State Farm vs. Travelers: Discounts, quotes, and comparison
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State Farm vs. Travelers: Discounts, quotes, and comparison

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State Farm vs. Travelers

State Farm and Travelers have both been providing insurance for generations. They’re well known in the industry and get good marks from the Better Business Bureau.

Because of the similarities, choosing between the two can be tough. That’s why we’ve pitted the two companies against each in order to make comparing them easier. Take a look at the details below and find the one that works for you.

Find the cheapest rates

Compare the best car insurance companies near you.

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State Farm

State Farm

 Travelers

Travelers
About the provider Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list. Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
Price Policy costs depend your personal situation. Visit State Farm for a quote based on your specific needs. Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* B+ A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

State Farm

State Farm

 Travelers

Travelers
Good student Up to 25% (under 25). Additional discount if student is away from home and only using the car when back home. 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Good driver 3 years no moving violations or at-fault accidents 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount Up to 7.5%
Multicar Up to 20% (two or more vehicles in household) Up to 8%
Military
Homeowner Up to 5%
Other discounts Driving training – Varies (all operators under 21 complete approved drivers education)

Drive Safe & Safe – Enroll in the State Farm app

 Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%

Vehicle discounts

State Farm

State Farm

 Travelers

Travelers
Anti-theft device
Anti-lock brake
Passive restraints Up to 40% (medical-related coverage, vehicle made in 1994 or later)
Air bag
Other discounts Vehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later) Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Bottom line

Both State Farm and Travelers offer ways to bring the cost of insurance down through discounts. Look closely at which discounts apply to your personal situation and you’ll find the right provider for you.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

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