	Get quotes More Info	Compare	loading Fetching your data...
Clearcover		Optional			No	AZ, CA, IL, UT	Find basic coverage and low rates through its easy online or app-based experience.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current bill and get 20+ quotes from top brands for the same level of coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Enjoy having your own dedicated agent to help you get the best discounts and coverage.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.	Get quotes More Info	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Convenient online quotes, coverage and claims for tech-savvy drivers.	Get quotes More Info	Compare	loading Fetching your data...
Motion Auto		Optional			No	AZ	Get instant coverage and track your driving over time to lower your rates.	Get quotes More Info	Compare	loading Fetching your data...
State Farm		Optional			Yes	All 50 states	Get personalized, one-on-one support to build your policy with your local agent. Start your policy today at 877-745-0232.	Get quotes More Info	Compare	loading Fetching your data...
Farmers					15%	All 50 states	Choose from add-ons like glass repair services and new car replacement to enhance basic coverage.	Get quotes More Info	Compare	loading Fetching your data...
Assurance		Optional			No	All states except AK, CA, DC, GA, HI, KY, LA, MA, MD, MI	Your broker is your one-stop shop for comparing any coverage you need.	Get quotes More Info	Compare	loading Fetching your data...
Elephant		Optional			10%	IL, IN, MD, TN, TX, VA	An online-based brand with big discounts and 12-month rate locks.	Get quotes More Info	Compare	loading Fetching your data...

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Tesla car insurance rates by model

• How we got these rates

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Tesla Model X
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Tesla Model X’s model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles your drive in a year
  • Safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driver’s driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

How safe is the Tesla Model X?

The Tesla Model X has been around since 2016 and is an all electric crossover SUV. The luxury midsize SUV is known for its long driving range, excellent acceleration and outstanding driving technology. By the end of 2016, there were over 18,000 sales in the United States, making it the third best selling electric car on the market. There were over 25,000 sales worldwide.

The 2017 Tesla Model X is the safest SUV of all time. The Tesla Model X is the first SUV to receive five star ratings in every category and sub-category. The National Highway Traffic Safety Administration awarded the Tesla Model X with a 5-Star Overall Safety Rating. All crash tests performed on the SUV received the highest possible safety rating.

The Tesla Model X model includes lane departure warning, enhanced autopilot system and automatic emergency braking.

How does the Tesla Model X compare to other car models?

From a price standpoint, the Tesla Model X ranks right in the middle of our list of the 360 priciest car models to insure.

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