State Farm vs. USAA
Both State Farm and USAA started in 1922 but has embraced a different market and identity since then. USAA serves current and former members of the military and their families by offering affordable car insurance. While State Farm also provides affordable insurance through its discounts, including its Drive Safe & Save program and a vehicle safety discount, among others.
With such long-standing reputations and reasonably priced insurance, how do you choose between the two? Well, we’ve pitted USAA and State Farm against each other in a side by side comparison to make your decision easier. Check out the details of each provider below.
Our top pick:
- Excellent rating and top choice in the US
- Full range of financial options
- Available in 50 states
Our top pick: State Farm
Get personalized, one-on-one support from your local State Farm agent.
- Excellent rating and top choice in the US
- Full range of financial options
- Available in 50 states
 State Farm |
 USAA |
|
|---|---|---|
| About the provider | Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list. | Operating since 1922, USAA is a company that deals primarily with military members and their families. It offers a wide array of products ranging from car insurance, homeowners insurance, banking, investing and more. |
| Price | Policy costs depend your personal situation. Visit State Farm for a quote based on your specific needs. | Policy costs depend your personal situation. Visit USAA for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | B+ | A+ |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 5/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
Find the cheapest rates
Compare the best car insurance companies near you.
Your information is secure.
* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
With USAA’s outstanding reputation for customer service and affordable insurance rates, if you qualify for insurance through this provider it’s a no-brainer. But don’t rule out State Farm, its many discounts might give you a better deal. If neither one’s right for you, compare car insurance options to find the best policy for you.