Our top pick: Liberty Mutual
- Get coverage with new car replacement or a lowering deductible fund
- Access convenient online tools for claims or coverage updates
- Rewards safe driving with low rates and accident forgiveness
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
State Farm vs Liberty Mutual car insurance
State Farm vs Liberty Mutual: Who has better car insurance?
Guides
Vehicle Guides
Need Financing?
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Liberty Mutual is the nation’s seventh-largest insurance provider, and got a 2 out of 5 in overall satisfaction in J.D. Power’s 2017 Auto Insurance Study and a 3 out of 5 in some parts of the country. With an insurance policy through Liberty Mutual, you can enjoy coverage options, benefits and discounts — all at an affordable price. Roadside assistance is also included.
Like Liberty Mutual, State Farm also offers roadside assistance. And you can expect discounts for anti-lock brakes and adaptive cruise control, as well as cost savings for multi-car policies. With so many similarities between the two, it can be hard to decide which provider to select.
Both providers offer tons of discounts, but Liberty Mutual may be the right pick for you if you value wide coverage and customer support.
|
|
|
|---|---|
| Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. | Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months 6 months Monthly |
12 months monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 20% | Yes |
| Yes | Yes |
| Yes, up to 40% | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 25% | Yes |
| No | Yes |
|
|
|
Bottom line
In overall discounts, State Farm ekes out ahead. But if those discounts don’t apply to your situation, then there’s no benefit to you. Be sure to keep in mind your personal situation when reviewing the pros and cons of each provider so you can choose the car insurance that best suits your needs.
Compare alternatives to State Farm and Liberty Mutual
More guides on Finder
-
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
-
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
-
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
-
2020 shakes up the car insurance industry in a good way
A company you’ve never heard of just made it to the top for customer satisfaction. Here’s who did what to better serve their customers.
-
Car insurance for drivers 25 to 40 years old
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
-
Heacock Classic car insurance review February 2021
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.
-
Horror stories you could actually insure against
13 best horror stories where insurance could have saved the day.
-
Say car insurance review Feb 2021
Offers a transparent look at your premiums and rewards renewal with a better insurance score.
Ask an Expert