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Our top pick: USAA
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Both State Farm and USAA began in 1922, but each company serves a different market. USAA serves current and former members of the military and their families by offering affordable car insurance. State Farm also provides affordable insurance through its discounts, including its Drive Safe & Save program and a vehicle safety discount, among others.
USAA is well known for excellent rates and customer help, so it’s a clear winner if you have a military affiliation. If not, State Farm’s still a solid choice with a great reputation and discounts.
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| Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. | Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months 6 months Monthly |
12 months 6 months custom |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 20% | Yes |
| Yes | Yes |
| Yes, up to 40% | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 25% | Yes |
| No | Yes |
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With USAA’s outstanding reputation for customer service and affordable insurance rates, if you qualify for insurance through this insurer is the best choice. But don’t rule out State Farm, as its many discounts might give you a better deal. If neither one’s right for you, compare car insurance options to find the best policy for you.
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