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Tesla Model X insurance rates

Average Tesla Model X insurance rates

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The average insurance costs for a Tesla Model X is $227 a month, or $2,724 a year. A 2017 Tesla Model X starts at a base price of $82,500, putting the annual insurance cost–to–base car price ratio at a low 3.3%. The Tesla X is on the low end of insurance for luxury cars, making it relatively inexpensive to insure for its high-end price tag.

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Compare insurance for your Tesla Model X

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT
Find basic coverage and low rates through its easy online or app-based experience.
Assurance
Optional
Yes
All states except AK & HI
Your broker is your one-stop shop for comparing any coverage you need.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Root
52%
Available in 30 states
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
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Why is insurance so expensive for the Tesla Model X?

The Tesla Model X costs more to insure than the average vehicle because it’s considered a luxury car that may require high end parts to repair. Falling into the range of luxury cars makes a vehicle a higher cost to fix and therefore insure.

Tesla car insurance rates by model

ModelMonthly insurance rateBase car price
Tesla Model S$227$68,000
Tesla Model X$227$82,500
Tesla Model 3$227$35,000

How safe is the Tesla Model X?

The Tesla Model X has been around since 2016 and is an all electric crossover SUV. The luxury midsize SUV is known for its long driving range, excellent acceleration and outstanding driving technology. By the end of 2016, there were over 18,000 sales in the United States, making it the third best selling electric car on the market. There were over 25,000 sales worldwide.

The 2017 Tesla Model X is the safest SUV of all time. The Tesla Model X is the first SUV to receive five star ratings in every category and sub-category. The National Highway Traffic Safety Administration awarded the Tesla Model X with a 5-Star Overall Safety Rating. All crash tests performed on the SUV received the highest possible safety rating.

The Tesla Model X model includes lane departure warning, enhanced autopilot system and automatic emergency braking.

How does the Tesla Model X compare to other car models?

From a price standpoint, the Tesla Model X ranks right in the middle of our list of the 360 priciest car models to insure.

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