Managing Money In A Crisis
Weekly tips sent straight to your inbox
Guides
Vehicle Guides
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
State Farm vs Liberty Mutual car insurance
State Farm vs Liberty Mutual: Who has better car insurance?
Liberty Mutual is the nation’s seventh-largest insurance provider, and got a 2 out of 5 in overall satisfaction in J.D. Power’s 2017 Auto Insurance Study and a 3 out of 5 in some parts of the country. With an insurance policy through Liberty Mutual, you can enjoy coverage options, benefits and discounts — all at an affordable price. Roadside assistance is also included.
Like Liberty Mutual, State Farm also offers roadside assistance. And you can expect discounts for anti-lock brakes and adaptive cruise control, as well as cost savings for multi-car policies. With so many similarities between the two, it can be hard to decide which provider to select.
Both providers offer tons of discounts, but Liberty Mutual may be the right pick for you if you value wide coverage and customer support.
Our top pick: Liberty Mutual
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
- Roadside assistance
- Accident forgiveness
- Collision coverage
- Better car replacement
- Coverage for every location
- Roadside assistance
- Accident forgiveness
- Collision coverage
|
|
|
|---|---|
| Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. | Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months 6 months Monthly |
12 months monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 20% | Yes |
| Yes | Yes |
| Yes, up to 40% | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 25% | Yes |
| No | Yes |
|
|
|
Bottom line
In overall discounts, State Farm ekes out ahead. But if those discounts don’t apply to your situation, then there’s no benefit to you. Be sure to keep in mind your personal situation when reviewing the pros and cons of each provider so you can choose the car insurance that best suits your needs.
Compare alternatives to State Farm and Liberty Mutual
Read more on this topic
-
Aston Martin DBX insurance rates Get cheap car insurance quotes and find the best policies for your Aston Martin DBX.
-
GoAuto car insurance review August 2020 Pocket an option for SR-22 coverage, but you might be compromising on service.
-
Compare the best auto and renters insurance bundles The best companies blend wide auto and renters coverage, free perks and strong value.
-
Compare RV rental insurance Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.
-
Honda Passport car insurance rates The Honda Passport’s high safety ratings and antitheft package may discount your insurance.
-
Ford Bronco car insurance rates The Bronco’s off-roading performance may mean an increased car insurance premium. But its safety features could be an upside.
-
Electra Meccanica Solo car insurance rates Insuring the new Electra Meccanica Solo presents a unique challenge.
-
States with the strictest driving laws If you're relaxed behind the wheel, you'll want to steer clear of these states with the strictest driving laws.
-
Compare the best bundling insurance companies for 2020 Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
-
Does car insurance cover PTSD after a car accident? How to make a car insurance claim for mental or emotional injuries after a car accident.
Ask an Expert