State Farm vs. Direct Auto
If you’re considering State Farm and Direct Auto Insurance for car insurance, you’ll find the information you need to know about each provider here.
Direct Auto has been in business since 1991, and only services 13 states, while State Farm has been around since 1922 and provides coverage in all 50 states. And the differences don’t end there. State Farm has a good reputation for customer service, getting a B+ from the Better Business Bureau and a 3 out of 5 rating from J.D. Power. Contrast that with Direct Auto’s F from the BBB, and you might wonder why you would even consider Direct Auto.
However, there is one difference that works in Direct Auto’s favor. They are known for insuring high-risk drivers. If this designation applies to you, Direct Auto could be an option. Check out our detailed comparison below, and find out which provider is right for you.
|About the provider||Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.||Founded in 1991, Direct Auto Insurance offers low-cost insurance policies to “nonstandard” drivers — also known as high-risk drivers — who might have a hard time finding coverage elsewhere. But beware, the company gets very poor reviews and only services 13 states.|
|Price||Policy costs depend your personal situation. Visit State Farm for a quote based on your specific needs.||Policy costs depend your personal situation. Visit Direct Auto for a quote based on your specific needs.|
|States served||All 50 states||13|
|J.D. Power ratings**||3/5 on overall claims satisfaction||N/A|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study